Comparison

Shoprite SA vs Bank Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shoprite SA

This app offers South Africa's lowest cost bank account, allowing users to manage their money safely with a trusted brand. It provides features like salary deposits, cash handling, money transfers, and voucher purchases, all with minimal to no fees.

Highlights
  • Lowest cost bank account
  • Salary deposits
  • Cash deposits and withdrawals
  • Send money and vouchers
  • Buy airtime, data, electricity, gaming vouchers
  • Pay bills
  • View bank statements and tax certificates
Features
Read full description

Shoprite brings you SA's lowest cost bank account. Keep your money safe and bank with a brand you trust! Shoprite, lowest prices always! You can now get your salary paid into your account, so start banking with the brand you can trust. Do more with your Shoprite bank account: View and share your banking details. * Receive EFT deposits (Deposit) into your account. * Deposit and withdraw cash at any of our 25 000 tills countrywide. * Send money or vouchers to any cell number. * Buy airtime, data, electricity, and gaming vouchers. Pay your Pay@ bills and accounts. * Use your Xtra Savings card to deposit & withdraw cash as well as to pay in-store. Save on banking fees and take control of your money: * Monthly fees: FREE * Cash deposits in-store: FREE * Send money to any SA cellphone (money transfers): FREE * Pay your Pay@ bills: FREE * Buy prepaid (airtime, data, electricity or gaming vouchers): FREE * Withdraw cash in-store: R5 * Pay in-store: FREE * Card replacement: FREE * No debit orders Documents you can view, download, or share: * Bank Confirmation Letter * Bank statement * IT3B tax certificates Keep up to date on all things Shoprite: * Find your nearest store easily with our Store Locator * Never miss a deal: view, download, and share all Shoprite leaflets

About

Bank Zero

A modern, app-driven bank offering robust financial services for individuals and businesses at no cost. Features include secure transactions, account management, and dedicated support. Explore unique banking functionalities and manage your finances seamlessly.

Highlights
  • App-driven banking
  • Zero cost services
  • Individual and business accounts
  • Secure patented card
  • Dedicated banking specialists
  • Account opening and management
  • Payment and transfer services
Features
Read full description

Powerful and robust banking... at Zero cost! Bank Zero is a modern App-driven bank for individuals AND businesses. Customers also get a secure patented card and can chat via email with a dedicated team of banking specialists. Visit www.BankZero.co.za for 16 powerful unique features and more... You can do these banking activities: • Register • Open accounts including investments • Businesses banking and related functionality • Relationship Banking and Auth Chain • Opening of new business types - Pty, Solo, CC, NPO's, NPI's and Partnerships • Pay • Apple Pay • SARS/Public Recipient Pay • Transfer • Buy prepaid • Send Money • Pay via QR code • Pay many for multiple payments • Import recipient list for Pay Many using CSV upload • Pay Immediately • Stopping of Debit Orders • Update business FICA at any time • Download your statements and letters • Ability to switch daily emails on/off • Add your children (so they get full access) • Link people to your account, like friends and family • Setup owners/officials and the authorisation chain for your businesses

Screenshots

Shoprite SA4 screens
Bank Zero4 screens

Verdict

The call

The clearest difference is review sentiment: Bank Zero at 67% against Shoprite SA's 37%. Bank Zero also leads on rating (3.5 vs 3.1) and iOS requirement (12.0 vs 16.4). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bank Zero holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 9 and 12 respectively. Written reviews point the same way: 37% of Shoprite SA's written reviews are positive against 67% of Bank Zero's.

UpkeepUpdate frequency

Shoprite SA ships an update every 4 weeks, Bank Zero every 5 weeks. Both last shipped on October 22, 2026.

Scorecard3 real differences · 7 level
Shoprite SA versus Bank Zero: the parameters behind the verdict, then further details
ParameterShoprite SABank Zero
PriceFreeFree
Rating3.1 (9 ratings)3.5 (12 ratings) — better
Positive reviews37.0% of reviews66.7% of reviews — better
Number of ratings912 — better
Update frequencyEvery 4 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.412.0 — better
Further details — not scored
Size158 MB148 MB
Age rating4+9+
DeveloperShoprite Checkers (PTY) LTDBank Zero

Customer experience

Shoprite SA

All ratings9 ratings
Positive44.4%
Neutral11.1%
Negative44.4%
Written reviews54 reviews
Positive37.0%
Neutral9.3%
Negative53.7%

Bank Zero

All ratings11 ratings
Positive63.6%
Neutral0.0%
Negative36.4%
Written reviews12 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Shoprite SA

No in-app purchases

None

Bank Zero

No in-app purchases

Questions

Is Shoprite SA free?
Shoprite SA is free to download, with no in-app purchases.
Is Bank Zero free?
Bank Zero is free to download, with no in-app purchases.
Which has better reviews, Shoprite SA or Bank Zero?
Bank Zero is rated higher. Shoprite SA averages 3.1 out of 5 from 9 ratings, while Bank Zero averages 3.5 from 12 ratings.
Do Shoprite SA or Bank Zero have ads?
Neither Shoprite SA nor Bank Zero shows ads.
Which is updated more often, Shoprite SA or Bank Zero?
Shoprite SA ships an update every 4 weeks, and Bank Zero every 5 weeks. Most recently, Shoprite SA was updated on October 22, 2026 and Bank Zero on October 22, 2026.

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