Comparison

MOLIM vs Riyad Bank App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOLIM

Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.

Highlights
  • Detailed credit history summary
  • Loan and mortgage tracking
  • Credit card and overdraft monitoring
  • Payment track record analysis
  • Credit health awareness
  • Informed financial decision-making
Features
Read full description

MOLIM is your personal credit report & credit score, One of the products of the Saudi Credit Information Company MOLIM report gives you a detailed summary of your credit history including your loans, mortgages, credit cards, overdrafts, hire purchase agreements, your payment track record etc. MOLIM is to know & be aware of your latest credit health, allowing you to manage it and make right decisions and improve your credit status before you apply for credit. MOLIM is Information for a better quality of life

About

Riyad Bank App

This digital banking app offers a sleek, intuitive interface for managing your finances on the go. Enjoy secure biometric access, personalized features, and streamlined applications for financial products. Manage credit cards, schedule transfers, and access account statements effortlessly.

Highlights
  • Biometric authentication
  • Personalized quick actions
  • Digital financial product applications
  • Credit card management
  • Scheduled transfers
  • Account statement downloads
Features
Read full description

As a part of our vision to be the lead in digital banking, we are excited to introduce the new Riyad Mobile! designed to redefine your banking experience with the best features and services. allowing you to seamlessly handle all actions whenever and wherever you are! Sleek design & Intuitive interface: Immerse yourself in a modern and luxurious design that not only looks good, but also enhances your experience, ensuring a seamless and enjoyable journey through the app. Effortless access: Experience quick and secure access to your account using biometric authentication, adding a layer of convenience to your banking routine. Tailored to you: Enjoy a personalized touch with quick actions customized to match your unique banking needs, ensuring a truly individualized experience. Exclusive offers: Be the first to know about our exclusive offers, seamlessly integrated into the app to keep you updated on the latest promotions. Streamlined finance application: Apply for financial products easy and quickly with the new end to end digital application process. Credit Card management: Manage your credit cards effortlessly perform transfers, view PINs, and request limit increases at your fingertips. Smart Scheduled Transfers: Easily manage and schedule transfers, adding a layer of convenience to your financial planning. Comprehensive account control: Download account statements, update personal information, and easily request a checkbook within the app. Elevate your banking experience! Download the new Riyad Mobile now for a seamless experience and functionality that goes beyond the ordinary.

Screenshots

MOLIM4 screens
Riyad Bank App4 screens

Verdict

The call

The clearest difference is review sentiment: Riyad Bank App at 78% against MOLIM's 25%. Riyad Bank App also leads on rating (4.8 vs 4.2) and ratings volume (8.4K vs 1K). MOLIM's advantage is device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Riyad Bank App holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Riyad Bank App has 8.4K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 25% of MOLIM's written reviews are positive against 78% of Riyad Bank App's.

UpkeepUpdate frequency

MOLIM ships an update fortnightly, Riyad Bank App every 11 days. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
MOLIM versus Riyad Bank App: the parameters behind the verdict, then further details
ParameterMOLIMRiyad Bank App
PriceFreeFree
Rating4.2 (1K ratings)4.8 (8.4K ratings) — better
Positive reviews25.4% of reviews78.3% of reviews — better
Number of ratings1K8.4K — better
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size121 MB210 MB
Age rating4+4+
DeveloperSimahRiyad Bank

Customer experience

MOLIM

All ratings1,000 ratings
Positive78.7%
Neutral2.7%
Negative18.6%
Written reviews138 reviews
Positive25.4%
Neutral5.1%
Negative69.6%

Riyad Bank App

All ratings8,308 ratings
Positive95.0%
Neutral1.5%
Negative3.5%
Written reviews484 reviews
Positive78.3%
Neutral2.9%
Negative18.8%

User reviews

MOLIM

From 1K App Store ratings

What we love

  • 👍 Helpful app
  • 👍 Easy to use
  • 👍 Comprehensive report

Room to improve

  • 💰 Expensive subscription
  • 🔒 Lack of privacy/security
  • 🐛 Frequent crashes
  • 🔍 Unclear credit scoring system
  • 🤖 Poor customer support

Riyad Bank App

From 8.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Smooth banking experience
  • 💡 Improved design

Room to improve

  • 🐛 Bugs and glitches
  • 🔒 Lack of password manager support
  • ⚠️ Unreliable app performance
  • 🔍 Missing important features

Bugs and requests

MOLIM

Reported bugs

3 issues
  • Login issues
  • Subscription renewal problems
  • Incompatibility with newer devices

Requested features

3 requests
  • Free annual credit report
  • More transparency on credit data usage
  • Integration with other payment methods (e.g., Apple Pay)

Riyad Bank App

Reported bugs

5 issues
  • App crashes frequently
  • Unable to receive OTP for login
  • Inconsistent behavior with Apple Pay
  • Switching languages causes issues
  • App not working outside of Saudi Arabia

Requested features

4 requests
  • Reintroduce sender details in transaction history
  • Bring back Face ID login
  • Optimize for iPad
  • Allow iCloud password integration

In-app purchases

None

MOLIM

No in-app purchases

None

Riyad Bank App

No in-app purchases

Questions

Is MOLIM free?
MOLIM is free to download, with no in-app purchases.
Is Riyad Bank App free?
Riyad Bank App is free to download, with no in-app purchases.
Which has better reviews, MOLIM or Riyad Bank App?
Riyad Bank App is rated higher. MOLIM averages 4.2 out of 5 from 1K ratings, while Riyad Bank App averages 4.8 from 8.4K ratings.
Do MOLIM or Riyad Bank App have ads?
Neither MOLIM nor Riyad Bank App shows ads.
Which is updated more often, MOLIM or Riyad Bank App?
MOLIM ships an update fortnightly, and Riyad Bank App every 11 days. Most recently, MOLIM was updated on November 1, 2026 and Riyad Bank App on November 4, 2026.

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