Comparison

Spending tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending tracker

Easily track your expenses, organize spending by category, and monitor recurring subscriptions. Understand your financial habits with clear statistics and make better decisions to protect your savings.

Highlights
  • Fast expense logging
  • Categorize spending
  • Track recurring subscriptions
  • Daily budget view
  • Customizable categories
  • Multiple wallet management
  • Spending statistics
Features
Read full description

Budgy helps you take control of your spending without the complexity. Log every expense in seconds, organize your money by category, track recurring subscriptions, and clearly see where your budget goes. Designed for everyday use, Budgy combines a modern iOS experience, fast expense entry, and useful statistics to help you understand your habits, protect your savings, and make better financial decisions. Track expenses in seconds Add an amount, date, category, note, and wallet. Budgy keeps your spending history clear, organized, and easy to review. See your budget day by day The built-in calendar lets you browse your expenses by date, with a daily total that makes your spending easy to understand. Organize your money with categories Groceries, restaurants, transport, subscriptions, housing, health, shopping, travel, and more. Use the default categories or create your own with custom icons and colors. Manage multiple wallets Separate accounts, cards, budgets, or currencies with dedicated wallets. Perfect for personal spending, travel, or different money goals. Understand your habits with statistics Review your spending by week, month, or year with clear charts and category breakdowns. Stay ahead of subscriptions Automate recurring expenses such as subscriptions, rent, bills, and regular payments. Build the habit with reminders Enable a daily reminder so you never forget to log today’s spending. Sync with iCloud Keep your data up to date across your Apple devices with iCloud sync. Budgy is a simple, modern expense tracker for personal finance, wallet management, subscriptions, money tracking, and everyday budget control. Download Budgy today and finally see where your money goes. Terms of Use: https://www.notion.so/Terms-of-uses-Spending-tracker-Budgy-3599e041459a800d9312fca12c847a22 Privacy Policy: https://www.notion.so/Privacy-policies-Spending-tracker-Budgy-3599e041459a80e9975af0aef67f4a40

About

Expense Tracker

Features
Read full description

Log a coffee, lunch or taxi in two taps β€” see where your money actually goes this week. β€’ Two-tap entry, no categories drilldown β€’ Today and this week totals up front β€’ 30-day category breakdown (Pro) β€’ Monthly average comparison (Pro) β€’ CSV export to your accountant (Pro) Who it's for For anyone tracking variable spending without setting up budgets, categories or bank linking. Subscription Premium is available as a weekly, monthly, or yearly subscription, with pricing shown in the app before you buy. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings β€” no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending tracker4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Spending tracker at none against Expense Tracker's shown. Spending tracker also leads on update cadence (weekly vs every 5 weeks). Expense Tracker's advantage is iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending tracker sells 2 in-app purchases, starting at $1.99 per 7 days and Expense Tracker sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending tracker ships an update weekly, Expense Tracker every 5 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences Β· 5 level
Spending tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpending trackerExpense Tracker
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyWeekly β€” betterEvery 5 weeks
AdsNo β€” betterYes
In-app purchasesYesYes
MonetizationFreemiumβ€”
DevicesiPhoneiPhone
Requires iOS26.017.0 β€” better
Further details β€” not scored
Size16 MB44 MB
Age rating4+4+
DeveloperBenjamin BleriotVasilii Polovnikov

In-app purchases

2 purchases

Spending tracker

Subscriptions2
  • Budgy - Weekly Premium$1.997 Days
  • Budgy - Yearly Premium3 Days trial$22.991 Year
4 purchases

Expense Tracker

Subscriptions3
  • Premium Β· 1 week$0.997 Days
  • Premium Β· 1 month$1.991 Month
  • Premium Β· 1 year$9.991 Year
One-time1
  • Premium Β· Lifetime$19.99

Questions

Is Spending tracker free?
Spending tracker is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Spending tracker or Expense Tracker have ads?
Expense Tracker shows ads; Spending tracker does not.
Which is updated more often, Spending tracker or Expense Tracker?
Spending tracker ships an update weekly, and Expense Tracker every 5 weeks. Most recently, Spending tracker was updated on October 24, 2026 and Expense Tracker on October 24, 2026.

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