U1 Mobile vs ThriventCU Legacy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U1 Mobile
Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.
- View account balances and history
- Transfer funds between accounts
- Pay bills via Bill Pay
- Deposit checks with a photo
- Send payments to contacts
- Find branches and ATMs
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Take charge wherever you are. U1 Mobile allows easy access on the go. We like to think of it as a kind of U1 branch genie that appears whenever summoned. A quick tap provides all you need to manage the everyday. Balances – Current and up to 180-day history Transfers – Move between U1 accounts Payments – Send payments via Bill Pay Deposit Checks - Take a picture of check and deposit it directly to your U1 accounts Pay other People- Use Pop Money to send payments to your phone contacts Locations - Find the closest branch or ATM Please enroll in Online Banking (u1cu.org/login) before downloading. Catch you on the go, friend! Universal 1 Credit Union Federally Insured by NCUA
ThriventCU Legacy
Manage your finances on the go with this mobile banking application. Review account balances and transaction history, transfer funds, deposit checks remotely, and pay bills conveniently from your device.
- Review account balance and history
- Make fund transfers
- Deposit checks remotely
- Pay bills
- Edit scheduled payments
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ThriventCU Legacy is wherever you take your Apple mobile device. Review balance, history, and make transfers, deposit checks, and pay bills all from your Apple mobile device or tablet. Deposit Checks Wherever You Are Within our Apple mobile device is Mobile Check Deposit. Simply sign the back of your check and snap a picture of it through our app and we'll do the rest. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device
Screenshots
Verdict
The clearest difference is monetization model: ThriventCU Legacy at free against U1 Mobile's free with in-app purchases. ThriventCU Legacy also leads on review sentiment (88% vs 77%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for U1 Mobile against 4.8 for ThriventCU Legacy. Both are backed by a comparable volume of ratings — 1.9K and 2.3K respectively. Written reviews are what separate them: 77% of U1 Mobile's written reviews are positive against 88% of ThriventCU Legacy's.
U1 Mobile ships an update every 4 months, ThriventCU Legacy every 3 months. Both last shipped on November 6, 2026.
| Parameter | U1 Mobile | ThriventCU Legacy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) | 4.8 (2.3K ratings) — better |
| Positive reviews | 77.4% of reviews | 87.9% of reviews — better |
| Number of ratings | 1.9K | 2.3K — better |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 113 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | Universal 1 CU, Inc | Thrivent Bank |
Customer experience
U1 Mobile
ThriventCU Legacy
Bugs and requests
U1 Mobile
Not enough reviews yet to summarise bugs or requests.
ThriventCU Legacy
Reported bugs
2 issues- Mobile check deposit not working reliably
- Log Off icon moved to less accessible location
Requested features
3 requests- Add ability to transfer to external accounts
- Improve mobile check deposit process with auto-focus and auto-capture
- Add option to add notes/memos to mobile check deposits
In-app purchases
U1 Mobile
No in-app purchases
ThriventCU Legacy
No in-app purchases
Questions
Is U1 Mobile free?
Is ThriventCU Legacy free?
Which has better reviews, U1 Mobile or ThriventCU Legacy?
Do U1 Mobile or ThriventCU Legacy have ads?
Which is updated more often, U1 Mobile or ThriventCU Legacy?
Other comparisons
