Comparison

BillLoop vs Basil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BillLoop

Easily manage all your recurring payments and subscriptions in one organized place. Receive timely reminders to avoid late fees and keep track of your expenses with smart notifications and home screen widgets.

Highlights
  • Unlimited bill tracking
  • Customizable due date reminders
  • Interactive home screen widgets
  • iCloud sync across devices
  • Color-coded categories (Pro)
  • Offline OCR bill scanning (Pro)
  • Data export to CSV (Pro)
Features
Read full description

Bill Tracking Made Easy Stay on top of bills with a simple, focused way to track due dates, payments, and recurring expenses. From utilities and streaming services to monthly credit card bills, everything stays organized in one place. Key Features: • Smart Bill Management - Track unlimited bills with amounts, due dates, and notes. • Bill Notifications - Get notified up to 7 days before bills are due, at your preferred time. • Interactive widgets - View and mark bills as paid from your Home Screen. • Spotlight Search - Find your bills quickly across your device. • Seamless sync with iCloud across all your devices. Siri AI Integration: • Ask Siri about your bills by name, due date, category, paid status, or note. • Siri can also update a bill’s name, due date, note, or paid status, or delete bills. Note: Siri features require iOS 27 and Apple Intelligence, and are only available in supported regions. Pro Features: • Color-coded categories for better organization. • Private, offline OCR bill scanning powered by on-device intelligence. • Export your data to CSV files. • Personalize BillLoop with an exclusive Black app icon. Why BillLoop? Unlike complicated budgeting apps, BillLoop focuses on what matters: making sure you never miss a bill. With its clean design and powerful features, managing your recurring expenses has never been easier. Whether you're tracking a few bills or managing dozens of subscriptions, BillLoop scales with your needs. The free version includes unlimited bills, notifications, and current month insights—perfect for getting started. Upgrade to Pro to unlock advanced features like category colors, OCR scanning, and data export. Privacy Notice BillLoop is built with privacy in mind. • Your bills are stored securely in your private iCloud account. • OCR bill scanning processes completely on-device. • We don't collect, track, or sell your data. Subscriptions • Payment is charged to your Apple ID at confirmation of purchase. • Subscription auto‑renews unless canceled at least 24 hours before the end of the current period. • Manage or cancel anytime in Settings › Apple ID › Subscriptions. • Free trial, if offered, converts to a paid subscription unless canceled at least 24 hours before it ends. • Any unused portion of a free trial, if offered, is forfeited when a subscription is purchased. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Basil

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

Highlights
  • Automatic transaction logging
  • AI-powered voice dictation
  • Instant spending insights
  • Recurring bill tracking
  • 100% local data storage
  • Beautiful, customizable interface
Features
Read full description

Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27. Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger. Why You'll Love Basil: 1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive: Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more. Siri & Shortcuts: Log an expense or check your budget just by talking to Siri. Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app. Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you. Scan a Receipt: Snap a photo and let Basil turn it into a transaction. 2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life: Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it. Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back. Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant. Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over. Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar. 3. Privacy by Design (Local First): Your financial data belongs to you, and only you. 100% Local Storage: Your data stays on your device, not our servers. No Account Required: Start tracking immediately, no sign-up. On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings). 4. Smarter Organisation Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode. Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up. Merchant View: See historical spending broken down by merchant. Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap. 5. Premium Experience Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration. Dark Mode Ready: Looks stunning in both light and dark modes. Multi-Currency: Diverse account support for a global audience. More Widgets: Faster access to your money from your Home Screen. Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes. Accessibility: Built with VoiceOver and accessibility support in mind. Key Features: Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan On-Device AI Chat, Summaries, and Voice Dictation Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles) Deep Insights & Visual Analytics, including Merchant and Mode filtering Custom Categories with Smart Mapping Split Transactions & Bill Reminders synced to Calendar Data Export & Import (from other expense tracker apps) Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BillLoop4 screens
Basil4 screens

Verdict

The call

The clearest difference is in-app purchases: Basil at none against BillLoop's 3. Basil also leads on ratings volume (9 vs 1). BillLoop's advantage is rating (5.0 vs 4.6) and iOS requirement (18.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BillLoop sells 3 in-app purchases, starting at $2.99 per month. Basil asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

BillLoop holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Basil has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

BillLoop ships an update fortnightly, Basil every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
BillLoop versus Basil: the parameters behind the verdict, then further details
ParameterBillLoopBasil
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (9 ratings)
Positive reviews—100.0% of reviews
Number of ratings19 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS18.0 — better26.0
Further details — not scored
Size27 MB51 MB
Age rating4+4+
DeveloperLionel NgSwapnil Bapat

Customer experience

BillLoop

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Basil

All ratings9 ratings
Positive88.9%
Neutral11.1%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

BillLoop

Subscriptions3
  • BillLoop Pro Monthly3 Days trial$2.991 Month
  • BillLoop Pro Biannually$15.996 Months
  • BillLoop Pro Yearly14 Days trial$29.991 Year
None

Basil

No in-app purchases

Questions

Is BillLoop free?
BillLoop is free to download, with in-app purchases available.
Is Basil free?
Basil is free to download, with no in-app purchases.
Which has better reviews, BillLoop or Basil?
BillLoop is rated higher. BillLoop averages 5.0 out of 5 from 1 ratings, while Basil averages 4.6 from 9 ratings.
Do BillLoop or Basil have ads?
Neither BillLoop nor Basil shows ads.
Which is updated more often, BillLoop or Basil?
BillLoop ships an update fortnightly, and Basil every 3 weeks. Most recently, BillLoop was updated on October 30, 2026 and Basil on October 31, 2026.

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