NT Expense Tracker vs SimpleSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NT Expense Tracker
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APP NAME: NT Expense Tracker SUBTITLE: Smart Personal Finance Manager DESCRIPTION: Take full control of your finances with NT Expense Tracker — the all-in-one personal finance app designed to help you track expenses, manage budgets, and achieve your financial goals. Whether you are managing daily expenses, tracking family allowances, or monitoring credit card spending, NT Expense Tracker has everything you need in one place. KEY FEATURES: EXPENSE TRACKING - Add income and expenses instantly - Categorize transactions (Food, Travel, Shopping, Bills, Health and more) - View and edit transaction history - Search and filter transactions by type, category and date SMART BUDGETING - Set monthly budgets and track spending in real time - Visual budget progress bar with color-coded alerts - Get notified when you are close to or over budget - Compare spending month by month INSIGHTFUL REPORTS - Beautiful donut and bar charts showing spending patterns - Category breakdown with percentage analysis - Monthly trend analysis for last 6 months - Income vs expense comparison - Export reports as CSV for further analysis MULTIPLE PROFILES - Create separate profiles for different purposes - Switch between profiles instantly - Support for multiple currencies: AED, USD, INR, EUR, GBP - Each profile has its own budget and transaction history FAMILY WALLET - Manage allowances for family members - Track spending per member - Top up allowances easily - Full statement for each member CREDIT CARD MANAGER - Track multiple credit cards - Monitor credit limit, used amount and available credit - Record card expenses by type - Track payments and outstanding balance RECURRING TRANSACTIONS - Set up automatic monthly transactions - Apply recurring transactions with one tap - Edit or remove recurring entries anytime CALENDAR VIEW - View transactions by day - Navigate through dates easily - Daily and monthly summaries - Category breakdown per day PRIVACY FIRST - All data stored locally on your device - No account required - No data sent to any server - Your financial data stays private WHAT'S INCLUDED FOR FREE: - Unlimited expense tracking - Multiple profiles - All charts and reports - Family wallet management - Credit card tracking - CSV export - Calendar view Download NT Expense Tracker today and start your journey to financial freedom! KEYWORDS: expense tracker, budget manager, personal finance, money manager, spending tracker, family budget, credit card tracker, income expense, financial planner, monthly budget CATEGORY: Finance AGE RATING: 4+ SUPPORT URL: (your website or email) MARKETING URL: (optional)
SimpleSpend
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: NT Expense Tracker at none against SimpleSpend's 2. NT Expense Tracker also leads on update cadence (every 3 days vs every 8 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. NT Expense Tracker asks for nothing beyond the download.
NT Expense Tracker ships an update every 3 days, SimpleSpend every 8 days. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.
| Parameter | NT Expense Tracker | SimpleSpend |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days — better | Every 8 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.2 | 18.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | DILJITH MURALY | 杭 李 |
In-app purchases
NT Expense Tracker
No in-app purchases
SimpleSpend
- SimpleSpend Pro$4.991 Year
- SimpleSpend Pro$17.99









