Comparison

Meridian Trust vs Blue Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meridian Trust

Manage your finances securely on the go with this mobile banking application. It offers robust security features like multi-factor authentication and fingerprint login, allowing you to check accounts, pay bills, deposit checks, and transfer funds with ease.

Highlights
  • Bio-identification and fingerprint login
  • Snapshot account viewing
  • Bill payment
  • Mobile check deposit
  • Money transfers
  • Credit score monitoring
Features
Read full description

Take your accounts with you wherever you go, with our new mobile app. We combine freedom with security. Our mobile app has top notch multi-factor authentication and SSL encryption, to ensure you’re focused on soaring savings, instead of scheming scammers. With the dynamic duo of your smartphone and the mobile app, you can easily: Login with bio-identification and fingerprint ID Use Snapshot to check accounts without logging in Pay your bills Deposit a check from anywhere Transfer money between accounts, to other members and financial institutions Schedule travel alerts Report lost or stolen cards and start disputes Monitor your credit score And so much more! If you have any questions about this application please contact Meridian Trust at 800.726.5644.

About

Blue Digital

Manage your bank accounts, transfer funds, pay bills, and deposit checks directly from your mobile device. This app offers secure access to your financial information, card management, and communication with your credit union.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and make loan payments
  • Deposit checks remotely
  • Send money with Zelle®
  • Manage cards and change PIN
  • Secure messaging with credit union
Features
Read full description

Your finances, on your terms. Blue Digital by Blue Federal Credit Union makes it easy to manage your accounts, move money, and stay connected to Blue wherever life takes you. Enjoy a refreshed mobile experience with updated menus, a redesigned passcode screen, and helpful improvements to transaction memos and payment notifications. View and edit scheduled transfers right from your mobile device, and see your scheduled transaction history for greater visibility into your money. GETTING STARTED Log in with your Blue Digital username and password. New to Blue Digital? Select “Enroll for a Login” in the app to create your credentials and get started. MANAGE YOUR MONEY • Securely view account balances and transaction history. • Transfer money between accounts and set up external accounts. • View and edit scheduled transfers. • View your scheduled transaction history. • Make loan payments and pay bills. • Send money to people you know and trust with Zelle®. • Deposit checks using your mobile device’s camera. MANAGE YOUR CARDS • Activate your cards, add travel notices, and change your PIN. • Launch CardNav by Blue FCU from within Blue Digital by Blue FCU to activate your cards, add travel notices, and change your PIN, and more. STAY CONNECTED • Send and receive secure messages with Blue. • Update your contact information. • Find nearby branches and ATMs. SECURITY All transactional data is encrypted, and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are used to help you find nearby branches and ATMs. • Camera permissions are needed to deposit checks remotely. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User, expressly authorize collection of such information. Geolocation information can be monitored on a continuous basis in the background, only while the Solution is being used, or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. QUESTIONS OR NEED HELP? Blue Federal Credit Union www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

Screenshots

Meridian Trust4 screens
Blue Digital4 screens

Verdict

The call

The clearest difference is review sentiment: Meridian Trust at 80% against Blue Digital's 7%. Meridian Trust also leads on rating (4.8 vs 2.0) and ratings volume (5K vs 284). Blue Digital's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Meridian Trust holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Meridian Trust has 5K ratings behind it against 284, so its average is the more settled of the two. Written reviews point the same way: 80% of Meridian Trust's written reviews are positive against 7% of Blue Digital's.

UpkeepUpdate frequency

Meridian Trust ships an update every 4 weeks, Blue Digital every 3 weeks. The most recent releases landed on November 13, 2026 and November 14, 2026 respectively.

Scorecard4 real differences · 6 level
Meridian Trust versus Blue Digital: the parameters behind the verdict, then further details
ParameterMeridian TrustBlue Digital
PriceFreeFree
Rating4.8 (5K ratings) — better2.0 (284 ratings)
Positive reviews80.0% of reviews — better7.0% of reviews
Number of ratings5K — better284
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size180 MB233 MB
Age rating4+4+
DeveloperMeridian Trust Federal Credit UnionBlue Federal Credit Union

Customer experience

Meridian Trust

All ratings4,903 ratings
Positive96.9%
Neutral2.2%
Negative0.9%
Written reviews50 reviews
Positive80.0%
Neutral2.0%
Negative18.0%

Blue Digital

All ratings284 ratings
Positive23.2%
Neutral3.2%
Negative73.6%
Written reviews129 reviews
Positive7.0%
Neutral1.6%
Negative91.5%

User reviews

Meridian Trust

From 5K App Store ratings

What we love

  • 🚀 Fast
  • 👍 Convenient & Easy
  • 👍 Amazing app/bank
  • 👍 Best banking app ever
  • 👍 Love the upgrades

Room to improve

  • 🐛 Bug at Log-In Screen
  • 🐛 Zelle does not work
  • 🐛 Crashing
  • 🐛 Terribly slow
  • 🐛 They don't care

Blue Digital

From 284 App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 👍 Consistent updates to improve user experience
  • 👍 Necessary banking features available

Room to improve

  • 🐛 Frequent crashes and glitches
  • 🐛 Unreliable login and account access
  • 🐛 Slow performance and long loading times
  • 🐛 Buggy and unstable app
  • 🐛 Inferior to previous app version

Bugs and requests

Meridian Trust

Reported bugs

3 issues
  • Login screen freezes
  • Credentials reset after update
  • Inaccurate account balance

Requested features

4 requests
  • Passcode with 6 # or letters
  • Loan payment amounts and due dates
  • Widget
  • Amortization schedule for loans

Blue Digital

Reported bugs

4 issues
  • Issues with check deposits not working
  • Problems linking external accounts
  • Inability to transfer funds or make payments
  • Inconsistent account balance information

Requested features

4 requests
  • Restore previous app functionality
  • Improve app stability and reliability
  • Enhance user interface and navigation
  • Add more features for better banking experience

In-app purchases

None

Meridian Trust

No in-app purchases

None

Blue Digital

No in-app purchases

Questions

Is Meridian Trust free?
Meridian Trust is free to download, with no in-app purchases.
Is Blue Digital free?
Blue Digital is free to download, with no in-app purchases.
Which has better reviews, Meridian Trust or Blue Digital?
Meridian Trust is rated higher. Meridian Trust averages 4.8 out of 5 from 5K ratings, while Blue Digital averages 2.0 from 284 ratings.
Do Meridian Trust or Blue Digital have ads?
Neither Meridian Trust nor Blue Digital shows ads.
Which is updated more often, Meridian Trust or Blue Digital?
Meridian Trust ships an update every 4 weeks, and Blue Digital every 3 weeks. Most recently, Meridian Trust was updated on November 13, 2026 and Blue Digital on November 14, 2026.

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