HVB Mobile Banking vs Postbank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HVB Mobile Banking
Manage your banking needs conveniently and securely from anywhere. Features include a bill scanner for quick payments, mobile trading for investments, and a digital mailbox for important documents. Available for users aged 12 and up.
- Account balances and transactions
- Bill scanner for quick transfers
- Mobile trading and investment management
- Digital mailbox
- Mobile payments with Apple Pay
- Financial manager
- Secure login with biometrics
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Mit der HVB Mobile Banking App erledigen Sie Ihre Bankgeschäfte einfach, schnell und sicher – egal ob zu Hause oder unterwegs. Entdecken Sie moderne Funktionen wie den Rechnungsscanner, mobiles Trading und Ihr digitales Postfach. Verfügbar bereits ab 12 Jahren! DAS ERWARTET SIE: Konten & Karten: - Kontostände & Umsätze auf einen Blick - Sekundenschnelles Überweisen per Rechnungsscanner - Zahlreiche Services wie z. B. Adressänderungen - Mobiles Bezahlen mit Apple Pay Wertpapiere: - Depots & Märkte jederzeit im Blick behalten - Wertpapiere kaufen/verkaufen, Investmentsparpläne verwalten - Virtuelle Depots & Watchlists nutzen Mehr: - Digitales Postfach - Finanzmanager für Ihre persönliche Planung - Hauptfunktionen auch auf Englisch verfügbar - HVB KomfortKredite beantragen und einsehen - Immobiliendarlehen managen - Privatschutzversicherungen unseres Partners Allianz berechnen, abschließen und verwalten Sicherheit: - Sicherer Login per Touch ID oder Face ID - Modernes appTAN-Verfahren – ohne Zusatzgerät - Salden ausblendbar für mehr Privatsphäre unterwegs - Tageslimit anpassen - Karten sperren / entsperren Kundenservice: - Eigener Hilfe & Servicebereich - HVB Live Chat - Termine vereinbaren Fragen? Unser Onlineservice hilft Ihnen gerne! Mo – Fr: 8 – 20 Uhr, Sa: 8 – 14 Uhr Telefon: 089 378 48888
Postbank
Manage your finances with ease. Open accounts, track transactions, make real-time transfers, and handle credit cards. Securely authorize payments and explore investment options. Offers a simplified view for clarity.
- Account opening
- Real-time transfers
- Credit card management
- Mobile payments
- Investment trading
- Financial analysis
- Simple mode
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ACCOUNT OPENING Open your current account directly within the app. Your account is active and ready to use in just a few minutes. BALANCES AND TRANSACTIONS You always stay on top of your current account balance and all account transactions. TRANSFERS Transfer money (in real time) - also via QR code or photo transfer. Manage your standing orders and quickly set up a scheduled transfer. And the best part: authorize your transactions securely directly in the app with BestSign. SECURITY Set up your BestSign security procedure directly within the app. It’s secure and convenient. MANAGE CREDIT CARDS Stay updated on sales, receive push notifications, view card details, customize card settings, or temporarily block your card all within the app. MOBILE PAYMENTS Store credit card or virtual card with Google Pay (free of charge) and pay via smartphone or smartwatch. CASH Find a way to get cash quickly. INVEST Trade your securities on the go and always keep an eye on your portfolio. ANALYZE FINANCES Learn more about income and expenses. Get a better overview of transactions through categorized revenue. SERVICES Manage everything related to your banking within the app - from changing your address to making an appointment. PRODUCTS Be inspired by the broad range of our products. SIMPLE MODE More focus, less distraction. With Simple Mode, you can enjoy the same secure banking experience in a simplified view that keeps things clear and easy.
Screenshots
Verdict
The clearest difference is rating: Postbank at 4.7 against HVB Mobile Banking's 4.3. HVB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Postbank holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 641 and 638 respectively. Written reviews complicate that: 69% of HVB Mobile Banking's written reviews are positive against 63% of Postbank's, so the app with the better star average is not the one people write more warmly about.
