Comparison

HSBCnet Mobile vs HSBC India

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSBCnet Mobile

Manage your global business banking needs from anywhere with this intuitive mobile application. It offers secure access to your accounts, allows for easy payment authorization, and provides tools for cash and liquidity management. Track transactions, view balances, and deposit checks digitally.

Highlights
  • Secure biometric login (Touch ID/Face ID)
  • View global account balances and transactions
  • Authorize domestic and international payments
  • Digital check deposit (US/Canada)
  • Liquidity Management Dashboard
  • Trade Transaction Tracker
Read full description

The HSBCnet Mobile app is a multi-award winning service and has won Best Mobile Technology Solution at the Treasury Management International (TMI) awards both in 2018 & 2019. HSBCnet mobile brings all your global banking into one place. Enjoy faster banking with our intuitive App; enabling you to manage your business from wherever you are, at any time. Simplifying your complex business banking needs with the following: Easy & secure access to your money • Log on securely with Touch ID or Face ID • Use biometrics or generate a PIN to authorise transactions • Use your mobile to log on and access services on HSBCnet.com Simple everyday banking • View global account balances and recent transactions • Track the status of your payments and receive notifications when payments need to be authorised • Deposit checks digitally (US and Canada only) Make and authorise payments on the move • Move money between accounts and pay existing beneficiaries • Make international payments and book foreign exchange rates • Authorise international and domestic payments Greater control over cash and collections • Manage your cash and liquidity positions using the Liquidity Management Dashboard • Authorise trade transactions and track real-time using our Trade Transaction Tracker • View receivables finance account information, exchange messages and draw payments Your access to services depends on your entitlements, which will be set up by your company’s System Administrator. Certain services in HSBCnet mobile are not available in all countries. To find out more please go to: https://www.hsbcnet.com/learningcentre/hsbcnet-mobile

About

HSBC India

Manage your finances securely and conveniently with this mobile banking app. Open accounts, transfer funds globally, invest in mutual funds, and redeem rewards all from your device.

Highlights
  • Online banking registration
  • Touch ID / Face ID login
  • Account summary view
  • Digital Secure Key
  • Fully digital account opening
  • Global money transfers
  • Mutual fund investments
  • Reward point redemption
Features
Read full description

The HSBC India mobile banking app has been built with reliability at its heart. You can enjoy a secure and convenient mobile banking experience with: • Online banking registration on mobile – use your mobile device to easily set up and register for online banking account. All you need is either your phone banking number or PAN (Permanent Account Number) for one time setup. • Touch ID / Face ID – for faster log on, confirm transactions, and self-servicing your user profile. • Accounts summary - View your accounts at a glance on the app with our updated summary view for a seamless mobile experience. • Digital Secure Key – Generate a security code for Online banking, quickly and securely without having to carry a physical Security Device. • Fully Digital Account Opening: Open a bank account and instantly register for online banking. You can also pick up where you left and resume your application anytime. • Manage money – add new beneficiaries for domestic payments quickly and securely and make local currency transfers • Global Money Transfers - Manage your international payees, and send money like a local in over 20 currencies to 200+ countries/territories. It is fee-free, secure and quick. • Mobile Wealth Dashboard - review your investment performance with ease and swiftly manage your transactions in one place • Simply Invest - link your HSBC account to retail broking services through our referral partner, ICICI Securities and enjoy the value of seamless trading, executed at the speed of your decisions. • Reward Redemption - Enjoy the freedom to instantly redeem your reward points for a wide range of merchandise and e-gift cards. Plus, you can transfer your points to over 20 airlines and hotel loyalty programs. With easy access to your points balance, redeeming your points has never been more easy and convenient. • Mutual Funds - Compare and invest in funds to maximize your investment potential and make more informed decisions. • Insurance Dashboard: Clear, concise and simplified insurance dashboard anytime, anywhere! View your Canara HSBC Life policy details within your mobile device. • Insurance Sales: We’ll pre-populate some of your personal information during the insurance journey with your consent — making the process quicker, easier, and more personal to you. • eStatements – View and download your bank account and credit card statements • Manage your credit/debit cards - Activate your credit/debit cards and reset your PIN in few simple steps, it's easier than ever. • Make foreign remittances directly to pre-verified education institutes. • Over limit consent – Manage your financial requirements by providing consent for credit card over limit usage. • Cash on EMI - The Cash-on-EMI feature on your HSBC credit card is a convenient way to borrow cash and repay in installments at lower interest rates. • Loan on Phone – Pay off multiple credit card transactions with one installment plan • Update your individual profile and KYC records. • Reactivate inoperative account. • Generate Interest certificate for your savings and fixed deposit accounts. • ⁠In app messaging - Eligible customers will now get personalised messages related to latest offers, helpful reminders and notices. • Push Notifications - Receive timely alerts and updates to help you stay informed on HSBC Bank offers and services. Download HSBC India app now to enjoy digital banking on the go! Important note: HSBC India is authorised and regulated by the Reserve Bank of India. This App is provided by HSBC India for the use of its existing customers. If you are outside of India, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.

