CentralMOBILE vs HSLC Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CentralMOBILE
Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.
- Mobile check deposit
- View account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payments
- Send money with Zelle
- Find bank branches and ATMs
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Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.
HSLC Mobile
Manage your bank accounts conveniently from your mobile device. Check balances, view recent activity, and transfer funds between accounts securely. Requires existing online banking credentials.
- Check account balances
- View recent activity
- Transaction history
- Transfer money
- Secure login
- Security questions
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Bank on the go with HSLC Mobile Banking App. Manage your accounts from your mobile device when it’s convenient for you. FEATURES: The HSLC Mobile Banking App is fast, convenient, and free. It allows users to: • Check account balances • See recent activity • View transaction history • Transfer money between accounts REGISTER: • To use the HSLC Mobile Banking App, you must be a HSLC Online Banking user. The HSLC Mobile Banking App allows you to access your accounts using your existing HSLC Internet Banking username and password. To register for Internet banking, please visit www.hslc-kenton.com. SECURITY: HSLC protects your financial information from unauthorized users using: • Secure login with user name and password • Security questions to verify your identity • A security key to verify secure website • No transmission of complete account numbers Member FDIC Equal Housing Lender
Screenshots
Verdict
The clearest difference is ratings volume: CentralMOBILE at 4.6K against HSLC Mobile's 40. CentralMOBILE also leads on rating (4.8 vs 4.5). HSLC Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CentralMOBILE holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: CentralMOBILE has 4.6K ratings behind it against 40, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | CentralMOBILE | HSLC Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.6K ratings) — better | 4.5 (40 ratings) |
| Positive reviews | 37.3% of reviews | — |
| Number of ratings | 4.6K — better | 40 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 15.0 | 14.1 — better |
| Further details — not scored | ||
| Size | 112 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | CENTRAL BANK & TRUST COMPANY | The Home Savings and Loan Company of Kenton |
Customer experience
CentralMOBILE
HSLC Mobile
Bugs and requests
CentralMOBILE
Reported bugs
3 issues- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality
Requested features
3 requests- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions
HSLC Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CentralMOBILE
No in-app purchases
HSLC Mobile
No in-app purchases
Questions
Is CentralMOBILE free?
Is HSLC Mobile free?
Which has better reviews, CentralMOBILE or HSLC Mobile?
Do CentralMOBILE or HSLC Mobile have ads?
Which is updated more often, CentralMOBILE or HSLC Mobile?
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