Comparison

CitizensBank24 vs Citizens Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CitizensBank24

Manage your bank accounts on the go with this mobile banking app. Check balances, view transactions, deposit checks remotely, transfer funds, and pay bills securely. It's a free service for existing digital banking customers.

Highlights
  • Check account balances
  • View recent transactions
  • Remote check deposit
  • Transfer funds between accounts
  • Pay bills
  • View alerts
Features
Read full description

Citizens Bank Mobile Banking gives you easy access to your accounts wherever you go – 24/7 from your smart device. • Check Account Balances • See recent transaction • Deposit Checks with Remote Deposit • Transfer money between accounts • View Alerts • Pay Bill Mobile Banking delivers exceptional security and it’s a FREE service* for Citizen’s Digital Banking customers. Member FDIC * Most web-enabled cell phones can be used with our mobile banking service. Your cell phone provider may charge additional fees for web access or text messages. Consult your phone provider for details.

About

Citizens Access

Manage your finances conveniently from your mobile device. Access your CD and Savings accounts 24/7, view statements and transaction history, and easily transfer funds in and out.

Highlights
  • 24/7 secure account access
  • View account summary
  • Access statements
  • View transaction history
  • Transfer money
Read full description

Ready to manage your money – anytime, anywhere – from the convenience of your mobile device! Access Benefits: - 24/7 secure access to your CD and Savings accounts - View account summary and statements - Easily access transaction history - Transfer money in and out of your account DISCLOSURES: © 2026 Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. (NMLS ID# 433960) Member FDIC Equal Housing Lender

Screenshots

CitizensBank244 screens
Citizens Access4 screens

Verdict

The call

The clearest difference is ads: Citizens Access at none against CitizensBank24's shown. Citizens Access also leads on monetization model (free vs ad-supported) and ratings volume (11K vs 1.2K). CitizensBank24's advantage is review sentiment (58% vs 33%). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for CitizensBank24 against 4.9 for Citizens Access. That said, the two scores are not equally well evidenced: Citizens Access has 11K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews are what separate them: 58% of CitizensBank24's written reviews are positive against 33% of Citizens Access's.

UpkeepUpdate frequency

CitizensBank24 ships an update monthly, Citizens Access fortnightly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 5 level
CitizensBank24 versus Citizens Access: the parameters behind the verdict, then further details
ParameterCitizensBank24Citizens Access
PriceFreeFree
Rating4.9 (1.2K ratings)4.9 (11K ratings)
Positive reviews58.3% of reviews — better32.8% of reviews
Number of ratings1.2K11K — better
Update frequencyMonthlyFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size180 MB70 MB
Age rating4+4+
DeveloperCitco Community Bancshares, IncCitizens Bank, N.A.

Customer experience

CitizensBank24

All ratings1,211 ratings
Positive98.2%
Neutral0.9%
Negative0.9%
Written reviews12 reviews
Positive58.3%
Neutral0.0%
Negative41.7%

Citizens Access

All ratings11,058 ratings
Positive97.5%
Neutral0.8%
Negative1.7%
Written reviews134 reviews
Positive32.8%
Neutral9.0%
Negative58.2%

Bugs and requests

CitizensBank24

Not enough reviews yet to summarise bugs or requests.

Citizens Access

Reported bugs

3 issues
  • Login screen gets stuck on verification code
  • Face ID/Touch ID not working consistently
  • Deposits not showing up in account for days

Requested features

4 requests
  • Mobile check deposit
  • Ability to open new accounts in-app
  • Improved login experience with Face ID/Touch ID
  • More detailed transaction history

In-app purchases

None

CitizensBank24

No in-app purchases

None

Citizens Access

No in-app purchases

Questions

Is CitizensBank24 free?
CitizensBank24 is free to download, with no in-app purchases.
Is Citizens Access free?
Citizens Access is free to download, with no in-app purchases.
Which has better reviews, CitizensBank24 or Citizens Access?
CitizensBank24 and Citizens Access are both rated 4.9 out of 5 on the App Store, from 1.2K and 11K ratings respectively.
Do CitizensBank24 or Citizens Access have ads?
CitizensBank24 shows ads; Citizens Access does not.
Which is updated more often, CitizensBank24 or Citizens Access?
CitizensBank24 ships an update monthly, and Citizens Access fortnightly. Most recently, CitizensBank24 was updated on September 21, 2026 and Citizens Access on September 23, 2026.

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