CentralMOBILE vs Central Bank AR
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CentralMOBILE
Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.
- Mobile check deposit
- View account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payments
- Send money with Zelle
- Find bank branches and ATMs
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Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.
Central Bank AR
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks securely. This app is designed for existing customers of Central Bank's online banking services.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay and schedule bills
- Deposit checks remotely
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Start banking wherever you are with Central Bank Mobile Banking! Available to all Central Bank online banking customers. Central Bank Mobile Banking allows you to check balances, make transfers, pay bills, and make remote deposits. Available features of the Central Bank mobile app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go. All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is ads: Central Bank AR at none against CentralMOBILE's shown. Central Bank AR also leads on monetization model (free vs free with in-app purchases) and update cadence (every 5 weeks vs every 3 months). CentralMOBILE's advantage is ratings volume (4.6K vs 36). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CentralMOBILE against 4.9 for Central Bank AR. That said, the two scores are not equally well evidenced: CentralMOBILE has 4.6K ratings behind it against 36, so its average is the more settled of the two.
CentralMOBILE ships an update every 3 months, Central Bank AR every 5 weeks. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | CentralMOBILE | Central Bank AR |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.6K ratings) | 4.9 (36 ratings) — better |
| Positive reviews | 37.3% of reviews | — |
| Number of ratings | 4.6K — better | 36 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 112 MB | 155 MB |
| Age rating | 4+ | 4+ |
| Developer | CENTRAL BANK & TRUST COMPANY | Central Bank AR |
Customer experience
CentralMOBILE
Central Bank AR
Bugs and requests
CentralMOBILE
Reported bugs
3 issues- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality
Requested features
3 requests- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions
Central Bank AR
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CentralMOBILE
No in-app purchases
Central Bank AR
No in-app purchases
Questions
Is CentralMOBILE free?
Is Central Bank AR free?
Which has better reviews, CentralMOBILE or Central Bank AR?
Do CentralMOBILE or Central Bank AR have ads?
Which is updated more often, CentralMOBILE or Central Bank AR?
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