People's CU Mobile Banking vs WaveFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
People's CU Mobile Banking
Manage your finances conveniently on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Access account history, set up alerts, and even view your credit score. Open new accounts or apply for loans directly from your device.
- Check account balances and transactions
- Pay bills and schedule payments
- Transfer funds between accounts
- Deposit checks remotely
- Log in with facial or fingerprint recognition
- View credit score and improvement tips
- Send money to friends
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Stay connected to your finances anytime, anywhere with the People’s CU Mobile Banking app. Designed for your convenience, security, and ease of use, our app provides the digital tools you need to manage your money with confidence. With the People’s CU Mobile Banking app, you can: • Instantly view balances and transactions across all your accounts • Securely deposit checks from home using Mobile Check Deposit • Move money flexibly with transfers between People's CU accounts, external accounts, and real-time P2P payments to friends and family • View and pay all your bills in one place with flexible options through our Bill Pay feature • Set custom alerts for balance changes, transactions, logins, and more • Manage your cards with options to block or unblock them, add travel notices, and control card settings in real time • Track your spending and budgets with built-in financial wellness tools • Sign in securely using biometric options (Face ID, Touch ID, fingerprint, or passcode)
WaveFCU
Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds between accounts, and make loan payments securely. It also offers secure messaging for customer support.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
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Wave Federal Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact us at 401-781-1020.
Screenshots
Verdict
The clearest difference is rating: People's CU Mobile Banking at 4.9 against WaveFCU's 3.5. People's CU Mobile Banking also leads on update cadence (monthly vs every 31 months) and ratings volume (3.6K vs 19). WaveFCU's advantage is review sentiment (57% vs 49%) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
People's CU Mobile Banking holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: People's CU Mobile Banking has 3.6K ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 49% of People's CU Mobile Banking's written reviews are positive against 57% of WaveFCU's, so the app with the better star average is not the one people write more warmly about.
People's CU Mobile Banking ships an update monthly, WaveFCU every 31 months. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.
| Parameter | People's CU Mobile Banking | WaveFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (3.6K ratings) — better | 3.5 (19 ratings) |
| Positive reviews | 48.7% of reviews | 57.1% of reviews — better |
| Number of ratings | 3.6K — better | 19 |
| Update frequency | Monthly — better | Every 31 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 231 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | People's CU | Wave Federal Credit Union |
Customer experience
People's CU Mobile Banking
WaveFCU
In-app purchases
People's CU Mobile Banking
No in-app purchases
WaveFCU
No in-app purchases
Questions
Is People's CU Mobile Banking free?
Is WaveFCU free?
Which has better reviews, People's CU Mobile Banking or WaveFCU?
Do People's CU Mobile Banking or WaveFCU have ads?
Which is updated more often, People's CU Mobile Banking or WaveFCU?
Other comparisons
