Comparison

UMassFive Mobile Banking vs Florence Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMassFive Mobile Banking

Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.

Highlights
  • Card on/off controls
  • Spending limits
  • Geographic/merchant restrictions
  • Remote check deposit
  • Bill pay
  • Budgeting and savings goals
  • Fund transfers
Features
Read full description

Enjoy the convenience of Mobile Banking on the go, with enhanced security controls and budgeting tools that make secure access to your accounts, and management of your full financial picture easy. FEATURES Available anytime, anywhere, 24/7, with UMassFive Mobile Banking you can: - Turn your debit or credit card on and off - Set spending limits - Restrict use of your debit or credit card to specific geographic locations or by merchant type - Create and share travel plans - Send money to friends and family with Zelle® - Deposit checks remotely - Check account balances - Pay bills - Budget and set savings goals - Transfer funds - Open new accounts - Find your nearest UMassFive Branch/ATM - Contact UMassFive - Opt in for instant push alert notifications relevant to your accounts and much more.

About

Florence Bank

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and set up alerts. Enjoy quick and secure access with biometric login options.

Highlights
  • Account monitoring
  • Check deposit via photo
  • Fund transfers
  • Bill payment management
  • Account alerts
  • Biometric login
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! 
Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Easily access and manage your cards in app Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.

Screenshots

UMassFive Mobile Banking4 screens
Florence Bank4 screens

Verdict

The call

The clearest difference is ads: Florence Bank at none against UMassFive Mobile Banking's shown. Florence Bank also leads on review sentiment (53% vs 30%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for Florence Bank. Both are backed by a comparable volume of ratings — 3.2K and 3.4K respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 53% of Florence Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.

Scorecard2 real differences · 8 level
UMassFive Mobile Banking versus Florence Bank: the parameters behind the verdict, then further details
ParameterUMassFive Mobile BankingFlorence Bank
PriceFreeFree
Rating4.8 (3.2K ratings)4.8 (3.4K ratings) — better
Positive reviews29.8% of reviews53.1% of reviews — better
Number of ratings3.2K3.4K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size90 MB108 MB
Age rating4+4+
DeveloperUMass Five College Federal Credit UnionFlorence Bank

Customer experience

UMassFive Mobile Banking

All ratings2,614 ratings
Positive94.3%
Neutral2.6%
Negative3.0%
Written reviews47 reviews
Positive29.8%
Neutral10.6%
Negative59.6%

Florence Bank

All ratings2,372 ratings
Positive95.7%
Neutral1.9%
Negative2.3%
Written reviews81 reviews
Positive53.1%
Neutral8.6%
Negative38.3%

User reviews

UMassFive Mobile Banking

From 3.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Smooth transitions
  • 💡 Great for online banking

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent crashes
  • 🐛 Face/Touch ID not working
  • 🐛 Unreliable app performance
  • 🐛 Inconsistent user experience

Florence Bank

From 3.4K App Store ratings

What we love

  • 👍 Convenient banking app
  • 🚀 Efficient and easy to use
  • 🔒 Secure with fingerprint/face recognition
  • 💯 Excellent customer service

Room to improve

  • 🐛 Frequent crashes and login issues
  • 🔍 Difficult to navigate and use
  • ⏱️ Slow performance and long loading times
  • 🔒 Touch ID/Face ID not working consistently

Bugs and requests

UMassFive Mobile Banking

Reported bugs

5 issues
  • Login not working
  • App crashing
  • Face/Touch ID not functioning
  • Frequent errors and timeouts
  • Inconsistent user experience across updates

Requested features

3 requests
  • Purchase transaction notifications
  • Credit card transaction history integration
  • Improved authentication options

Florence Bank

Reported bugs

3 issues
  • App freezing and crashing after updates
  • Login screen not loading or timing out
  • Mobile deposit feature not functioning properly

Requested features

3 requests
  • Improved mobile deposit functionality
  • Ability to view and manage scheduled transfers
  • More intuitive and modern user interface design

In-app purchases

None

UMassFive Mobile Banking

No in-app purchases

None

Florence Bank

No in-app purchases

Questions

Is UMassFive Mobile Banking free?
UMassFive Mobile Banking is free to download, with no in-app purchases.
Is Florence Bank free?
Florence Bank is free to download, with no in-app purchases.
Which has better reviews, UMassFive Mobile Banking or Florence Bank?
Florence Bank is rated higher. UMassFive Mobile Banking averages 4.8 out of 5 from 3.2K ratings, while Florence Bank averages 4.8 from 3.4K ratings.
Do UMassFive Mobile Banking or Florence Bank have ads?
UMassFive Mobile Banking shows ads; Florence Bank does not.
Which is updated more often, UMassFive Mobile Banking or Florence Bank?
UMassFive Mobile Banking ships an update every 3 months, and Florence Bank every 3 months. Most recently, UMassFive Mobile Banking was updated on October 26, 2026 and Florence Bank on October 26, 2026.

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