UMassFive Mobile Banking vs Florence Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UMassFive Mobile Banking
Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.
- Card on/off controls
- Spending limits
- Geographic/merchant restrictions
- Remote check deposit
- Bill pay
- Budgeting and savings goals
- Fund transfers
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Enjoy the convenience of Mobile Banking on the go, with enhanced security controls and budgeting tools that make secure access to your accounts, and management of your full financial picture easy. FEATURES Available anytime, anywhere, 24/7, with UMassFive Mobile Banking you can: - Turn your debit or credit card on and off - Set spending limits - Restrict use of your debit or credit card to specific geographic locations or by merchant type - Create and share travel plans - Send money to friends and family with Zelle® - Deposit checks remotely - Check account balances - Pay bills - Budget and set savings goals - Transfer funds - Open new accounts - Find your nearest UMassFive Branch/ATM - Contact UMassFive - Opt in for instant push alert notifications relevant to your accounts and much more.
Florence Bank
Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and set up alerts. Enjoy quick and secure access with biometric login options.
- Account monitoring
- Check deposit via photo
- Fund transfers
- Bill payment management
- Account alerts
- Biometric login
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Easily access and manage your cards in app Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.
Screenshots
Verdict
The clearest difference is ads: Florence Bank at none against UMassFive Mobile Banking's shown. Florence Bank also leads on review sentiment (53% vs 30%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for Florence Bank. Both are backed by a comparable volume of ratings — 3.2K and 3.4K respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 53% of Florence Bank's.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.
| Parameter | UMassFive Mobile Banking | Florence Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) | 4.8 (3.4K ratings) — better |
| Positive reviews | 29.8% of reviews | 53.1% of reviews — better |
| Number of ratings | 3.2K | 3.4K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 90 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | UMass Five College Federal Credit Union | Florence Bank |
Customer experience
UMassFive Mobile Banking
Florence Bank
User reviews
UMassFive Mobile Banking
From 3.2K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Smooth transitions
- 💡 Great for online banking
Room to improve
- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Face/Touch ID not working
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience
Florence Bank
From 3.4K App Store ratingsWhat we love
- 👍 Convenient banking app
- 🚀 Efficient and easy to use
- 🔒 Secure with fingerprint/face recognition
- 💯 Excellent customer service
Room to improve
- 🐛 Frequent crashes and login issues
- 🔍 Difficult to navigate and use
- ⏱️ Slow performance and long loading times
- 🔒 Touch ID/Face ID not working consistently
Bugs and requests
UMassFive Mobile Banking
Reported bugs
5 issues- Login not working
- App crashing
- Face/Touch ID not functioning
- Frequent errors and timeouts
- Inconsistent user experience across updates
Requested features
3 requests- Purchase transaction notifications
- Credit card transaction history integration
- Improved authentication options
Florence Bank
Reported bugs
3 issues- App freezing and crashing after updates
- Login screen not loading or timing out
- Mobile deposit feature not functioning properly
Requested features
3 requests- Improved mobile deposit functionality
- Ability to view and manage scheduled transfers
- More intuitive and modern user interface design
In-app purchases
UMassFive Mobile Banking
No in-app purchases
Florence Bank
No in-app purchases
Questions
Is UMassFive Mobile Banking free?
Is Florence Bank free?
Which has better reviews, UMassFive Mobile Banking or Florence Bank?
Do UMassFive Mobile Banking or Florence Bank have ads?
Which is updated more often, UMassFive Mobile Banking or Florence Bank?
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