Comparison

REXO vs richAI

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

REXO

Features
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REXO is a personal finance app for tracking expenses, income, accounts, subscriptions, budgets, and savings goals. FAST TRANSACTION ENTRY Add expenses and income manually or use optional smart entry to turn a transaction description into a draft for your review before saving. RECEIPT SCANNER Choose or photograph a receipt and review the merchant, date, currency, amount, category, payment method, and summary before saving. SUBSCRIPTION TRACKING Track recurring payments, renewal dates, and monthly costs in one place. SPENDING INSIGHTS Review category totals, balance history, and optional spending-coach insights based on the financial records you choose to store in REXO. VOICE ENTRY Record a short transaction description and review the resulting draft before saving. MULTI-CURRENCY SUPPORT Track accounts and transactions in currencies including AED, USD, EUR, GBP, and SAR, with converted summaries when rates are available. AI PRIVACY AND CONSENT AI features are optional. OpenAI, LLC is the disclosed third-party AI processor. Before the first AI request, REXO shows an in-app permission screen that identifies OpenAI, explains exactly which selected receipt images, voice recordings, transaction details, or spending summaries may be sent, and requires explicit consent. No AI content is transmitted before permission. Consent can be declined or revoked at any time in Settings > AI & Privacy without disabling non-AI features. REXO does not collect or transmit banking credentials or financial-account authentication data to OpenAI. REXO PRO REXO Pro is available as an auto-renewable monthly or yearly subscription. The purchase screen displays the localized App Store price, duration, restore purchases, Privacy Policy, and Terms of Use before purchase. Privacy Policy: https://rexo.rezarexa.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type β€” AI does the rest. THREE WAYS TO ADD AN EXPENSE β€’ Voice input: say what you spent and AI parses the amount, category and note in seconds. β€’ Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. β€’ Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES β€’ Spending by category with clear donut charts. β€’ Trends over time and period-to-period comparison. β€’ Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE β€’ Multi-currency with automatic conversion. β€’ Smart categories with AI-generated icons and colors. β€’ Transaction location saved automatically on a map. β€’ CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit β€” it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

REXO4 screens
richAI4 screens

Verdict

The call

The clearest difference is in-app purchases: REXO at none against richAI's 4. richAI's advantage is update cadence (every 3 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. richAI sells 4 in-app purchases, starting at $4.99 per month. REXO asks for nothing beyond the download.

UpkeepUpdate frequency

REXO ships an update monthly, richAI every 3 days. The most recent releases landed on October 11, 2026 and October 14, 2026 respectively.

Scorecard2 real differences Β· 4 level
REXO versus richAI: the parameters behind the verdict, then further details
ParameterREXOrichAI
PriceFreeFree
Update frequencyMonthlyEvery 3 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.017.0
Further details β€” not scored
Size40 MB15 MB
Age rating4+4+
Developerreza rexaUnicorn Group LLC

In-app purchases

None

REXO

No in-app purchases

4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is REXO free?
REXO is free to download, with no in-app purchases.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do REXO or richAI have ads?
Neither REXO nor richAI shows ads.
Which is updated more often, REXO or richAI?
REXO ships an update monthly, and richAI every 3 days. Most recently, REXO was updated on October 11, 2026 and richAI on October 14, 2026.

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