Budget. vs MoneyLeaf

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.

MoneyLeaf is a simple, private expense tracker that works completely offline. No account, no subscription, no bank login — your money data never leaves your phone. WHY MONEYLEAF • 100% offline & private — data stays on your device, always • No sign-up, no email, no cloud lock-in • No subscription — remove ads with a single one-time purchase • Log an expense in 3 seconds with the fast number keypad TRACK YOUR MONEY • Monthly summary: spent, income and net at a glance • Calendar view — see every day's spending at once • Filter by category or payment method (card / cash / transfer) • Multi-currency: your device currency is detected automatically FIXED COSTS, HANDLED • Add monthly recurring items — rent, subscriptions, salary • They're logged automatically every month • See what fixed costs are still due this month YOUR DATA, YOUR FILE • Export everything to CSV (opens in Excel / Google Sheets) • Import a CSV to restore or move to a new phone • No account means nothing to lose — your backup is a file you own FREE ESSENTIALS • Dark mode is free — always • Beautiful paper theme by default, extra themes to unlock MoneyLeaf keeps budgeting quiet and honest: open, tap, done.