Comparison

Zenith Bank eaZymoney vs IdonPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zenith Bank eaZymoney

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Highlights
  • Account overview and history
  • Fund transfers (own, Zenith, other banks, foreign)
  • Bill payments and airtime recharge
  • QR code payments
  • Card management (settlement, activation/deactivation)
  • Cheque management
  • View bank statements
Features
Read full description

Make your life experiences simpler and stay in control with Zenith Mobile Banking app. Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). How do I Register? To register, simply download the app and select any of the three (3) registration options 1. With Hardware Token a) Enter Account number and Continue b) Click Hardware Token c) Enter the Token from the device and Token PIN • Create and confirm Password (six digits) • Create and confirm Mobile PIN (four digits) • Click on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on. 2. With Card a) Enters Account Number and Continue b) Select Card c) Enter the Last Six Digits of the Card and Card Pin • Create and Confirm Password (six digits) • Create and Confirm Mobile PIN (four digits) • Clicks on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on to the App. 3. Branch Activation Note: • Registration is one time • To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. • Customer can authorize with Token or Card Details. • Users can add up to 3 Devices. Some features of Zenith Mobile Banking are: a) Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.) • Account balance • Account History • Search b) Transfers • Transfer History • Own Account Transfer • Zenith account Transfer • Other Banks Transfer • Foreign Transfer • Open Account for Beneficiary c) Data Bundles d) Airtime Recharge e) Bills payment • Zenith Billers • Quickteller Merchants f) QR Payments g) Scheduled Payments • Transfers • Airtime Payment • Bills Payment h) Cards • Card Settlement • Activate / Deactivate Card • Card Dispense Manager i) Cheques • Request Cheque Book • Confirm Cheque • Stop Cheque • Verify Cheque Status • Bank Draft j) Travel and Leisure • Travelstart • Dubai Visa k) Bank Services • My Bank Statement l) Message *These are messages sent to the customer by the bank* m) Settings • Manage Beneficiaries • Customize eaZylinks • Change Authorization • Change Password • Change PIN • Reset PIN • Transfer Limits • Hide Account • Show Account • My Devices • My BVN • Update KYC n) Zenith Near Me o) Sign Out

About

IdonPay

Features
Read full description

Every trader gives credit — the hard part is remembering who owes what, and getting paid without an awkward conversation. IdonPay keeps a real record of every credit sale, so nothing depends on your memory or a notebook that can get lost. WHAT YOU GET, FREE FOREVER • Today — see what's confirmed in your account, what's still unmatched, and what's running low, all on one screen • Record a sale in seconds — cash, transfer, or credit, with or without a signal • Owing — every customer who owes you, how much, and for how long, sorted so overdue debts stand out • WhatsApp reminders — send a customer their balance or a payment receipt with one tap • Transaction Book — every sale and payment, searchable, with automatic matching against money that hits your account • Inventory — track stock or materials, and get warned before you run out IDONPAY PRO Try it free for 14 days, no card required. • Business Insights — see your real margins by product and how this week compares to last • Savings Groups — run ajo/esusu contributions digitally: who has paid, whose turn it is to collect, and receipts for both • Full transaction history, beyond the free 30-day window • PDF statements you can hand to a bank or a partner Recording, matching, Today, and Owing are free forever — no trial, no catch. We only ask you to pay once IdonPay is already saving you real time and real money. Terms of Use (EULA): https://idonpay.rapfixtech.com/terms

Screenshots

Zenith Bank eaZymoney4 screens
IdonPay4 screens

Verdict

The call

The clearest difference is in-app purchases: Zenith Bank eaZymoney at none against IdonPay's 2. IdonPay's advantage is update cadence (every 3 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IdonPay sells 2 in-app purchases, starting at $1.99 per month. Zenith Bank eaZymoney asks for nothing beyond the download.

UpkeepUpdate frequency

Zenith Bank eaZymoney ships an update every 2 months, IdonPay every 3 days. The most recent releases landed on October 24, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
Zenith Bank eaZymoney versus IdonPay: the parameters behind the verdict, then further details
ParameterZenith Bank eaZymoneyIdonPay
PriceFreeFree
Rating3.3 (195 ratings) — better—
Positive reviews11.5% of reviews—
Number of ratings195 — better—
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size92 MB61 MB
Age rating4+4+
DeveloperZenith Bank PLCAppsVoltz Limited

Bugs and requests

Zenith Bank eaZymoney

Reported bugs

3 issues
  • Login issues after app update
  • Transfer limits not working as expected
  • Balance not refreshing correctly

Requested features

3 requests
  • Dark mode option
  • Transaction history export
  • Improved customer support

IdonPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Zenith Bank eaZymoney

No in-app purchases

2 purchases

IdonPay

Subscriptions2
  • IdonPay Pro Monthly$1.991 Month
  • IdonPay Pro Yearly$12.991 Year

Questions

Is Zenith Bank eaZymoney free?
Zenith Bank eaZymoney is free to download, with no in-app purchases.
Is IdonPay free?
IdonPay is free to download, with in-app purchases available.
Do Zenith Bank eaZymoney or IdonPay have ads?
Neither Zenith Bank eaZymoney nor IdonPay shows ads.
Which is updated more often, Zenith Bank eaZymoney or IdonPay?
Zenith Bank eaZymoney ships an update every 2 months, and IdonPay every 3 days. Most recently, Zenith Bank eaZymoney was updated on October 24, 2026 and IdonPay on September 28, 2026.

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