Comparison

Conferma vs FCM Platform

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Conferma

This app provides a cashless solution for business purchases, allowing users to create and manage secure virtual payment cards. It facilitates online, in-app, and contactless payments, while offering robust expense management and fraud prevention tools for businesses of all sizes.

Highlights
  • Create virtual payment cards
  • Manage business expenses
  • Capture receipts on-the-go
  • Apply advanced controls and authorization rules
  • Track and report company spend
  • Automated reconciliation
Read full description

CONFERMA Conferma is a cashless solution that brings secure, virtual payment cards to your mobile device for business purchases. Create single-use or recurring budget cards from a centralised account that your employees can use for online, in-app, or contactless payments via Apple Pay. Manage business expenses such as travel bookings efficiently, and capture receipts on-the-go - all within one app. Apply advanced controls and authorisation rules to prevent fraudulent transactions and mitigate misuse and losses. WHO IS CONFERMA FOR? Conferma enables employees and contractors to use virtual payment cards for any approved business expense and is ideal for businesses of all sizes. CREATE OR REQUEST VIRTUAL CARDS Virtual payment cards can be requested by app users in accordance with your company’s pre-defined policies. Push notifications immediately notify finance managers or approvers of new virtual card requests. Once approved, virtual payment cards are sent directly to your mobile device. Alternatively, finance managers or administrators can create and push pre-configured cards directly to employees and contractors, without need for individual requests. REVIEW SPENDING Capture and upload pictures of receipts, and review colour-coded transactions based on spend categories. Notifications remind you to upload your receipts, which are then matched and attached to your transactions in a paperless process. Allocate post-spend reviewers to review and approve spending in line with your company’s pre-defined policies. VISIBILITY OF CORPORATE SPEND With Conferma, all spend data flows back to a single centralised account, so that you have complete visibility of virtual card creation and usage. Automated reconciliation against bank data makes the process seamless. Apply custom data fields such as employee ID, department or project to help efficiently track, review and report on company spend.

About

FCM Platform

This app provides instant access to your travel itineraries, real-time alerts for gate changes and delays, and direct communication with your travel consultant. It also offers security alerts to keep you informed and safe during your business trips.

Highlights
  • Instant itinerary access
  • Real-time travel alerts
  • Direct consultant chat/phone
  • Security notifications
  • Manual trip adding
Features
Read full description

Manage Your Trip with Ease - Instant Itinerary Access: View your travel plans anytime, anywhere, from any device. Booked through FCM Travel? Your trips sync automatically. Adding trips yourself? No problem—you can manually add and organize them. - Real-Time Travel Alerts: Get essential notifications like check-in reminders, gate updates, delays, and safety alerts to keep you informed every step of the way. - Stay Connected with Your Travel Consultant: Need support? Reach out via chat or phone to get in touch with a consultant whenever you need help. - Security Alerts: Stay safe with real-time security notifications, including local emergency contacts and provider support in critical situations. Note: This app is exclusively for FCM Travel customers.

Screenshots

Conferma4 screens
FCM Platform4 screens

Verdict

The call

The clearest difference is rating: Conferma at 4.7 against FCM Platform's 1.6. Conferma also leads on ratings volume (4.9K vs 10). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Conferma holds the better App Store score, 4.7 against 1.6. That said, the two scores are not equally well evidenced: Conferma has 4.9K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 10% of Conferma's written reviews are positive against 13% of FCM Platform's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Conferma ships an update every 3 weeks, FCM Platform every 5 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Conferma versus FCM Platform: the parameters behind the verdict, then further details
ParameterConfermaFCM Platform
PriceFreeFree
Rating4.7 (4.9K ratings) — better1.6 (10 ratings)
Positive reviews10.2% of reviews12.7% of reviews — better
Number of ratings4.9K — better10
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.1 — better
Further details — not scored
Size85 MB70 MB
Age rating4+17+
DeveloperConferma LtdFCM

