SC Mobile Ghana vs Absa Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC Mobile Ghana
Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.
- Open Current, Savings Plus, or Fixed Deposit accounts
- Transfer funds locally and internationally
- Purchase airtime and data bundles
- Pay utility bills and subscriptions
- Buy, sell, and track investment portfolios
- Access market insights and global diversification
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Welcome to SC Mobile Ghana. With SC Mobile, you are about to start an amazing banking experience. From the comfort of your mobile, you can open an account, transfer funds or access and complete most of the service needs that would typically require you to visit a branch. Say goodbye to long queues and do your banking anywhere and everywhere. Open an account With SC Mobile, you have the power of banking in your palm. It only takes up to 15 minutes to open a Current, Savings Plus or Fixed Deposit account. SC Mobile offers you all the benefits of owning these account types which are available in multiple currencies. Do not worry if you are unable to complete your application in one go. You can Save and Resume your application at any time. Get a complete view of your accounts and transact with ease. SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts. What’s more, you can use your SC Mobile for other daily transactions such as airtime and data bundle purchases, mobile money transfers and other utility payments including DSTV subscriptions, ECG and Ghana Water bills. Access our Wealth Management proposition ü You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in GHS, USD and other major currencies ü Get access to our latest market insights and take advantage of the market opportunities available ü Get global diversification (both local and offshore investments) with best in class fund managers Services at your fingertips SC Mobile enables you to execute and track progress of a majority of services available in our banking halls. Avoid the queues and enjoy the convenience of banking everywhere. SC Mobile certainly gives you more time to do the things you love and not to worry about banking.
Absa Banking
Manage your bank accounts, approve transactions, and enhance security with advanced biometrics. Simplify payments, get instant statements, and withdraw cash without a card. Enjoy convenient banking features like a virtual assistant and prepaid purchases.
- Approve/reject transactions
- Facial biometrics security
- Virtual assistant (Abby)
- Instant payments (PayShap)
- Card management (lock/replace)
- Cardless ATM withdrawals
- Prepaid airtime/data/electricity
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Discover why millions choose the award-winning Absa Banking App for secure, simple and convenient banking 24/7. Whether you’re paying, saving, borrowing or managing your money, the Absa Banking App gives you the tools to bank with confidence, wherever life takes you. Get started in minutes - Open an account without visiting a branch. - Apply for products like credit cards, loans, insurance and more. - Access more banking solutions as your needs grow. Manage your money with confidence - View and manage all your accounts in one place. - Increase your credit card limit or apply for an overdraft. - Adjust your banking and card limits whenever you need to. - Monitor your credit score for free with Credit Coach. - Grow your savings with Savings Coach. Payments at your fingertips - Fast payments with PayShap. - Send money with CashSend. - Make international payments with Global Pay and more. - Use Pay@ or EasyPay to pay your bills on time. - Buy digital vouchers in seconds. Bank securely - Lock, unlock or replace your card in just a few taps. - Approve or reject transactions instantly. - Pay securely with your Virtual Card or your phone. - Protect your account with facial biometrics. -Enjoy added peace of mind with Digital Fraud Warranty. More reasons to love the App - Book flights and accommodation with exclusive discounts. - Earn real cash back with Absa Rewards. - Chat to Abby, your virtual banking assistant. - Reverse unauthorised debit orders. - Play Lotto & Powerball
Screenshots
Verdict
The clearest difference is rating: Absa Banking at 4.7 against SC Mobile Ghana's 3.7. Absa Banking also leads on ads (none vs shown) and update cadence (every 8 days vs every 6 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Absa Banking holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Absa Banking has 5.3K ratings behind it against 147, so its average is the more settled of the two. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 51% of Absa Banking's.
SC Mobile Ghana ships an update every 6 weeks, Absa Banking every 8 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.
| Parameter | SC Mobile Ghana | Absa Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (147 ratings) | 4.7 (5.3K ratings) — better |
| Positive reviews | 30.2% of reviews | 51.1% of reviews — better |
| Number of ratings | 147 | 5.3K — better |
| Update frequency | Every 6 weeks | Every 8 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 154 MB | 408 MB |
| Age rating | 4+ | 17+ |
| Developer | Standard Chartered Bank | Absa Bank Limited |
Customer experience
SC Mobile Ghana
Absa Banking
User reviews
SC Mobile Ghana
From 147 App Store ratingsWhat we love
- 🔥 Smooth performance (Stephen Asamoah)
- 🚀 Innovation in digital banking (vhtmusah)
- 💡 Great banking assistant (K. Agyeman)
- 👍 Easy to use (Robert, Apam-Ghana)
- ✨ App is getting better (kinggquarshie)
Room to improve
- ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
- ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
- ❌ International transfers declining (realmecollins, Elorms)
- ❌ Difficulty receiving OTP (Ajbounce94)
- ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)
Absa Banking
From 5.3K App Store ratingsWhat we love
- 🚀 Seamless app experience
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features (e.g. airtime, data purchases)
Room to improve
- 🐛 Frequent app crashes
- 🔍 Difficult to access account details
- 🤔 Confusing verification process
- 🚫 Lack of support for older devices
Bugs and requests
SC Mobile Ghana
Reported bugs
22 issues- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')
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- App not working on iPhone 14 Pro Max
- App exits automatically when opened
- App not working after an update
- App crashes unexpectedly after login/logout
- Cannot open an account ('oops we are fixing whatever')
- Cannot download loan application form
- Password and PIN not recognized after multiple resets
- Account activation problems
- Cannot create online login with debit card
- Adverts/commercials overlay app interface
- Setting up profile results in challenges with no clear error message
- Customer service unable to understand app reference numbers
- Fingerprint login not working
- Touch ID stopped working after update
- Face ID login not working after update
- Register with temporary PIN/SMS option not working
- App doesn't connect on iPhone
Requested features
8 requests- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download
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- Add dark mode option
- Improve account menu design
- Fix time zone issue for statements
Absa Banking
Reported bugs
4 issues- Login issues after device migration
- Incorrect payment references and confirmations
- Inability to access certain account types
- Timezone-related date/time issues
Requested features
4 requests- Ability to edit recurring payments
- Option to view credit card balance
- Improved transaction history and reporting
- Geo-payment feature like other banks
In-app purchases
SC Mobile Ghana
No in-app purchases
Absa Banking
No in-app purchases
Questions
Is SC Mobile Ghana free?
Is Absa Banking free?
Which has better reviews, SC Mobile Ghana or Absa Banking?
Do SC Mobile Ghana or Absa Banking have ads?
Which is updated more often, SC Mobile Ghana or Absa Banking?
Other comparisons
