SimpleSpend vs Ibils

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Ibils helps you record daily money without rebuilding everything in a spreadsheet. Have a receipt? Scan it or send it to Ibils AI, then review the total, store, and items before they become records. Paid for lunch, fuel, or online shopping? Write a short note in the app or WhatsApp and check the result before saving. Paid for lunch or shopping? Write it in chat Type "lunch 75k BCA". Ibils helps organize the amount, wallet, category, and note so small purchases do not disappear from memory. Turn receipts into records you can check Scan a receipt or send it to Ibils AI. The total, store, and items are read first, then you review them before saving. Set budgets by category Create budgets for food, transport, shopping, or other needs. See which category is running high before the money is gone. Keep bills and debt from slipping Keep bill dates, debt plans, saving goals, projects, and invoices close to the money they affect. Track investments as records View holdings and portfolio value beside daily cashflow, without trading execution or promised returns. Keep personal and business money separate Create separate books for personal, family, business, or project records. Export reports, split bills, and create invoices when records become admin work. Ibils does not move money, place trades, promise investment results, or replace professional financial advice. Payment will be charged to your Apple Account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ibils-savy.com/privacy