Customer experience

Conferma

All ratings4,874 ratings
Positive92.2%
Neutral2.0%
Negative5.8%
Written reviews88 reviews
Positive10.2%
Neutral3.4%
Negative86.4%

FCM Platform

All ratings10 ratings
Positive10.0%
Neutral0.0%
Negative90.0%
Written reviews71 reviews
Positive12.7%
Neutral2.8%
Negative84.5%

User reviews

Conferma

From 4.9K App Store ratings

What we love

  • ⭐ Easy to use
  • 💳 Convenient virtual card payments
  • 👍 Good booking choices

Room to improve

  • 🐛 Frequent crashes and app instability
  • 🔑 Difficult password management and account access
  • 💳 Unreliable virtual card payments
  • 🤔 Confusing and unintuitive user experience
  • 🔒 Poor security and account management

FCM Platform

From 10 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Integrates well with corporate travel
  • 💡 Love the new AI functionality
  • 👍 Sleek new interface
  • 👍 Easy to find what I need on the go

Room to improve

  • 🐛 App redirects to website
  • 🐛 Navigation unclear
  • 🐛 Crashes instantly
  • 🐛 Cannot log in
  • 🐛 Session time-out

Bugs and requests

Conferma

Reported bugs

4 issues
  • Login issues and account lockouts
  • Inability to create or access virtual cards
  • Crashes and app failures when trying to access bookings
  • Compatibility problems with older devices

Requested features

4 requests
  • Improve password reset and account recovery process
  • Provide option to save passwords in device keychain
  • Allow viewing of full card details in-app
  • Add tap-to-pay functionality

