Comparison

Warba Bank vs رقيم Raq3m

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Warba Bank

Manage your finances with a personalized banking experience. Customize your home screen, access banking products, make payments, and track spending. Earn rewards and secure your accounts with advanced features.

Highlights
  • Personalized home screen customization
  • Account, financing, and deposit management
  • Local and international money transfers
  • Bill splitting and payment requests
  • Exclusive deals and gift marketplace
  • Rewards points earning and redemption
  • Financial dashboard with spending insights
Features
Read full description

Warba Bank is excited to introduce its new app, which puts customers at the forefront of its attention. The app offers a personalized experience, with new home screen views and controls allowing customers to access all their banking products and services with just a few taps. These innovative features redefine the customer-focused experience for financial services. The New Home Screen • Select from two viewing modes for each section on the home screen: Detailed: comprehensive details for a complete overview at-a-glance. Summary: a minimalistic view for easy access and enhanced information privacy. • Order your home screen sections to bring what's important to you to the top of the page. • Add your most used services to the top of the home screen within our new quick-services bar or hide the section completely to free up space for other sections! • Your personalization preferences move with you across your linked devices. Banking Products: visibility and control over your Warba products  • Check your accounts, financing, and term-deposit balances. • Request a new card or financing. • Open savings, gold, or term deposits. • Grow your savings consistently with Saving Goals (Hassala) • Add your cards to various supported digital wallets. • Claim unauthorized credit card transactions. Payments & Transfers: Convenient ways to pay & move funds • Transfer money locally and internationally via SWIFT, Super Transfer, or Western Union.  • Send and receive money requests with Pay Me & I Pay services. • Split bills with your friends and send reminders to those who didn't pay. • Schedule, edit, or cancel standing transfer orders. Marketplace: Exclusive deals, offers, and promo codes • One-stop shop for exclusive and personalized offers and deals. • Gift your beloved ones with various online and retail gift. • Redeem valuable promo codes on your favorite brands. Pocket: Earn rewards points for every day’s activities • Earn points by using credit cards, paying bills, transferring salary, or inviting friends to open an account with Warba. • Use your points to pay bills, top up your cards or exchange them for Kuwait Airways Oasis miles. • Keep track of your points earning and redeeming activities via the points history page. Dashboard: Get a 360° view of your finances • Check daily spending categories and insights at-a-glance. • Set up budgets and track debit/credit card transactions. • Track your stocks’ performance by linking your KCC (Maqasa) account. Security: Keep your data safe & secure • Enable biometrics login and transaction authorization. • Manage all devices linked to your account. • Freeze/unfreeze your cards if you misplace your card. Communication: Open communication channel with Warba Bank • Get instant transaction push notifications instead of a slow and unreliable SMS. • Submit suggestions or requests via Communication Center for prompt feedback back. • Find the nearest Warba Bank branches and ATMs to you.

About

رقيم Raq3m

Features
Read full description

رقيم تطبيق عربي يساعدك على متابعة مصروفاتك ودخلك ومصاريف مشاريعك بطريقة سهلة وواضحة. يمكنك إضافة العملية بالكتابة أو بالصوت، ثم مراجعة الصيغة قبل الحفظ حتى تتأكد من المبلغ والنوع والملاحظة. بعد ذلك تظهر العملية في كشف مرتب يساعدك على فهم دخلك، مصروفك، الصافي، ومعدل الادخار. أهم ما يقدمه رقيم: - تسجيل الدخل والمصروف بالصوت أو الكتابة. - مراجعة العملية قبل الحفظ. - متابعة الميزانية حسب الفترة التي تختارها. - تحديد بداية الشهر المالي حسب راتبك. - إضافة دخل ثابت أو مصروف ثابت أو قسط. - إدارة مشاريعك ومصاريفها بشكل مستقل. - مشاركة مشروع محدد بصلاحية مشاهد أو محرر. - تصدير التقارير بصيغ Excel و PDF. - تغيير العملة الرئيسية من الإعدادات. - حذف الحساب والبيانات من داخل التطبيق. رقيم لا يقدم استشارات مالية أو خدمات مصرفية. هو أداة تنظيم تساعدك على فهم أرقامك بناءً على البيانات التي تدخلها بنفسك. رقيم - خل أرقامك أوضح.

Screenshots

Warba Bank4 screens
رقيم Raq3m4 screens

Verdict

The call

The clearest difference is update cadence: رقيم Raq3m at weekly against Warba Bank's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Warba Bank ships an update every 2 weeks, رقيم Raq3m weekly. The most recent releases landed on October 23, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
Warba Bank versus رقيم Raq3m: the parameters behind the verdict, then further details
ParameterWarba Bankرقيم Raq3m
PriceFreeFree
Rating4.3 (5.6K ratings) — better—
Positive reviews56.7% of reviews—
Number of ratings5.6K — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size312 MB16 MB
Age rating4+4+
DeveloperWarba Bankbader alshammari

Bugs and requests

Warba Bank

Reported bugs

4 issues
  • User already logged in issue
  • App freezes and crashes
  • Incompatibility with older devices
  • Update issues and failed login attempts

Requested features

4 requests
  • Add phone call feature for customers abroad
  • Improve ease of use and clarity
  • Expand services like loans and account opening
  • Optimize performance and stability

رقيم Raq3m

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Warba Bank

No in-app purchases

None

رقيم Raq3m

No in-app purchases

Questions

Is Warba Bank free?
Warba Bank is free to download, with no in-app purchases.
Is رقيم Raq3m free?
رقيم Raq3m is free to download, with no in-app purchases.
Do Warba Bank or رقيم Raq3m have ads?
Neither Warba Bank nor رقيم Raq3m shows ads.
Which is updated more often, Warba Bank or رقيم Raq3m?
Warba Bank ships an update every 2 weeks, and رقيم Raq3m weekly. Most recently, Warba Bank was updated on October 23, 2026 and رقيم Raq3m on October 9, 2026.

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