HVB Mobile Banking ships an update monthly, Postbank every 5 weeks. Both last shipped on October 20, 2026.
| Parameter | HVB Mobile Banking | Postbank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (641 ratings) | 4.7 (638 ratings) — better |
| Positive reviews | 68.6% of reviews — better | 63.4% of reviews |
| Number of ratings | 641 — better | 638 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 144 MB | 262 MB |
| Age rating | 4+ | 4+ |
| Developer | UniCredit Bank GmbH | Postbank - eine Niederlassung der DB Privat- und Firmenkundenbank AG |
Customer experience
HVB Mobile Banking
Postbank
User reviews
HVB Mobile Banking
From 641 App Store ratingsWhat we love
- 👍 Clear and intuitive user interface
- 🚀 Fast and responsive performance
- 📊 Comprehensive account overview and transaction history
- 💳 Easy EU transfers and payments
- 🎨 Clean, well-organized design
Room to improve
- 🔐 Overly complicated security procedures
- 😕 Unintuitive navigation and information architecture
- ⏱️ Slow and cumbersome AppTAN approval process
- 🌐 Limited English language support (mostly headings only)
- 🔄 Frequent login failures and authentication issues
Postbank
From 638 App Store ratingsWhat we love
- 🚀 Fast biometric login and streamlined authentication
- 👍 Simple and intuitive user interface
- 💳 Easy money transfers and basic transactions
- 🔒 Secure access with biometric features
- ✨ Recent improvements to app stability and usability
Room to improve
- 🐛 Frequent app crashes when viewing transactions
- 😤 Overly complex setup and activation process
- 📉 Significant loss of features compared to previous version
- 🔄 Requires switching between multiple apps (BestSign and Postbank)
- 📱 Poor responsive design on smaller smartphones
Bugs and requests
HVB Mobile Banking
Reported bugs
15 issues- App crashes on startup after updates
- Face ID/biometric login disabled unexpectedly and frequently
- AppTAN not delivered or displayed properly
- Login hangs or fails intermittently
- Credit card transaction access causes crashes and logouts
Show 10 moreShow fewer
- Device swap requires complex AppTAN reactivation process
- iOS version misidentification (iPhone 16 with iOS 18.5 recognized as iPhone 17.5)
- SMS TAN delivery failures after device changes
- AppTAN ID not appearing in app despite enrollment
- Depot/portfolio data unavailable during maintenance without notice
- Invoice scanner malfunction after updates
- Scrolling in transaction lists causes jarring display jumps
- Tutorial/tip screens reappear despite 'don't show again' selection
- Server connection errors and timeouts
- Logout process requires excessive attempts
Requested features
13 requests- Full English language translation (not just headings)
- IBAN input accepting formatted IBANs with spaces
- Landscape/horizontal view for account statements
- Improved transaction search with date range input
- Extended transaction history beyond 2 years
Show 8 moreShow fewer
- Budget and expense tracking function
- Feedback/bug report feature within app
- Smoother scrolling in credit card transaction views
- Persistent biometric login without frequent resets
- One-click AppTAN confirmation (like push notification swipe)
- Customizable account ordering and visibility
- Simplified login terminology (standard 'Password' instead of 'HVB Direct Banking PIN')
- Account statement export to PDF with landscape support
Postbank
Reported bugs
8 issues- App crashes when accessing transaction history
- Setup fails with 'no internet access' error despite connectivity
- QR code scanning impossible during phone activation
- Remember Postbank ID function not working
- Password change function broken
Show 3 moreShow fewer
- Logout button hidden below screen edge
- Contact list display issues on smaller devices
- Real-time transfer functionality disabled
Requested features
10 requests- Transaction notifications (push or email)
- QR code scanning for transfers
- Online mailbox/Posteingang functionality
- Bank statements and account information access
- Real-time transfer capability
Show 5 moreShow fewer
- Template creation and management
- Financial management tools
- Single unified app (eliminate need for BestSign app)
- Better contact display and management
- Account information and interest rate details
In-app purchases
HVB Mobile Banking
No in-app purchases
Postbank
No in-app purchases
Questions
Is HVB Mobile Banking free?
Is Postbank free?
Which has better reviews, HVB Mobile Banking or Postbank?
Do HVB Mobile Banking or Postbank have ads?
Which is updated more often, HVB Mobile Banking or Postbank?
Other comparisons
