MECU Mobile vs NavFi

Welcome to MECU Credit Union’s Mobile Banking App - For our consumer and business members Get the most from MECU’s Mobile Banking App 24/7! You can do more than check your balance and transfer funds: • Deposit checks anywhere, anytime with Mobile Deposit. • Transfer funds quickly and easily between your accounts. • Treat yourself with Purchase Rewards – activate your rewards in app today! • Check your balance in seconds – without logging into the app. • Send money to family and friends! • Don’t waste a stamp – pay bills with Online Bill Pay. Two Easy Steps to Mobile Banking 1. Download the MECU App. 2. Sign up for Mobile Banking or login using your existing Online/Business Banking login credentials. Mobile Banking is FREE and SECURE. Security includes the latest encryption. MECU strongly recommends that you also use a reputable anti-malware program on your phone to further protect your information. Our Online Privacy Practices Keeping financial and personal information secure is one of our most important responsibilities. MECU is committed to protecting the information of members and visitors who use our apps and website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you information about other services. Message and data rates may apply. Need assistance? Call 410-752-8313 during regular business hours. Federally Insured by NCUA.

Connect your accounts and get a personalized day-by-day plan for spending, bills, and saving. See exactly what to do next, every day. NavFi is a personal financial GPS. Connect your accounts, and NavFi builds a clear, day-by-day plan for spending, paying bills, and saving—then guides you through it, one step at a time. Most budgeting apps show you where your money went. NavFi tells you what to do next. HOW IT WORKS 1. Connect your checking, savings, and credit card accounts (or add them manually—no bank connection required). 2. NavFi's planning engine builds an optimized route: what to pay, when, and from which account, so your bills are covered and you're never caught short. 3. Follow your Navigator day by day. If something changes, simply tell NavFi and it automatically reroutes your plan. WHAT YOU GET • Command Center — One screen for your balances, plan status, and anything that needs your attention. • Navigator — A turn-by-turn calendar of every bill, paycheck, and savings move in your plan. • Route Health — A continuous check on whether your plan is still on track, with rerouting recommendations the moment it isn't. • Map — See nearby places to spend and whether they fit this week's budget before you tap to pay. • Smart Credit Card Payments — NavFi times and sizes your card payments to help you avoid interest and stay ahead of due dates. • Goals & Savings — Set a target and let your plan work toward it automatically. • Navi, Your AI Guide — Ask questions about your finances in plain language and receive answers based on your real financial data. • Transactions — Every purchase is automatically matched to your plan, with manual entry available for cash or accounts you'd rather not connect. BUILT ON REAL MATH NavFi's plans aren't based on guesses or rules of thumb. They are generated by real mathematics to create a plan that works—and automatically recalculates whenever something changes. YOUR DATA, PROTECTED Bank connections use Plaid's bank-level encryption. NavFi never sees or stores your online banking credentials. You can also secure the app with Face ID for an additional layer of protection. MEMBERSHIP NavFi requires a membership. Choose a monthly or yearly subscription. NavFi Monthly — full access to NavFi. Length: 1 month. Price: $19.99 per month. NavFi Yearly — full access to NavFi. Length: 1 year. Price: $199.99 per year. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in your App Store account settings. Terms of Use (EULA): https://navfi.money/terms Privacy Policy: https://navfi.money/privacy-policy Questions? Contact us at support@navfi.money.