Spend Smart vs SpendLens

Track income & expenses effortlessly with AI. Manage family budgets, scan bills, set recurring payments, and lock your data with PIN & Face ID — see exactly where your money goes with Spend Smart. Spend Smart is the personal finance app designed to make expense tracking, budgeting, and money management simple and clear. It brings all your spending, income, and financial insights together — so you always know where your money goes and how to stay on track. ——— WHY PEOPLE LOVE SPEND SMART ——— • AI Receipt & Bill Scanner Point. Scan. Done. Our AI reads amounts, dates, and categories from your receipts automatically. No more manual entry — just scan and save. Perfect for busy people who track multiple bills, business expenses, or daily purchases. • Smart Budget Planning Create weekly or monthly budgets by category. Track your spending in real time with progress bars, get alerts when you're close to your limit, and see exactly how much is left. Works for personal budgets and family-wide budgets. • Recurring Transactions Set up your rent, subscriptions, salary, or any repeated payment once — Spend Smart tracks it for you. See upcoming bills at a glance, pause anytime, and never forget a payment. • Effortless Expense Tracking Record expenses and income in seconds. Everything is categorized automatically, giving you a clear picture of daily spending, monthly totals, and long-term patterns. • Home Screen Widget Check your monthly income, expenses, and balance without even opening the app. A clean, always-updated widget right on your home screen. • Family & Shared Budgeting Managing money with your family, partner, or roommates? Add members that sync in real time. Everyone stays on the same page — set family budgets and track spending together. • Reports & Cash Flow Insights Beautiful charts and summaries help you understand your finances at a glance. Compare months, spot trends, and discover exactly where you can save more. • Smart Notifications Daily spending reminders, budget overspend alerts, and upcoming bill reminders — all delivered at the right time. Customize what you get notified about and when. • Export Your Data Download your transactions as CSV or Excel files anytime. Filter by date, category, or member — perfect for tax season, expense reports, or personal records. • App Lock with PIN & Face ID Keep your financial data private. Lock the app with a 4-digit PIN, Face ID, or fingerprint. Your data stays secure even if someone picks up your phone. • Multiple Accounts Switch between personal and family accounts instantly. Manage separate finances without logging in and out — everything stays organized. • Secure Cloud Sync Your data is encrypted and synced across all your devices. Switch phones, use multiple devices — everything is always safe and ready. ——— WHO IT'S FOR ———— Whether you're a student watching every dollar, a couple managing shared expenses, a family building a household budget, or simply someone who wants clarity over their finances — Spend Smart adapts to the way you manage money. We're a small, dedicated team building the best personal finance app we can. Your feedback shapes every update. Have ideas or questions? Reach us anytime: • info.spendsmartapp@gmail.com • https://www.spendsmartai.app Privacy Policy: https://www.spendsmartai.app/privacy Terms of Service: https://www.spendsmartai.app/terms Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

SpendLens helps you see exactly where every dirham, riyal, and dollar goes — without connecting your bank or creating an account. Track daily spending, let purchases from Apple Pay and your bank's texts and notifications add themselves, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. PURCHASES THAT ADD THEMSELVES — FREE • Bank texts: when your bank texts you a transaction alert, SpendLens turns it into an expense. Set it up once with a simple Shortcuts automation — no bank login, no account linking. • Apple Pay in shops: tap to pay and the purchase appears with the shop's real name. It never leaves your iPhone. • Bank app notifications (iOS 27): catch online and in-app purchases too. • If the same purchase arrives from more than one place, it's counted once. SCAN RECEIPTS ON YOUR DEVICE Snap a photo of any receipt and SpendLens reads the amount, date, and merchant — completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to the same point last month. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. SPENDING LIMITS, WHEN YOU'RE READY Track first. When you're ready, set a monthly limit and see how much you can still spend each day — SpendLens can even suggest one from your usual month. With Pro, get a heads-up when you're spending fast, and set limits for single categories like eating out. 57 CURRENCIES Travel, expat life, mixed currencies — no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always kept. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI & SHORTCUTS Say "Add expense in SpendLens" to jump straight to the add screen, or ask Siri how much you spent today or this month and get an instant answer. FULLY IN ARABIC A complete right-to-left Arabic interface, with clear, easy-to-read numbers. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the internet — automatic reading of your bank's texts and notifications — is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks spending alerts and category limits, custom categories, receipt scanning, dashboard insights, spending trends, all widgets, CSV & PDF export, and custom app icons — for a one-time purchase. No subscription needed. (Adding purchases automatically is free for everyone.) Made with care in Abu Dhabi.