Send vs Hyperbeat Pay

Send money around the world in seconds, for free.¹ No wire transfer. No three to five business days. No waiting for the bank to open. The amount you send is the amount they get. No fee taken out, no network fee passed to you. Send is one app for all of it: a debit card, savings, stocks, and crypto in a single balance. Your money stays yours, and we never hold it. SEND MONEY AROUND THE WORLD FOR FREE¹ - Send and receive dollars in seconds, wherever your people are - Send money to family and friends abroad without the transfer fee - Send $100 and they get $100 - Pay anyone by their Sendtag, with no long address to copy - A heads up before you send to someone for the first time - No cutoff times, no weekends off, no three day hold SPEND ANYWHERE WITH THE SEND CARD² - Spend your Send balance with a debit card - Add it to Apple Pay and Google Pay and tap to pay - Real-time alerts on every transaction - No monthly fees, no hidden fees SAVE TOWARD A GOAL AND EARN ON EVERY DOLLAR³ - Create a savings goal, name it, pick an icon, and watch it fill up - Save at the same rate as everyone else, with no tier to unlock - Your rate moves with the market, not with how much you spend - No minimum balance, no lock up, no waiting to withdraw GET PAID WITH YOUR SEND PROFILE - Build a public profile with a link-in-bio layout - Put your link in a bio, an invoice, or a text - Get paid by anyone who has it, with no account number to hand out EARN BONUSES ON SEND - Earn bonuses when you refer friends to Send - Get rewarded for the things you already do in the app Create your profile. Share your link. Get paid. Send is not a bank. Send, Inc. does not custody or control user funds. Send is a non-custodial wallet, and all assets are managed directly by users via their private keys. ¹ Send does not charge a fee to send or receive money in Send, and Send covers network fees on those transfers. Fees for other services are disclosed in the app before you confirm. ² The Send card program is provided by Wirex. The card is issued by Wirex’s issuing bank pursuant to a license from the card network. Card services are subject to separate terms disclosed in the app. ³ Savings rates in Send are variable, are not guaranteed, and change with market conditions. The current rate is shown in the app. Savings rewards in Send are not bank interest and are not FDIC insured. Send does not target UK consumers with cryptoasset promotions. Future UK availability will comply with FCA rules under Section 21 of FSMA or Article 73ZA. Support: https://support.send.app Email: support@send.app Send, Inc. 101 N. Indian Hill Blvd., Suite 206 Claremont, CA 91711

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.