BudgetArk vs Flowly

BudgetArk is a free, private, open-source personal finance app built for people who want control without subscriptions, ads, or account signups. Track your money in one place: - Debt tracking with progress insights - Budget planning by category - Investment projection tools - Flexible currency and locale formatting - Couples-friendly debt ownership and payoff planning Privacy first: - No sign-up required - No cloud account required - Data stored locally on your device - Export and import your data whenever you want Debt tools that help you take action: - Avalanche and Snowball payoff strategies - Separate debt types for smarter Snowball ordering - Owner tags (Mine, Partner, Joint) - Bulk debt type review tools Budgeting made practical: - Fast entry flow with month selection - Categories including Grocery, Restaurant, Tech, Giving, Retirement, and Investing - One-time helper to split older Food entries into Grocery or Restaurant Built with the community: BudgetArk is open source, and your feedback helps shape what comes next. You can suggest feature ideas and improvements through the project repository and support channels. Whether you’re paying down debt, building better habits, or planning long-term wealth, BudgetArk keeps your financial data private and your workflow simple. Issues: let me know at https://github.com/RickeyNet/BudgetArk/issues Feature requests: Suggest ideas at https://github.com/RickeyNet/BudgetArk/discussions

Most budget apps tell you what you spent last month. Flowly tells you what you can spend TODAY. One number. Every morning. Calculated from your monthly budget, your subscriptions, and what you've already spent — so you never have to do the math or feel guilty guessing. TODAY'S LIMIT • A daily spending limit that adapts as the month goes on • Log an expense in two taps with smart categories • Instantly see today, this month, and subscription totals NEVER MISS A RENEWAL • Track all your subscriptions in one place — Netflix, Spotify, iCloud+ and 30+ built-in templates • Free trial tracking with reminders before you get charged • See the true monthly and yearly cost of everything you're signed up for • Pause or cancel states, so your budget always reflects reality BUILD A STREAK • Track your spending daily to grow your streak from Spark to Legendary • Milestone celebrations at 3, 7, 14, 30, 100 days and beyond • Share your streak with friends SEE WHERE IT GOES • NEW: Monthly Recap — your month summarized: total spent, top categories, biggest expense, and how it compares to last month • Share your recap as a beautiful card • Monthly breakdowns by category • Budget alerts before you overshoot, not after • Export everything to CSV anytime ON YOUR HOME & LOCK SCREEN • Widgets show today's limit at a glance • Lock Screen and StandBy widgets — your daily number without unlocking PRIVATE BY DESIGN • Face ID / Touch ID app lock • Your data stays in your iCloud — synced across devices, visible to no one else • No accounts, no ads, no tracking WORKS EVERYWHERE • 20+ currencies • Custom categories, synced via iCloud Flowly is free to use. Flowly Pro unlocks unlimited subscriptions, unlimited custom categories, CSV export, and full Monthly Recap insights — try it free for 7 days. Download Flowly and know what you can spend today. Terms of Use: https://www.sinbalabs.com/app/flowly/terms Privacy Policy: https://www.sinbalabs.com/app/flowly/privacy