Screenshots

HSBCnet Mobile4 screens
HSBC India4 screens

Verdict

The call

The clearest difference is review sentiment: HSBC India at 46% against HSBCnet Mobile's 19%. HSBC India also leads on rating (4.9 vs 4.6). HSBCnet Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBC India holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 1.4K and 1.7K respectively. Written reviews point the same way: 19% of HSBCnet Mobile's written reviews are positive against 46% of HSBC India's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
HSBCnet Mobile versus HSBC India: the parameters behind the verdict, then further details
ParameterHSBCnet MobileHSBC India
PriceFreeFree
Rating4.6 (1.4K ratings)4.9 (1.7K ratings) — better
Positive reviews19.0% of reviews46.1% of reviews — better
Number of ratings1.4K1.7K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size421 MB728 MB
Age rating4+4+
DeveloperHSBC Bank plcHSBC Global Services (UK) Limited

Customer experience

HSBCnet Mobile

All ratings1,408 ratings
Positive89.8%
Neutral2.4%
Negative7.7%
Written reviews105 reviews
Positive19.0%
Neutral9.5%
Negative71.4%

HSBC India

All ratings1,713 ratings
Positive97.5%
Neutral0.8%
Negative1.8%
Written reviews102 reviews
Positive46.1%
Neutral6.9%
Negative47.1%

User reviews

HSBCnet Mobile

From 1.4K App Store ratings

What we love

  • 💡 Excellent app for HSBC net platform
  • 🚀 Replacement of fob is a great feature
  • 👍 Useful addition to a good banking product
  • 👍 I like the check deposit feature

Room to improve

  • 🐛 Filter glitch - keeps opening to 180 days
  • 🐛 Updates take too long
  • 🐛 Horrible scanner, fails often for check deposits
  • 🐛 Facial recognition doesn't work on iOS15
  • 🐛 Constant issues with mobile check deposits

HSBC India

From 1.7K App Store ratings

What we love

  • 👍 Excellent online banking app
  • 👍 Great customer service
  • 👍 Simple layout and easy to use
  • 👍 Seamless user experience
  • 👍 Prompt service

Room to improve

  • 🐛 Limited features and scaling back in India
  • 🐛 Worst NRE Relationship Manager
  • 🐛 Unable to transfer funds over 2 Lakhs
  • 🐛 Can't log in, app not working
  • 🐛 Separate app for UPI, not integrated

Bugs and requests

HSBCnet Mobile

Reported bugs

5 issues
  • Filter glitch - keeps opening to 180 days
  • Facial recognition doesn't work on iOS15
  • Constant issues with mobile check deposits
  • App crashes during mobile authentication
  • Cheque scanner frequently reports invalid size

Requested features

5 requests
  • Update app to support iOS 16 and newer
  • Improve mobile check deposit experience
  • Add more transaction details and history
  • Streamline payment authorization process
  • Enhance app performance and responsiveness

HSBC India

Reported bugs

6 issues
  • Can't log in, app not working
  • Broken for last 24 hours
  • App no longer works, doesn't show credit card info
  • App stopped working on iOS 12
  • Unable to download app
Show 1 more
  • UPI interface not working

Requested features

4 requests
  • Provision for recurring money transfer
  • All internet banking features in mobile app
  • Widget support for quick balance check
  • Option to set PIN for add-on cards

In-app purchases

None

HSBCnet Mobile

No in-app purchases

None

HSBC India

No in-app purchases

Questions

Is HSBCnet Mobile free?
HSBCnet Mobile is free to download, with no in-app purchases.
Is HSBC India free?
HSBC India is free to download, with no in-app purchases.
Which has better reviews, HSBCnet Mobile or HSBC India?
HSBC India is rated higher. HSBCnet Mobile averages 4.6 out of 5 from 1.4K ratings, while HSBC India averages 4.9 from 1.7K ratings.
Do HSBCnet Mobile or HSBC India have ads?
Neither HSBCnet Mobile nor HSBC India shows ads.
Which is updated more often, HSBCnet Mobile or HSBC India?
HSBCnet Mobile ships an update monthly, and HSBC India monthly. Most recently, HSBCnet Mobile was updated on October 29, 2026 and HSBC India on October 30, 2026.

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