Comparison

Budget Planner App vs Spendl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner App

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

Highlights
  • AI-powered expense categorization
  • Voice input for transactions
  • Monthly budget creation
  • Savings and debt tracking
  • Multi-currency support
  • Spending insights and charts
  • Recurring transaction management
Features
Read full description

Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)

About

Spendl

Manage recurring payments and identify unused subscriptions. Track costs in your preferred currency, set spending goals, and receive renewal alerts. Offers privacy-focused features like Face ID lock and iCloud sync.

Highlights
  • Track unlimited subscriptions
  • Monitor monthly/annual spend
  • Upcoming renewal alerts
  • Identify unused subscriptions
  • Spending goals and progress
  • Face ID & passcode lock
  • iCloud sync
Read full description

Spendl helps you see what recurring payments really cost—monthly, yearly, and in your chosen currency—with renewals, budgets, widgets, and exports that stay on your device. NEW IN 1.1: Track when you last used each subscription. Subscription Audit on your dashboard and an Unused filter help you spot services you’re still paying for but barely use. Set your own “unused” window in Settings. Private by design: no account required, Face ID lock optional, iCloud sync for your data. FREE FEATURES • Track unlimited subscriptions — add, edit, and organise in one place • Monthly & annual spend totals on your dashboard • Upcoming renewals so nothing catches you off guard • Categories, brand logos, and pause inactive subscriptions • Price change history when costs go up • Monthly spending goal with progress on your dashboard • Forgotten subscriptions — spot what may have slipped off your radar • Face ID & passcode lock for privacy • iCloud sync across your Apple devices • Light & dark mode SPENDL PRO Upgrade for renewal reminders (7, 3, and 1 day before), multi-currency with live exchange rates, spending trends & charts, home screen widgets, CSV & PDF export, and shared subscription cost splitting. Spendl Pro is an optional auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Prices vary by region and are shown before purchase. PRIVACY FIRST Spendl does not require bank account access. You add subscriptions manually — your data stays yours. Download Spendl and take control of your subscriptions today. If you have any questions, suggestions, or feedback, or run into problems, feel free to get in touch at support.spendl@gmail.com Read more about the Terms of Use here: Terms of Use: https://spendlapp.github.io/spendl/#terms Privacy Policy: https://spendlapp.github.io/spendl/#privacy Support: https://spendlapp.github.io/spendl/#contact

Screenshots

Budget Planner App4 screens
Spendl4 screens

Verdict

The call

The clearest difference is review sentiment: Spendl at 100% against Budget Planner App's 16%. Spendl also leads on rating (5.0 vs 3.9). Budget Planner App's advantage is ratings volume (181 vs 1) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days and Spendl sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spendl holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Budget Planner App has 181 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 16% of Budget Planner App's written reviews are positive against 100% of Spendl's.

UpkeepUpdate frequency

Budget Planner App ships an update every 2 weeks, Spendl monthly. The most recent releases landed on October 10, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
Budget Planner App versus Spendl: the parameters behind the verdict, then further details
ParameterBudget Planner AppSpendl
PriceFreeFree
Rating3.9 (181 ratings)5.0 (1 ratings) — better
Positive reviews16.0% of reviews100.0% of reviews — better
Number of ratings181 — better1
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.4
Further details — not scored
Size58 MB9 MB
Age rating4+4+
DeveloperDishith DhananiTessa Ballard

Customer experience

Budget Planner App

All ratings181 ratings
Positive70.7%
Neutral4.4%
Negative24.9%
Written reviews25 reviews
Positive16.0%
Neutral12.0%
Negative72.0%

Spendl

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

Budget Planner App

Subscriptions4
  • Weekly Subscription$3.997 Days
  • Monthly Subscription$3.991 Month
  • Monthly Subscription7 Days trial$7.991 Month
Show 1 more
  • Annual Subscription7 Days trial$47.991 Year
One-time2
  • Zero Lifetime$29.99
  • Lifetime$29.99
2 purchases

Spendl

Subscriptions2
  • Spendl Pro$4.991 Month
  • Spendl Pro$39.991 Year

Questions

Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Is Spendl free?
Spendl is free to download, with in-app purchases available.
Which has better reviews, Budget Planner App or Spendl?
Spendl is rated higher. Budget Planner App averages 3.9 out of 5 from 181 ratings, while Spendl averages 5.0 from 1 ratings.
Do Budget Planner App or Spendl have ads?
Neither Budget Planner App nor Spendl shows ads.
Which is updated more often, Budget Planner App or Spendl?
Budget Planner App ships an update every 2 weeks, and Spendl monthly. Most recently, Budget Planner App was updated on October 10, 2026 and Spendl on October 2, 2026.

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