SimpleSpend vs Splitwell
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimpleSpend
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/
Splitwell
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Split expenses with friends, roommates, and group trips Splitwell is the simplest way to split expenses with the people in your life. Whether it's rent with roommates, a group trip, or lunch with friends, Splitwell keeps track of who owes what so you don't have to. Splitwell is completely free. Every feature. No premium tier. No ads. No catch. SPLITWELL IS GREAT FOR • Roommates splitting rent and household bills • Group trips with friends or family • Splitting a shared vacation stay • Couples tracking shared costs • Friends who eat out or hang out together often • Any group that needs to keep expenses fair and simple SIMPLE TO USE • Create groups for any splitting situation • Add expenses in seconds and split them your way • Everyone in the group sees live, accurate balances • Settle up whenever you're ready GROUPS AND EXPENSES • Multiple payers on a single expense • Itemized splitting, including tax and tip • Split by exact shares, not just equally • Debt simplification so the group settles up with the fewest payments possible • Comments on any expense • Full edit and activity history for every expense • Group activity feed so you always know what changed • Filter expenses by category • Spending charts to see where your money goes • Edit guest member names anytime FRIENDS AND PAYMENTS • A dedicated friends section to track balances with anyone, across every group and one on one • Direct person to person expenses, outside of groups • Push notifications when new expenses are added EVERYTHING ELSE • Import your data straight from Splitwise with CSV import • Full dark theme • Support for multiple currencies • Built by a small independent team that actually uses the app WHY SPLITWELL • Completely free, always. Every feature, no exceptions. • No premium tier. Nothing is locked behind a paywall. • No ads, no data selling. • Clean, fast, and simple to use. Splitwell is new and growing, and we're building it based on what real users actually need. If there's a feature you're missing, we want to hear about it.
Screenshots
Verdict
The clearest difference is in-app purchases: Splitwell at none against SimpleSpend's 2. Splitwell also leads on update cadence (every 3 days vs every 8 days) and iOS requirement (13.0 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Splitwell asks for nothing beyond the download.
SimpleSpend ships an update every 8 days, Splitwell every 3 days. The most recent releases landed on October 1, 2026 and September 18, 2026 respectively.
| Parameter | SimpleSpend | Splitwell |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 8 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 32 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | 杭 李 | Navneet Singh Tomar |
In-app purchases
SimpleSpend
- SimpleSpend Pro$4.991 Year
- SimpleSpend Pro$17.99
Splitwell
No in-app purchases
Questions
Is SimpleSpend free?
Is Splitwell free?
Do SimpleSpend or Splitwell have ads?
Which is updated more often, SimpleSpend or Splitwell?
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