OCBC Malaysia vs BIMB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCBC Malaysia
Manage your finances on the go with a comprehensive mobile banking app. Access accounts, make payments, invest, and manage cards securely. Features include biometric login, e-statements, and instant card activation.
- Biometric login (facial recognition, fingerprint)
- Account dashboard overview
- Online e-Statements
- Funds transfer (DuitNow, IBG)
- QR code payments and requests
- Unit trust and foreign exchange trading
- Instant credit card activation
- Secure OTP generation (OneToken)
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Manage your money with ease anytime, anywhere with OCBC Malaysia Mobile Banking. Accounts and e-Statements: - OCBC 360 and 360-i Account: Earn high bonus interest/profit when you deposit, pay and spend with this account. - Biometric login: Login seamlessly using facial recognition (OneLook) or your fingerprint (OneTouch). - Account dashboard: Get an overview of your deposit accounts, credit cards, loans and investments. - e-Statements: Go green! Manage and view your account statements online. Payments and Transfers: - Funds transfer: Send money with ease in Malaysia via DuitNow or Interbank GIRO (IBG). - Pay bills: Pay utility bills or set future-dated payments to stay ahead and avoid late payment penalties. - QR payments: Go cashless by scanning the DuitNow QR code at any participating merchants or import from Photos. Receive money by generating your very own QR code. - Request money: Request money using DuitNow ID such as mobile number, NRIC or account number. Investment: - Unit trust: Select a fund of your choice, view fund details and buy or sell funds, anytime anywhere. - Foreign Exchange: Buy and sell foreign currencies with up to 10 major foreign currencies, 24/7. Manage your money: - Place FD: Let your money work harder for you! - Money In$ights: Smart spend tracker so you can track and manage your money seamlessly. Card Services: - Activate your credit card instantly via our app. - Set PIN: Create or change your debit and credit card PIN. Security: - OneToken: Generate an OTP securely within the app while you are on the go. - Kill Switch: Suspend your accounts, cards and digital banking access immediately. Don’t have an OCBC Online Banking Login ID and Password yet? Visit http://www.ocbc.com.my to register.
BIMB Mobile
Manage your finances effortlessly with this comprehensive mobile banking application. It offers secure login, bill payments, fund transfers, and convenient access to various financial services. Stay connected and in control of your money with real-time alerts and easy transaction management.
- Quick & Secure Biometric Login
- Intuitive Financial Dashboard
- Secure Transaction Authorization (BIMB Secure)
- Instant Bill Payments & Reloads
- Seamless Funds Transfers (DuitNow)
- DuitNow QR Payments & Receipts
- Tabung Haji Savings Management
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Welcome to BIMB Mobile - Your Trusted Mobile Banking Partner Bank smarter with BIMB Mobile, your all-in-one banking app for effortless financial management. With a sleek new design and an enhanced user experience, managing your banking tasks has never been easier. Key Features 1. Quick & Secure Login Access your account with ease using biometric login. Enjoy faster, more secure access with Face ID or fingerprint recognition for worry-free banking. 2. Refreshed Dashboard Navigate your finances with an all-new, intuitive dashboard. Manage your accounts, view transaction history, track your wealth, financing, and card services—all from one simple screen. 3. BIMB Secure for Peace of Mind Authorize your transactions safely with BIMB Secure, replacing GO Secure. Control your banking with enhanced security measures and get real-time transaction alerts for a safer banking experience. 4. Pay to Billers Settle bills, credit card payments, or financing accounts instantly. BIMB Mobile makes paying bills quick, easy, and secure. 5. Prepaid Reload Recharge prepaid mobile numbers in just a few taps—fast and convenient, so you can always stay connected. 6. Sadaqa Donate to trusted foundations and organizations directly from the app. With BIMB, making a meaningful contribution has never been easier. 7. JomPAY Pay your bills to over 10,000 billers effortlessly with JomPAY. Skip the queue and take care of payments from wherever you are. 8. Funds Transfer Sending money to friends or family is seamless. Use DuitNow to transfer funds instantly using just a mobile number. 9. DuitNow QR Pay to merchants who accept DuitNow QR, Malaysia’s national QR payment standard. Use "Scan & Pay" for easy purchases, or "Scan Me" to receive payments from others instantly. 10. Tabung Haji Track and manage your Tabung Haji savings effortlessly. View balances, deposit funds, and save for your Hajj journey with ease. 11. Push Notifications Get instant notifications for every transaction. Stay on top of your banking activities, in real-time. 12. Share Transaction Receipts Easily share receipts with others via email, WhatsApp, or messaging apps after every transaction. More Features at Your Fingertips Update Profile: Manage your personal details quickly. Change Transaction Limits: Adjust your transaction limits to suit your banking needs. Latest Promotions: Stay informed of the latest deals and promotions from Bank Islam. Enhanced Security and Control: The BIMB Mobile app offers advanced security features: Biometric Login for added protection. BIMB Secure for safe transaction authorization. Kill Switch to immediately disable your account in case of suspicious activity. Permissions Required: The app may request access to: Camera: To update your profile picture. Contacts: To read and modify your contact list. Location: To find the nearest Bank Islam branch or ATM. Phone & Storage: For secure calls to our contact center and storing app data on your device. Experience the future of banking with BIMB. Download now and enjoy the freedom of managing your finances on the go!
