MOLIM vs STC Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOLIM
Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.
- Detailed credit history summary
- Loan and mortgage tracking
- Credit card and overdraft monitoring
- Payment track record analysis
- Credit health awareness
- Informed financial decision-making
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MOLIM is your personal credit report & credit score, One of the products of the Saudi Credit Information Company MOLIM report gives you a detailed summary of your credit history including your loans, mortgages, credit cards, overdrafts, hire purchase agreements, your payment track record etc. MOLIM is to know & be aware of your latest credit health, allowing you to manage it and make right decisions and improve your credit status before you apply for credit. MOLIM is Information for a better quality of life
STC Bank
Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.
- Manage multiple accounts
- Local & international transfers
- Card management (mada & Visa)
- Bill payment
- Financing options
- Saving accounts
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STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!
Screenshots
Verdict
The clearest difference is rating: STC Bank at 4.7 against MOLIM's 4.2. STC Bank also leads on ratings volume (45K vs 1K) and update cadence (every 5 days vs fortnightly). MOLIM's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STC Bank holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 25% of MOLIM's written reviews are positive against 38% of STC Bank's.
MOLIM ships an update fortnightly, STC Bank every 5 days. The most recent releases landed on October 29, 2026 and November 1, 2026 respectively.
| Parameter | MOLIM | STC Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (1K ratings) | 4.7 (45K ratings) — better |
| Positive reviews | 25.4% of reviews | 38.4% of reviews — better |
| Number of ratings | 1K | 45K — better |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 121 MB | 461 MB |
| Age rating | 4+ | 12+ |
| Developer | Simah | STCPay |
Customer experience
MOLIM
STC Bank
User reviews
MOLIM
From 1K App Store ratingsWhat we love
- 👍 Helpful app
- 👍 Easy to use
- 👍 Comprehensive report
Room to improve
- 💰 Expensive subscription
- 🔒 Lack of privacy/security
- 🐛 Frequent crashes
- 🔍 Unclear credit scoring system
- 🤖 Poor customer support
STC Bank
From 45K App Store ratingsWhat we love
- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app
Room to improve
- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption
Bugs and requests
MOLIM
Reported bugs
3 issues- Login issues
- Subscription renewal problems
- Incompatibility with newer devices
Requested features
3 requests- Free annual credit report
- More transparency on credit data usage
- Integration with other payment methods (e.g., Apple Pay)
STC Bank
Reported bugs
4 issues- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior
Requested features
4 requests- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia
In-app purchases
MOLIM
No in-app purchases
STC Bank
No in-app purchases
