Pocket Clear vs zero

Pocket Clear is a simple, privacy-first expense tracker that helps you understand where your money goes. SIMPLE & FAST • Add expenses in seconds with "Money In" and "Money Out" • Smart Suggestions turn a repeat expense into one tap • Custom categories with 95 searchable icons, plus subcategories • Split a single transaction across categories • Search your whole history by note, category, amount, or payee • Clean, distraction-free interface PRIVACY FIRST • Works completely offline — an account is optional • Your data stays on your device unless you turn on cloud backup • Anything you do back up is encrypted with AES-256 • No ads, no tracking, no data selling BUILT AROUND YOUR PAY CYCLE • Weekly, fortnightly, semi-monthly, monthly or yearly periods • Paid twice a month? Choose your own two boundary days • Start your month on payday instead of the 1st • Carry a balance over from one period to the next REPORTS & INSIGHTS • See spending by category with clear, readable charts • Monthly and yearly trends • A running "Spent today" total on your Home screen • Home Screen and Lock Screen widgets, day streaks and milestones MAKE IT YOURS • Choose the balance colours, including a separate one for a negative month • Hide the parts of Home you don't use • Text size, decimal places, and 10+ languages PRO FEATURES • Cloud backup & sync across devices • Partner Mode — one shared view of your money with your significant other • Groups — split trips, dinners and rent with people who don't use Pocket Clear • Trips — a time-boxed view of what one trip actually cost • Receipt photos attached to any transaction • Pocket Clear on the web — read, sort and export on a full screen • Payees — track who you paid, not just what for • Per-category budgets with progress indicators and alerts • Budget rollover — unspent budget carries into next period • Savings goals and recurring transactions • Tags and inter-account transfers • Secondary currency — see it, and type amounts in it • Travel Mode — convert spending at the rate on the day • Export transactions to CSV/PDF Pro is available monthly or yearly. PERFECT FOR • Couples managing shared expenses • Anyone paid twice a month or on a non-calendar cycle • Expats and travellers tracking in multiple currencies • Anyone who values privacy and simplicity Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.