Comparison

UMassFive Mobile Banking vs GCB Online Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMassFive Mobile Banking

Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.

Highlights
  • Card on/off controls
  • Spending limits
  • Geographic/merchant restrictions
  • Remote check deposit
  • Bill pay
  • Budgeting and savings goals
  • Fund transfers
Features
Read full description

Enjoy the convenience of Mobile Banking on the go, with enhanced security controls and budgeting tools that make secure access to your accounts, and management of your full financial picture easy. FEATURES Available anytime, anywhere, 24/7, with UMassFive Mobile Banking you can: - Turn your debit or credit card on and off - Set spending limits - Restrict use of your debit or credit card to specific geographic locations or by merchant type - Create and share travel plans - Send money to friends and family with Zelle® - Deposit checks remotely - Check account balances - Pay bills - Budget and set savings goals - Transfer funds - Open new accounts - Find your nearest UMassFive Branch/ATM - Contact UMassFive - Opt in for instant push alert notifications relevant to your accounts and much more.

About

GCB Online Banking

Manage your finances on the go with this banking app. Monitor accounts, deposit checks, make transfers, pay bills, and track your credit score. Enjoy quick and secure access with biometric login options.

Highlights
  • Account monitoring
  • Mobile check deposit
  • Fund transfers
  • Bill payment
  • Credit score tracking
  • Biometric login
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Check and get updates on your credit score with Credit Sense® Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.

Screenshots

UMassFive Mobile Banking4 screens
GCB Online Banking4 screens

Verdict

The call

The clearest difference is ads: GCB Online Banking at none against UMassFive Mobile Banking's shown. GCB Online Banking also leads on review sentiment (44% vs 30%). UMassFive Mobile Banking's advantage is ratings volume (3.2K vs 708). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for GCB Online Banking. Both are backed by a comparable volume of ratings — 3.2K and 708 respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 44% of GCB Online Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.

Scorecard3 real differences · 7 level
UMassFive Mobile Banking versus GCB Online Banking: the parameters behind the verdict, then further details
ParameterUMassFive Mobile BankingGCB Online Banking
PriceFreeFree
Rating4.8 (3.2K ratings)4.8 (708 ratings) — better
Positive reviews29.8% of reviews44.4% of reviews — better
Number of ratings3.2K — better708
Update frequencyEvery 3 monthsEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size90 MB106 MB
Age rating4+4+
DeveloperUMass Five College Federal Credit UnionGreenfield Co-operative Bank

Customer experience

UMassFive Mobile Banking

All ratings2,614 ratings
Positive94.3%
Neutral2.6%
Negative3.0%
Written reviews47 reviews
Positive29.8%
Neutral10.6%
Negative59.6%

GCB Online Banking

All ratings418 ratings
Positive95.7%
Neutral1.9%
Negative2.4%
Written reviews9 reviews
Positive44.4%
Neutral11.1%
Negative44.4%

Bugs and requests

UMassFive Mobile Banking

Reported bugs

5 issues
  • Login not working
  • App crashing
  • Face/Touch ID not functioning
  • Frequent errors and timeouts
  • Inconsistent user experience across updates

Requested features

3 requests
  • Purchase transaction notifications
  • Credit card transaction history integration
  • Improved authentication options

GCB Online Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UMassFive Mobile Banking

No in-app purchases

None

GCB Online Banking

No in-app purchases

Questions

Is UMassFive Mobile Banking free?
UMassFive Mobile Banking is free to download, with no in-app purchases.
Is GCB Online Banking free?
GCB Online Banking is free to download, with no in-app purchases.
Which has better reviews, UMassFive Mobile Banking or GCB Online Banking?
GCB Online Banking is rated higher. UMassFive Mobile Banking averages 4.8 out of 5 from 3.2K ratings, while GCB Online Banking averages 4.8 from 708 ratings.
Do UMassFive Mobile Banking or GCB Online Banking have ads?
UMassFive Mobile Banking shows ads; GCB Online Banking does not.
Which is updated more often, UMassFive Mobile Banking or GCB Online Banking?
UMassFive Mobile Banking ships an update every 3 months, and GCB Online Banking every 3 months. Most recently, UMassFive Mobile Banking was updated on October 29, 2026 and GCB Online Banking on October 29, 2026.

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