Comparison

CentralMOBILE vs Central Bank AR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CentralMOBILE

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

Highlights
  • Mobile check deposit
  • View account balances and transactions
  • Transfer funds between accounts
  • Pay bills and manage payments
  • Send money with Zelle
  • Find bank branches and ATMs
Features
Read full description

Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.

About

Central Bank AR

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks securely. This app is designed for existing customers of Central Bank's online banking services.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay and schedule bills
  • Deposit checks remotely
Features
Read full description

Start banking wherever you are with Central Bank Mobile Banking! Available to all Central Bank online banking customers. Central Bank Mobile Banking allows you to check balances, make transfers, pay bills, and make remote deposits. Available features of the Central Bank mobile app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go. All features may not be available in the tablet application.

Screenshots

CentralMOBILE4 screens
Central Bank AR4 screens

Verdict

The call

The clearest difference is ads: Central Bank AR at none against CentralMOBILE's shown. Central Bank AR also leads on monetization model (free vs free with in-app purchases) and update cadence (every 5 weeks vs every 3 months). CentralMOBILE's advantage is ratings volume (4.6K vs 36). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CentralMOBILE against 4.9 for Central Bank AR. That said, the two scores are not equally well evidenced: CentralMOBILE has 4.6K ratings behind it against 36, so its average is the more settled of the two.

UpkeepUpdate frequency

CentralMOBILE ships an update every 3 months, Central Bank AR every 5 weeks. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
CentralMOBILE versus Central Bank AR: the parameters behind the verdict, then further details
ParameterCentralMOBILECentral Bank AR
PriceFreeFree
Rating4.8 (4.6K ratings)4.9 (36 ratings) — better
Positive reviews37.3% of reviews—
Number of ratings4.6K — better36
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size112 MB155 MB
Age rating4+4+
DeveloperCENTRAL BANK & TRUST COMPANYCentral Bank AR

Customer experience

CentralMOBILE

All ratings4,326 ratings
Positive95.2%
Neutral1.5%
Negative3.3%
Written reviews83 reviews
Positive37.3%
Neutral4.8%
Negative57.8%

Central Bank AR

All ratings34 ratings
Positive94.1%
Neutral5.9%
Negative0.0%

Bugs and requests

CentralMOBILE

Reported bugs

3 issues
  • App incompatibility with iOS 16
  • Persistent login and connectivity problems
  • Inconsistent Face ID/Touch ID functionality

Requested features

3 requests
  • Ability to view transaction details and receipts
  • Improved account management features
  • Seamless integration with newer iOS versions

Central Bank AR

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CentralMOBILE

No in-app purchases

None

Central Bank AR

No in-app purchases

Questions

Is CentralMOBILE free?
CentralMOBILE is free to download, with no in-app purchases.
Is Central Bank AR free?
Central Bank AR is free to download, with no in-app purchases.
Which has better reviews, CentralMOBILE or Central Bank AR?
Central Bank AR is rated higher. CentralMOBILE averages 4.8 out of 5 from 4.6K ratings, while Central Bank AR averages 4.9 from 36 ratings.
Do CentralMOBILE or Central Bank AR have ads?
CentralMOBILE shows ads; Central Bank AR does not.
Which is updated more often, CentralMOBILE or Central Bank AR?
CentralMOBILE ships an update every 3 months, and Central Bank AR every 5 weeks. Most recently, CentralMOBILE was updated on October 29, 2026 and Central Bank AR on October 26, 2026.

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