UMassFive Mobile Banking vs Freedom CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UMassFive Mobile Banking
Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.
- Card on/off controls
- Spending limits
- Geographic/merchant restrictions
- Remote check deposit
- Bill pay
- Budgeting and savings goals
- Fund transfers
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Enjoy the convenience of Mobile Banking on the go, with enhanced security controls and budgeting tools that make secure access to your accounts, and management of your full financial picture easy. FEATURES Available anytime, anywhere, 24/7, with UMassFive Mobile Banking you can: - Turn your debit or credit card on and off - Set spending limits - Restrict use of your debit or credit card to specific geographic locations or by merchant type - Create and share travel plans - Send money to friends and family with Zelle® - Deposit checks remotely - Check account balances - Pay bills - Budget and set savings goals - Transfer funds - Open new accounts - Find your nearest UMassFive Branch/ATM - Contact UMassFive - Opt in for instant push alert notifications relevant to your accounts and much more.
Freedom CU Mobile
Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, and pay bills. Enjoy quick and secure access with biometric login and customizable alerts.
- Account management
- Mobile check deposit
- Fund transfers
- Bill payment
- Biometric login
- Account alerts
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Easily access and manage your cards in app Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.
Screenshots
Verdict
The clearest difference is ads: Freedom CU Mobile at none against UMassFive Mobile Banking's shown. Freedom CU Mobile also leads on review sentiment (58% vs 30%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for Freedom CU Mobile. Both are backed by a comparable volume of ratings — 3.2K and 2.8K respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 58% of Freedom CU Mobile's.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.
| Parameter | UMassFive Mobile Banking | Freedom CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) | 4.8 (2.8K ratings) — better |
| Positive reviews | 29.8% of reviews | 57.6% of reviews — better |
| Number of ratings | 3.2K — better | 2.8K |
| Update frequency | Every 3 months | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 90 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | UMass Five College Federal Credit Union | Freedom Credit Union |
Customer experience
UMassFive Mobile Banking
Freedom CU Mobile
User reviews
UMassFive Mobile Banking
From 3.2K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Smooth transitions
- 💡 Great for online banking
Room to improve
- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Face/Touch ID not working
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience
Freedom CU Mobile
From 2.8K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Great customer service
- 🚀 Convenient mobile banking
Room to improve
- 🐛 App crashes and glitches
- 💰 Excessive fees
- 🔒 Login issues
Bugs and requests
UMassFive Mobile Banking
Reported bugs
5 issues- Login not working
- App crashing
- Face/Touch ID not functioning
- Frequent errors and timeouts
- Inconsistent user experience across updates
Requested features
3 requests- Purchase transaction notifications
- Credit card transaction history integration
- Improved authentication options
Freedom CU Mobile
Reported bugs
3 issues- Login process takes multiple attempts
- App freezes when viewing e-statements
- Mobile deposit not working
Requested features
3 requests- Fingerprint/biometric login
- Improved mobile deposit
- Better app stability
In-app purchases
UMassFive Mobile Banking
No in-app purchases
Freedom CU Mobile
No in-app purchases
Questions
Is UMassFive Mobile Banking free?
Is Freedom CU Mobile free?
Which has better reviews, UMassFive Mobile Banking or Freedom CU Mobile?
Do UMassFive Mobile Banking or Freedom CU Mobile have ads?
Which is updated more often, UMassFive Mobile Banking or Freedom CU Mobile?
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