Comparison

ClearWallet vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ClearWallet

Features
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Take control of your finances with Clear Wallet, the intelligent expense tracking app that combines cutting-edge AI technology with privacy-first design. AI-Powered Receipt Scanning Say goodbye to manual data entry! Simply scan your receipts and watch as our advanced AI automatically extracts transaction details, amounts, dates, and intelligently categorizes expenses. Our smart categorization learns from your spending patterns to provide accurate, personalized expense tracking. Multi-Card Management Effortlessly manage multiple credit cards, debit cards, and payment methods in one unified dashboard. Each card gets its own color-coded identity, making it easy to track spending across different accounts and visualize your financial landscape. Smart Categorization System Organize your finances with our intelligent categorization system. Create custom categories, assign unique icons and colors, and let AI automatically sort your transactions. From groceries and transportation to entertainment and healthcare, every expense finds its proper place. Privacy-First Design Your financial data is precious, and we treat it that way. All information is stored locally on your device with bank-level AES-256 encryption. No cloud storage, no data sharing, no third-party access. Your privacy is our priority.

About

Expense Tracker

Features
Read full description

Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

Screenshots

ClearWallet4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: ClearWallet at none against Expense Tracker's 2. ClearWallet also leads on update cadence (every 4 days vs fortnightly) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. ClearWallet asks for nothing beyond the download.

UpkeepUpdate frequency

ClearWallet ships an update every 4 days, Expense Tracker fortnightly. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

Scorecard4 real differences Ā· 2 level
ClearWallet versus Expense Tracker: the parameters behind the verdict, then further details
ParameterClearWalletExpense Tracker
PriceFreeFree
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size25 MB21 MB
Age rating4+4+
DeveloperGuillermo GuevaraAbir Majumder

In-app purchases

None

ClearWallet

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year

Questions

Is ClearWallet free?
ClearWallet is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do ClearWallet or Expense Tracker have ads?
Neither ClearWallet nor Expense Tracker shows ads.
Which is updated more often, ClearWallet or Expense Tracker?
ClearWallet ships an update every 4 days, and Expense Tracker fortnightly. Most recently, ClearWallet was updated on October 14, 2026 and Expense Tracker on October 15, 2026.

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