Splitsies vs SimpleSpend

Splitsies is a free app for tracking shared expenses with roommates, friends and travel groups. Create a group, add an expense and Splitsies works out who owes what. No ads, no tracking, no paywalls. No spreadsheet to keep up to date. Create groups for every situation Set up a group for your shared apartment, a holiday with friends, or the bills you and your partner pay together. Add the first expense in seconds. Add expenses your way Log an expense with a name, amount, currency and a split. Choose how to split: equal, exact, by percentage, or by shares. Splitsies records who paid and works out what each person owes. Capture Apple Pay payments automatically Set this up once with a Shortcuts automation and every Apple Pay payment drops into a private inbox on your iPhone, ready to turn into a shared expense. Nothing leaves your phone until you decide to split it. There's a step-by-step guide on the Splitsies site. Multi-currency, no paywall Trip in GBP, paid in USD, recorded in EUR? Splitsies handles 160+ currencies with live conversion. No premium tier to unlock it. Always know the balance See a live balance for every group. The home screen shows who owes what and how much you're owed in total. Trip stats See what your trip cost. Totals, daily averages, budgets, spending by category, and a per-currency breakdown. Settle up When it's time to settle, mark a payment between two people and the balances update. Splitsies suggests the smallest number of payments to clear a group. Activity feed Each group has a full history of expenses and settlements, with who added what and when. Sign in with Apple No passwords. Sign in with your Apple ID. You stay in control of your name and email. Private by design No ads. No tracking. Your data is used only to run Splitsies and is never sold or shared with third parties. Splitsies has the polish of a paid bill-splitting app, without the ads, paywalls or tracking. It works the same way for shared rent, a road trip, or the household groceries.

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/