Comparison

Summit Credit Union vs FocusAgent ONE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summit Credit Union

Manage your finances with tools for wealth building and financial security. View all accounts, transfer money, pay bills, and deposit checks. Set goals, monitor spending, and secure your accounts with advanced features.

Highlights
  • Consolidated account view
  • Money transfers
  • Bill pay
  • Mobile check deposit
  • Goal setting and tracking
  • Card security controls
  • Fraud monitoring
Features
Read full description

We’re all about improving your financial life AND how it makes you feel! With our free app full of tools to easily manage your total financial picture, feel more confident and stress-free overall. Summit (and this app!) will help you build wealth and financial security every step of the way. Feel connected · Get a total view of all your Summit accounts. · See all transactions together seamlessly, including credit card purchases. · View all your account activity, balances and statements. Feel in control · Transfer money between your Summit and outside accounts. · Pay bills on the go with Bill Pay built right into the app. · Send money to family and friends – fast and easy with Zelle®. · Schedule one-time and recurring bill payments. · Deposit checks with a fast photo from your phone – easily with mobile deposit. Feel motivated · Set goals and track your progress, monitor spending, get alerts and more. · Create and name sub-savings accounts for different goals to celebrate your progress. · Set credit and debit card spending limits to reach your budget goals. Feel secure · Manage security and balance alerts for your accounts. · Turn debit and credit cards “off” when lost or not in use, and “on” again. · Be alerted fast to potential unauthorized debit and credit card transactions with automatic, ongoing fraud monitoring. · Get advanced security features, like multi-factor authentication on each login. · Use biometric login (face and fingerprint ID) on supported devices Feel supported · Find the closest Summit branch or surcharge-free ATM (lots to choose from!). · Send secure messages to us with questions or anything you need. · Schedule a phone or in-person appointment with us. If you have questions, we’re just a tap away! Visit us at SummitCreditUnion.com for complete details. (Summit Credit Union is based in Wisconsin.)

About

FocusAgent ONE

This app provides real estate professionals with instant closing cost calculations for buyers and sellers. It offers a free plan for basic estimates and a premium subscription for advanced features and unlimited access.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimate generation
  • Free plan for basic estimates
  • Premium subscription for advanced features
  • 30-day free trial for premium
Features
Read full description

FocusAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. FocusAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • A user can opt in for a free 30 day trial, but they are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. The monthly subscription is $0.99/month and the annual subscription is $9.99/year. • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

Screenshots

Summit Credit Union4 screens
FocusAgent ONE4 screens

Verdict

The call

The clearest difference is in-app purchases: Summit Credit Union at none against FocusAgent ONE's 2. Summit Credit Union also leads on ratings volume (41K vs 1) and update cadence (every 3 months vs every 6 months). FocusAgent ONE's advantage is rating (5.0 vs 4.8). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FocusAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Summit Credit Union asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FocusAgent ONE holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Summit Credit Union has 41K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Summit Credit Union ships an update every 3 months, FocusAgent ONE every 6 months. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Summit Credit Union versus FocusAgent ONE: the parameters behind the verdict, then further details
ParameterSummit Credit UnionFocusAgent ONE
PriceFreeFree
Rating4.8 (41K ratings)5.0 (1 ratings) — better
Positive reviews64.7% of reviews—
Number of ratings41K — better1
Update frequencyEvery 3 months — betterEvery 6 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size32 MB356 MB
Age rating4+9+
DeveloperSummit Credit UnionFocus Title

Customer experience

Summit Credit Union

All ratings38,383 ratings
Positive94.6%
Neutral2.5%
Negative2.9%
Written reviews170 reviews
Positive64.7%
Neutral10.0%
Negative25.3%

FocusAgent ONE

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Summit Credit Union

Reported bugs

5 issues
  • Login issues and account access problems
  • Inconsistent mobile deposit acceptance
  • Syncing errors between app and website
  • Slow app performance and loading times
  • Unreliable push notifications

Requested features

5 requests
  • Ability to customize account order and names
  • Improved mobile check deposit functionality
  • Integration with external financial services
  • Longer inactivity timeout before logout
  • More detailed transaction history and statements

FocusAgent ONE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Summit Credit Union

No in-app purchases

2 purchases

FocusAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year

Questions

Is Summit Credit Union free?
Summit Credit Union is free to download, with no in-app purchases.
Is FocusAgent ONE free?
FocusAgent ONE is free to download, with in-app purchases available.
Which has better reviews, Summit Credit Union or FocusAgent ONE?
FocusAgent ONE is rated higher. Summit Credit Union averages 4.8 out of 5 from 41K ratings, while FocusAgent ONE averages 5.0 from 1 ratings.
Do Summit Credit Union or FocusAgent ONE have ads?
Neither Summit Credit Union nor FocusAgent ONE shows ads.
Which is updated more often, Summit Credit Union or FocusAgent ONE?
Summit Credit Union ships an update every 3 months, and FocusAgent ONE every 6 months. Most recently, Summit Credit Union was updated on November 12, 2026 and FocusAgent ONE on November 3, 2026.

Other comparisons