UMassFive Mobile Banking vs HCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UMassFive Mobile Banking
Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.
- Card on/off controls
- Spending limits
- Geographic/merchant restrictions
- Remote check deposit
- Bill pay
- Budgeting and savings goals
- Fund transfers
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Enjoy the convenience of Mobile Banking on the go, with enhanced security controls and budgeting tools that make secure access to your accounts, and management of your full financial picture easy. FEATURES Available anytime, anywhere, 24/7, with UMassFive Mobile Banking you can: - Turn your debit or credit card on and off - Set spending limits - Restrict use of your debit or credit card to specific geographic locations or by merchant type - Create and share travel plans - Send money to friends and family with Zelle® - Deposit checks remotely - Check account balances - Pay bills - Budget and set savings goals - Transfer funds - Open new accounts - Find your nearest UMassFive Branch/ATM - Contact UMassFive - Opt in for instant push alert notifications relevant to your accounts and much more.
HCU Mobile
Manage your finances on the go with this app. Access all your accounts, deposit checks, make transfers, pay bills, and monitor your credit score. Enjoy quick and secure access with biometric login and enhanced navigation for easy financial management.
- Account management
- Mobile check deposit
- Fund transfers
- Bill payment
- Credit score monitoring
- Biometric login
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Check and get updates on your credit score with Credit Sense® Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.
Screenshots
Verdict
The clearest difference is ads: HCU Mobile at none against UMassFive Mobile Banking's shown. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.9 for HCU Mobile. Both are backed by a comparable volume of ratings — 3.1K and 1.2K respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 38% of HCU Mobile's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | UMassFive Mobile Banking | HCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.1K ratings) | 4.9 (1.2K ratings) — better |
| Positive reviews | 29.8% of reviews | 37.5% of reviews — better |
| Number of ratings | 3.1K — better | 1.2K |
| Update frequency | Every 3 months | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 90 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | UMass Five College Federal Credit Union | Holyoke Credit Union |
Customer experience
UMassFive Mobile Banking
HCU Mobile
User reviews
UMassFive Mobile Banking
From 3.1K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Smooth transitions
- 💡 Great for online banking
Room to improve
- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Face/Touch ID not working
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience
HCU Mobile
From 1.2K App Store ratingsWhat we love
- 👍 Easy to navigate
- 👍 Simple and easy transactions
- 🚀 Convenient mobile access
Room to improve
- 🐛 App crashes and logs users out
- 🐛 Login issues with fingerprint/facial recognition
- 🐛 Frequent app updates causing disruptions
- 🐛 Unreliable performance and loading issues
Bugs and requests
UMassFive Mobile Banking
Reported bugs
5 issues- Login not working
- App crashing
- Face/Touch ID not functioning
- Frequent errors and timeouts
- Inconsistent user experience across updates
Requested features
3 requests- Purchase transaction notifications
- Credit card transaction history integration
- Improved authentication options
HCU Mobile
Reported bugs
3 issues- App crashes and freezes
- Login issues with fingerprint/facial recognition
- Frequent app updates causing disruptions
Requested features
3 requests- Notify customers before app updates
- Improve login and authentication experience
- Provide more stability and reliability
In-app purchases
UMassFive Mobile Banking
No in-app purchases
HCU Mobile
No in-app purchases
Questions
Is UMassFive Mobile Banking free?
Is HCU Mobile free?
Which has better reviews, UMassFive Mobile Banking or HCU Mobile?
Do UMassFive Mobile Banking or HCU Mobile have ads?
Which is updated more often, UMassFive Mobile Banking or HCU Mobile?
Other comparisons
