FBSW Mobile vs ACFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBSW Mobile
Manage your finances conveniently from your mobile device. Check account balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is available to all existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks remotely
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Start banking wherever you are with FirstBank Southwest Mobile! Available to all FirstBank Southwest online banking customers. FirstBank Southwest Mobile allows you to check balances, make transfers, pay bills, and deposit checks. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone. Remote Deposit Capture -Deposit checks while on the go. All features may not be available in the tablet application.
ACFCU
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.
- Check account balances
- Transfer funds
- Make loan payments
- Deposit checks
- Pay bills
- Find ATMs
- Apply for loans
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Welcome to the NEW mobile banking application for ACFCU members. Homegrown since 1945. Features: Check balances, transfer funds, make loan payments, deposit checks, pay bills, find ATMs, and apply for loans. To sign into mobile banking, use your same ACFCU username and password. If you are not a member, call us at 806-358-7561.
Screenshots
Verdict
The clearest difference is review sentiment: FBSW Mobile at 69% against ACFCU's 18%. FBSW Mobile also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FBSW Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 2.8K and 1.4K respectively. Written reviews point the same way: 69% of FBSW Mobile's written reviews are positive against 18% of ACFCU's.
FBSW Mobile ships an update monthly, ACFCU every 5 months. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.
| Parameter | FBSW Mobile | ACFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.8K ratings) — better | 4.6 (1.4K ratings) |
| Positive reviews | 69.2% of reviews — better | 17.5% of reviews |
| Number of ratings | 2.8K — better | 1.4K |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 148 MB | 123 MB |
| Age rating | 4+ | 4+ |
| Developer | FirstBank Southwest | ACFCU Federal Credit Union |
Customer experience
FBSW Mobile
ACFCU
User reviews
FBSW Mobile
From 2.8K App Store ratingsWhat we love
- 👍 Easy to operate
- 👍 Convenient access to features
- 👍 Great mobile app
- 👍 Awesome mobile deposit
- 👍 Excellent banking app
Room to improve
- 🐛 Constant sign-outs and password re-entry
- 🐛 Clunky interface and extra steps
- 🐛 Frequent crashes and connection issues
- 🐛 Face ID/Touch ID not working
- 🐛 Slow performance
ACFCU
From 1.4K App Store ratingsWhat we love
- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended
Room to improve
- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly
Bugs and requests
FBSW Mobile
Reported bugs
3 issues- Mobile deposit not working
- App unavailable for weeks at a time
- Sign-in process issues
Requested features
3 requests- Text message notifications
- Password change countdown
- Bank-to-bank transfer functionality
ACFCU
Reported bugs
4 issues- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly
Requested features
2 requests- Add mobile deposit capability
- Improve app stability and performance
In-app purchases
FBSW Mobile
No in-app purchases
ACFCU
No in-app purchases
Questions
Is FBSW Mobile free?
Is ACFCU free?
Which has better reviews, FBSW Mobile or ACFCU?
Do FBSW Mobile or ACFCU have ads?
Which is updated more often, FBSW Mobile or ACFCU?
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