WealthView vs Paddock

WealthView is the UK retirement planning and net worth tracking app that puts you in control of your financial future. RETIREMENT MODELLER See your pension pot projected from today through 30 years of drawdown. Three scenarios -- pessimistic, realistic, and optimistic -- show a range of outcomes so you can plan for what matters. - Set a target monthly income or withdrawal rate - Model your State Pension with deferral options (+5.8%/yr) - Take a tax-free lump sum up to the £268,275 allowance - Add DB pensions and rental income as guaranteed income streams - Year-by-year breakdown shows exactly where every pound goes STRESS TEST YOUR PLAN Four scenarios challenge your retirement plan: Longevity Risk (what if you live longer?), Low Growth, Market Crash in early retirement, and Care Costs. Each shows whether your pot survives with a clear pass/fail verdict. ADVANCED SCENARIOS (Premium) Layer real life events onto your base plan: - Property sales and contribution changes - FIRE bridge phases -- draw from your ISA while your pension grows untouched until access age - Phased retirement with reduced contributions - Income changes by age (go-go / slow-go / no-go spending phases) - Gifts and phased tax-free cash withdrawals - ISA/Pension Bucket Mode for precise drawdown ordering Save and compare multiple named scenarios side by side. NET WORTH TRACKER Track everything you own and owe across 7 categories: Property, Mortgage, Cash, Investments, Pension, Debts, and Other Assets. See your total net worth, category breakdowns, and trends over time. - Interactive chart with 1M, 3M, 1Y, 3Y, and MAX views - Category filters to isolate pension growth, cash savings, or any single asset - Milestone celebrations at £50k, £100k, £250k, £500k, £750k, and £1m - Net Worth Modeller: project future wealth with per-asset growth rates TAX OVERVIEW - Income tax and National Insurance calculator (England, Wales, Scotland) - Scottish 6-band SRIT support - Pension Annual Allowance tracker with employer/employee split - ISA allowance tracking (£20,000) - Salary sacrifice NI savings - Inheritance Tax projection to age 85 - Capital Gains Tax planning - Retirement tax estimate based on your drawdown plan COUPLE MODE Plan together. Add a partner profile with independent retirement assumptions and see combined projections. BUILT FOR THE UK - PLSA 2024/25 Retirement Living Standards benchmarks built in - UK State Pension rates and rules - Pension access age (55 rising to 57 from April 2028) - UK tax bands and NI thresholds pre-loaded for 2026/27 - Lump Sum Allowance (£268,275) - GBP by default (USD and EUR also available) PRIVACY FIRST All data stays on your device. No account required. No data sent to servers. PIN security with auto-lock. FREE TO START Unlimited accounts and all 6 tabs are visible for free. Premium (£7.99 one-time, not a subscription) unlocks the full retirement modeller controls, Advanced Scenarios, Stress Test, Net Worth Modeller, unlimited snapshot history, dark mode, real-terms charts, IHT/CGT sections, and more. Retirement Needs Calculator -- estimate your monthly spending across 9 categories and compare to PLSA benchmarks, then apply the result directly to your retirement plan. 10-Step Guided Setup Wizard walks new users through every retirement assumption in plain English. No subscription. No renewal. Pay once, own it forever. WealthView is designed for UK residents. Figures use UK tax thresholds, State Pension rules, ISA allowances, pension access age rules, and inheritance tax legislation for 2026/27. WealthView is a planning tool, not financial advice. For personalised guidance, consult a qualified financial adviser.

Paddock is a premium UK wealth tracker for people who want a clearer view of their financial future. Track your net worth, ISAs, pensions, savings, investments, property and liabilities in one calm dashboard. No bank connections. No budgeting noise. No spending categories. Just your wealth, clearly organised and easy to update. Paddock is built for manual tracking because sometimes the best way to understand your money is to stay close to it. See your total wealth, track progress towards your next target, understand your Wealth Mix, and keep your accounts fresh with simple update reminders built into the dashboard. Whether you are building towards financial independence, tracking your ISA and pension progress, or simply trying to understand your overall position, Paddock gives you a focused place to see the bigger picture. Key features: • Track your total net worth • Add savings, ISAs, pensions, investments, property and liabilities • UK-native account types including Cash ISA, Stocks & Shares ISA, Lifetime ISA and Workplace Pension • See progress towards your next wealth target • View your Wealth Mix across cash, investments, pensions and liabilities • See when accounts may need reviewing • Manual-entry by design — no bank linking required • Works across iPhone and web • Calm dark and light mode design • Built for long-term wealth tracking, not daily budgeting Paddock is ideal if you want to track: • Net worth • Financial independence progress • ISA balances • Pension growth • Savings • Investments • Property • Credit cards and liabilities • Long-term goals Why manual tracking? Bank feeds can be noisy, fragile and overcomplicated. Paddock keeps things deliberate. You decide what matters, update your numbers when needed, and build a clearer relationship with your financial progress. Your dashboard helps you answer: • What am I worth today? • What changed? • How close am I to my next target? • Which accounts need reviewing? • How is my wealth spread across cash, ISAs, pensions and liabilities? Paddock is not a budgeting app. It is not an open-banking aggregator. It is not trying to categorise every coffee or transaction. It is a calm, privacy-first wealth tracker for people building their future. Privacy Policy: https://getpaddock.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/