FCM Platform

Reported bugs

184 issues
  • App redirects to website
  • Navigation unclear on profile completion
  • Crashes instantly
  • Cannot log in
  • Session time-out
Show 179 more
  • No forwarding, no automatic entry of hotels, no logical defaults
  • Not user friendly or responsive
  • Limited functionality, cannot authorize as manager
  • Display issues
  • Nonresponsive scrolling when choosing hotels
  • Opens into browser page
  • Kicks you out and loads through default browser
  • App constantly logs you out
  • Login is painful and slow
  • App doesn't recognize email
  • Doesn't give too many details
  • Horrible experience logging in
  • Cumbersome and lengthy login process
  • Anti-efficient login process
  • Useless app
  • Forced to enter username/password every time
  • Nonsense app
  • Single sign on and get logged out
  • Website forces into app
  • Won't remember login details
  • Kicks you out for switching apps
  • Have to retype email address
  • Go through all 2FA
  • Currently unusable
  • Newest version is hopeless
  • Barely usable
  • Logs out every time
  • Difficult to log back in
  • Flights frequently not found
  • The worst app in existence
  • Painful to use
  • No Face ID
  • Will not stay logged in
  • SSO is nonfunctional
  • Have to use magic link every time
  • Trying to book flight redirects to website
  • Going to website suggests using app
  • Viewing flights is painful
  • Janky AF
  • Digital assistant is annoying
  • Always has times wrong
  • 100% pointless
  • Very poor quality app
  • Feels like no real-world testing
  • Keeps logging out
  • Crashing
  • Failed to login
  • Company email address unidentified
  • Cannot recognise valid email
  • Not usable
  • Terrible app
  • Works less than a third of the time
  • Often says unrecognized email
  • Cannot login
  • Buttons won't work
  • Can only get so far
  • Ending in frustration
  • No reservations
  • Only option is to call
  • Lengthy hold time
  • Expensive call
  • Travel app that almost never works is useless
  • Cannot log in
  • Telling me email address is not registered
  • No answer from agent
  • Bug in the app
  • Simply doesn't work
  • Need to get support
  • Hopeless app
  • Need to keep typing email
  • Does not even recognise email
  • Doesn't Work
  • Says you need recognized email
  • Doesn't accept email address
  • Needs work
  • Email no longer recognized
  • Painful process to log in
  • Need a specific confirmation
  • Frustrating not to be able to access
  • After last update tells me email is not registered
  • Can no longer log into the app
  • Could log on last week, now I can't
  • Waste of space
  • Won't recognise my email
  • Annoying
  • Can't log in to latest update
  • App refuses to recognise email
  • Not user friendly
  • Slow and hard to use
  • Not good
  • Need to input email and password every single time
  • Always requires login details
  • Forces a sign-out every time
  • Good when it works, doesn't open when you need it
  • Extremely glitchy
  • Decides you need to login
  • Password incorrect
  • Very frustrating
  • Keeping having to log in
  • Updates introduced more shortcomings
  • Useless
  • Unusable
  • Select a hotel property, whole thing freezes
  • Have to start over
  • Easier to book through hotel apps
  • Cannot use a tool that doesn't work
  • Written by somebody who never uses it
  • Constantly starts with update screen
  • Cannot open without internet
  • No way to look at next flights or hotel
  • Does not work
  • Does not keep me logged in
  • Redirects to a webpage
  • Cannot use any functions in the app
  • Authentic authentic authentic
  • Forced to enter username/password every time
  • Pushing travel emails to trip-case
  • Takes you to their website - that's it
  • Logs you in there
  • Log in failure
  • Poor business choice
  • iPad app is garbage
  • Doesn't work
  • Webpage poorly designed
  • Issues with accounts
  • Finding available hotels
  • Getting support
  • Hard pass
  • Not even useable as a first draft
  • App Support doesn't exist
  • Technical support doesn't support the app
  • App support link takes you to same people
  • Issue still exists
  • Great source of outdated info
  • Almost no information from AI about upcoming trips
  • Just past ones
  • App doesn't sync
  • Have to manually add trips
  • Not use the app
  • Deleted it
  • Reported to FCM months ago
  • Nothing they can do
  • SSO doesn't work
  • Sends me to a browser for login
  • Never goes back to the app
  • Don't have a PW for the app/FCM other than SSO
  • Can't use the app
  • App isn't working
  • Won't let you book a flight
  • Automatically takes you to a web page
  • Opens app back to same option
  • Over and over again
  • FMC is very poorly done
  • Slow, confusing, low quality
  • Clutters up the screen
  • Cannot register no matter what
  • Cannot access the app
  • Password registration does not work
  • Cannot achieve access
  • App is a joke
  • Just a web page launcher
  • Amateurs
  • Developers are a joke
  • Want to go back to Egencia/Expedia
  • White background app launches
  • Click 'book', launches mobile browser
  • Basically a shortcut
  • Couldn't cope with finding hotels
  • Weird overlay with blank buffering placeholders
  • Sorrrentos spinners
  • Browser locked up
  • Lose patience
  • Force close chrome mobile
  • Quit your jobs
  • Out of your league
  • The worse travel platform app I have ever used
  • Doesn't retain login credentials
  • Doesn't support touchID/faceID
  • Flight itinerary doesn't come with important info

Requested features

7 requests
  • Copy Concur's list display and scrolling
  • Allow password creation and Face ID sign-in
  • Implement Face ID login
  • Implement Single Sign-On (SSO) that works
  • Improve app's ability to retain login credentials
Show 2 more
  • Add support for Touch ID/Face ID
  • Include important flight itinerary info like booking reference and cost

In-app purchases

None

Conferma

No in-app purchases

None

FCM Platform

No in-app purchases

Questions

Is Conferma free?
Conferma is free to download, with no in-app purchases.
Is FCM Platform free?
FCM Platform is free to download, with no in-app purchases.
Which has better reviews, Conferma or FCM Platform?
Conferma is rated higher. Conferma averages 4.7 out of 5 from 4.9K ratings, while FCM Platform averages 1.6 from 10 ratings.
Do Conferma or FCM Platform have ads?
Neither Conferma nor FCM Platform shows ads.
Which is updated more often, Conferma or FCM Platform?
Conferma ships an update every 3 weeks, and FCM Platform every 5 weeks. Most recently, Conferma was updated on October 17, 2026 and FCM Platform on October 16, 2026.

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