BuddyPay vs OweNo

Split expenses fairly, settle up simply BuddyPay makes tracking shared expenses with friends, roommates, and groups effortless. Whether you're splitting rent, planning a trip, or sharing dinner bills, BuddyPay keeps everyone's balances clear and fair. KEY FEATURES Smart Expense Tracking • Create unlimited rooms for different groups (trips, roommates, events) • Add expenses in seconds with flexible split options • Attach receipts and photos to keep records organized • Track who paid and who owes at a glance Flexible Split Options • Split equally - divide bills evenly among participants • Split by percentage - assign custom percentages to each person • Split by exact amount - specify precise amounts for each member • Automatically calculate fair shares Simplified Balances • See exactly who owes whom with simplified debt calculations • Minimize the number of payments needed in your group • View overall balances and per-expense breakdowns • Real-time balance updates as expenses are added Easy Settlements • Record payments when someone settles their share • Track payment history for complete transparency • Get notified when balances change • All settled? BuddyPay celebrates with you! Collaborative Groups • Create rooms for any occasion: roommates, trips, dinners, events • Invite friends via shareable links or email • Add friends to your network for quick invitations • Everyone stays updated with real-time activity feed Privacy & Security • Your expense data stays private and secure • Optional biometric lock (Face ID/Fingerprint) • Control notification preferences • Block users and manage friend lists Global & Accessible • Support for 13 languages • 150+ currencies supported • Light and dark themes • Clean, intuitive interface PERFECT FOR: - Roommates - Track rent, utilities, groceries, and household expenses - Group Trips - Split accommodation, meals, activities, and transport - Dining Out - Share restaurant bills fairly among friends - Events - Organize party expenses, gifts, and shared costs - Work Teams - Track team lunches and shared office expenses HOW IT WORKS 1. Create a Room - Set up a group for your shared expenses 2. Add Expenses - Log bills with receipt photos and split details 3. Track Balances - See who owes whom with simplified calculations 4. Settle Up - Record payments made outside the app IMPORTANT: BuddyPay is for expense tracking only BuddyPay helps you track and organize shared expenses, but doesn't process actual payments. Users settle debts outside the app using their preferred method (cash, Venmo, PayPal, bank transfer, etc.). Think of it as a smart notebook that keeps everyone accountable. WHY CHOOSE BUDDYPAY? - 100% Free - No premium tiers, no hidden fees - Multi-Currency - Perfect for international trips - Privacy First - Your data belongs to you - Regular Updates - Continuous improvements Download BuddyPay today and say goodbye to awkward money conversations. Keep friendships strong by keeping expenses clear! Questions or feedback? Contact us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

OweNo makes splitting expenses with friends, family, and travel groups effortless — so you can focus on the fun, not the spreadsheets. SPLIT ANY WAY YOU LIKE Add expenses in seconds. Split equally or customise amounts per person. Scan a receipt with your camera to pre-fill the details automatically. Multi-currency support with live exchange rates means travelling together is never complicated. KNOW EXACTLY WHERE YOU STAND OweNo's smart debt simplification algorithm minimises the number of payments needed to settle a group. Your balances always float to the top, so you can see at a glance who owes what — and settle with a single tap. MADE FOR GROUPS Create groups for dinners, holidays, flatmates or family. Organise members into family sub-groups, pin your most active groups, and use Travel Groups for trip-specific planning — including a built-in itinerary tab. CROSS-GROUP OVERVIEW See all your outstanding balances across every group in one place, converted to a single currency with live exchange rates. One net figure tells you exactly where you stand across your entire social circle. STAY IN THE LOOP Push notifications keep everyone informed the moment an expense is added, edited, or settled — without spamming the person who made the change. PRIVACY & SECURITY Sign in with Google or Apple. Your data stays yours. Deactivate your account at any time and reactivate whenever you're ready, with all your history intact. OTHER FEATURES - Receipt scanner (OCR) to pre-fill amounts automatically - Activity log with filters for every group - QR code invites — share a link or scan to join - Spending charts and category breakdowns - Archive groups you're done with, restore them anytime - Community feedback — share ideas, report issues, vote on features