Comparison

Cigna Envoy® vs Anchor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cigna Envoy®

Manage your health benefits and submit claims on the go with this app designed for Cigna Global Health Benefits customers. Access features like provider search, ID cards, and secure messaging to stay on top of your healthcare needs worldwide.

Highlights
  • Submit and view claims
  • View and print ID cards
  • Find healthcare providers
  • Multi-language support
  • Secure messaging
  • Pharmacy access
Read full description

The Cigna Envoy® app is designed for Cigna Global Health Benefits® customers to manage health benefits and submit claims anywhere. You’re mobile, so are we. Features available are based on the coverage you have with Cigna Global Health Benefits for our global travelers. For myCigna users, please download the myCigna app. The Cigna Envoy® app delivers simplified, intuitive, and self-service features on the go. Key features: • Registration and option to enable two-factor authentication • Multiple languages allowing you to choose your preferred language • Submit and view your claims • View and Print ID cards for the entire family • Find health care providers and facilities • Pharmacy Access • Contact Cigna through a secure mailbox

About

Anchor

Read full description

Anchor is a private journal that never leaves your device. No accounts, no servers, no data collection. Your entries are encrypted on your phone and stay there. DESCRIBE YOUR DAY IN 60 SECONDS Some days you do not want to type. Record a 60-second voice note instead. Recordings are encrypted on your device, exactly like your writing, and they travel inside your encrypted backup. Sixty seconds is the whole format: long enough for a day, short enough that you actually do it. WRITE THE WAY YOU THINK A rich text editor for journal entries, gratitude logs, dream diaries and quick notes. Titles, tags, and a calendar so you can find anything again. MEET KAI, YOUR JOURNAL COMPANION Kai is an AI companion that reflects on your entries, looks at your dreams with you, or offers a prompt when the page stays blank. You bring your own API key (OpenAI, Anthropic or DeepSeek) and you choose exactly which kinds of entries Kai may see. Nothing is shared by default, and conversations are stored only on your device. SEE HOW YOU ARE DOING Check in with your mood, energy and stress in seconds. Charts show the patterns over weeks and months, with no judgement, no streaks and no goals. REMEMBER WHAT MATTERS Birthdays, anniversaries and personal milestones, with gentle reminders that stay on your device. BUILT FOR PRIVACY - AES-256 encrypted database, always on, nothing to switch on - PIN and biometric lock (fingerprint / Face ID) - Private entries behind an extra layer - Share Mode shows a therapist or a friend only the entries you picked - Screenshot protection - No analytics, no tracking, no accounts, no servers HONEST ABOUT ADS Anchor is free and shows a small banner. Ads are non-personalized by default, and you can change that choice any time in Settings. Would you rather have none at all? Watch a short video for three ad-free days. YOUR BACKUP, YOUR CLOUD Back up to your own iCloud, encrypted with a password only you know. Anchor cannot read that file, and neither can anyone else. SIX THEMES Light, Dark, Earth, Pastel, Forest and Sunset. FIVE LANGUAGES English, German, Arabic, French and Spanish. Anchor does not want your data. It has nowhere to put it.

Screenshots

Cigna Envoy®4 screens
Anchor4 screens

Verdict

The call

The clearest difference is in-app purchases: Cigna Envoy® at none against Anchor's 1. Anchor's advantage is update cadence (fortnightly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Anchor sells 1 one-off in-app purchase. Cigna Envoy® asks for nothing beyond the download.

UpkeepUpdate frequency

Cigna Envoy® ships an update every 2 months, Anchor fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Cigna Envoy® versus Anchor: the parameters behind the verdict, then further details
ParameterCigna Envoy®Anchor
PriceFreeFree
Rating1.7 (311 ratings) — better—
Positive reviews6.9% of reviews—
Number of ratings311 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size50 MB47 MB
Age rating4+4+
DeveloperCigna CorporationKhaldoun Noureddine

Bugs and requests

Cigna Envoy®

Reported bugs

3 issues
  • App fails to load past the loading screen
  • Secure email feature not functioning properly
  • Inconsistent behavior when submitting claims

Requested features

4 requests
  • Add biometric login (e.g., Face ID, Touch ID)
  • Improve claims tracking and status updates
  • Integrate with digital wallets for insurance cards
  • Provide more detailed plan and coverage information

Anchor

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cigna Envoy®

No in-app purchases

1 purchases

Anchor

One-time1
  • Remove Ads$4.99

Questions

Is Cigna Envoy® free?
Cigna Envoy® is free to download, with no in-app purchases.
Is Anchor free?
Anchor is free to download, with in-app purchases available.
Do Cigna Envoy® or Anchor have ads?
Neither Cigna Envoy® nor Anchor shows ads.
Which is updated more often, Cigna Envoy® or Anchor?
Cigna Envoy® ships an update every 2 months, and Anchor fortnightly. Most recently, Cigna Envoy® was updated on October 23, 2026 and Anchor on October 24, 2026.

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