Screenshots
Verdict
The clearest difference is rating: OCBC Malaysia at 4.4 against BIMB Mobile's 2.3. OCBC Malaysia also leads on ratings volume (107 vs 3). BIMB Mobile's advantage is review sentiment (51% vs 13%) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCBC Malaysia holds the better App Store score, 4.4 against 2.3. That said, the two scores are not equally well evidenced: OCBC Malaysia has 107 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 13% of OCBC Malaysia's written reviews are positive against 51% of BIMB Mobile's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | OCBC Malaysia | BIMB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (107 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 13.0% of reviews | 51.0% of reviews — better |
| Number of ratings | 107 — better | 3 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 232 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | Oversea-Chinese Banking Corporation Limited | Bank Islam Malaysia Bhd |
Customer experience
OCBC Malaysia
BIMB Mobile
Bugs and requests
OCBC Malaysia
Not enough reviews yet to summarise bugs or requests.
BIMB Mobile
Reported bugs
27 issues- System always down during urgent times
- Stupid authorization from device that doesn't have cancel button
- System updated for payee was not captured real-time
- Balance doesn't refresh automatically
- Login verification step repeated many times
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- Unannounced maintenance causing transaction failures
- QR not working for days
- Duitnow transaction more complicated
- Payment online not going through
- App stuck on opening, not processing to next interface
- Account amount display not showing true balance on home page
- Inactive program timeout needs revision
- QR transaction takes a long time to process
- No refresh option for account balance
- Transfer problem: 'Debiting List is empty (TRX_V1041)'
- Force UPDATE is killing the UX
- Transaction details for transfers are missing remarks
- UI issue for writing reference during transfer on iOS
- Favorite transfer lists not fully migrated and duplicated
- Virtual keyboard hides NEXT button during transfers
- Online banking password incorrect after downloading app
- Cannot change BIMB Secure device
- Payment authorization always failed
- Unable to download E statement for credit card
- App goes blank after successful transaction/add favorite account
- Sudden vanishing of bank accounts and dashboard issues
- Login issues after app update
Requested features
11 requests- Add dark mode option
- Improve real-time updates for payee and due dates
- Allow users to see full transaction history (not just by month)
- Instant notifications for money received
- Improve login process, reduce multiple verifications
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- Add a refresh option for account balance
- Retain ability to select favorite accounts and sort them
- Allow switching between business and personal accounts in one app
- Add more detailed transaction history with references
- Make NEXT button visible during transfers
- Improve font size consistency
In-app purchases
OCBC Malaysia
No in-app purchases
BIMB Mobile
No in-app purchases
Questions
Is OCBC Malaysia free?
Is BIMB Mobile free?
Which has better reviews, OCBC Malaysia or BIMB Mobile?
Do OCBC Malaysia or BIMB Mobile have ads?
Which is updated more often, OCBC Malaysia or BIMB Mobile?
Other comparisons
