Fresh Cash UK vs QuickBucks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fresh Cash UK
This personal finance app simplifies applying for payday loans in the UK. It connects users with over 70 major lenders, allowing them to apply once and receive instant cash directly to their bank account if approved. A built-in calculator helps estimate interest payments.
- Apply for payday loans UK
- Connect with 70+ major lenders
- Instant cash credited to bank account
- Built-in loan interest calculator
- PIN security for data protection
- Assistance for bad credit history applications
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Fresh Cash UK – Apply Fast for Payday Loans Fresh Cash UK is a personal finance app to help you apply fast for payday loans UK. With Fresh Cash UK you can fill the application form once and instantly get access to 70 UK Major Lenders who is specialized in providing payday loan services. If your application is approved, you will receive instant cash which will be directly credited to your bank account. Fresh Cash UK is completely FREE to download and use, and we do not charge our users with any fee. You can apply for online loans from £100 to £1000. Fresh Cash UK is the number one app for personal loans UK. We are partnered with over 70 major payday lenders in UK. They provide the service for short term loans in UK. Applying for payday loans UK can be a complicated process and we strive to simplify it for you. Payday loan is a type of short term debt that you need to pay as soon as you receive your paycheck. Fresh Cash UK is a UK online loan application that helps you apply for loans. It is also useful for your personal finance because you can use our built in calculator to calculate the amount of interest you need to pay if you borrow a certain amount of money. Fresh Cash UK is secured with PIN, so you can be certain there will be no unauthorized access to your data. No one can access your data or apply on a loan using your device without your permission. You can see through our guide below that applying for to borrow money online is extremely easy and straightforward with Fresh Cash UK. Our licensed credit broker will also help your application to be approved. Even if you have bad credit history you can apply for payday loan with Fresh Cash UK.* ------------- How to Apply for Payday Loan with Fresh Cash UK: ------------- 1. Download our personal finance app for FREE. 2. Enter your data into the required field. Select the amount of money you want to borrow. Enter your email address, then enter your Post Code. 3. (Optional) Use our loan calculator to calculate the amount of interest you need to pay and the total UK cheque you need to send to your lender to pay for your debt. 4. Tap the Get Started Button and fill in all the required fields. 5. Our Pay Day will set to work to find you lenders that best match your requirements. The app will then display the result. 6. If you agree with the terms and condition, proceed to add required documentations. 7. If your application is approved, you will receive instant cash on your bank account. *Each lender has different policies concerning credit history. IMPORTANT NOTE: • Here is an example of payday loan scheme: For representative APR 1192%, if you borrow £100 for 30 days, then total amount repayable is £124.00. The interest rate is 292% p.a. (number may vary). • We do not personally give or guarantee your loans. When you apply with us, we will refer you to one of licensed credit broker to help your application approved by one of our payday lenders partners. • You are under obligation to pay back the money to the company who is lending you the money. • Manage your personal finance well. Payday loans should not be used in long term, and you should pay your debt on time or you will get into a huge financial problem. • We are not responsible for our lender’s decision to accept or decline your application. • Some lenders might need to verify and perform offline credit check. They may contact you in person and request additional documentation and information. • We may receive referral fee/commission and for completion of your loan application. Feedback from our users is very valuable for us. Please contact us through our contact form on our website www.freshcash.uk. Reviews and ratings will be greatly appreciated.
QuickBucks
Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.
- Instant loan applications
- Payday loans
- Salary advance
- Personal loans
- Device financing
- Vehicle finance
- Mortgage options
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QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral
Screenshots
Verdict
The clearest difference is rating: Fresh Cash UK at 4.7 against QuickBucks's 2.5. Fresh Cash UK also leads on iOS requirement (9.1 vs 13.0). QuickBucks's advantage is update cadence (every 3 months vs every 8 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fresh Cash UK holds the better App Store score, 4.7 against 2.5. Both are backed by a comparable volume of ratings — 50 and 95 respectively.
Fresh Cash UK ships an update every 8 months, QuickBucks every 3 months. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.
| Parameter | Fresh Cash UK | QuickBucks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (50 ratings) — better | 2.5 (95 ratings) |
| Positive reviews | — | 4.0% of reviews |
| Number of ratings | 50 | 95 — better |
| Update frequency | Every 8 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.1 — better | 13.0 |
| Further details — not scored | ||
| Size | 22 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Rainbow UK Ltd | Access Bank Plc |
Customer experience
Fresh Cash UK
QuickBucks
In-app purchases
Fresh Cash UK
No in-app purchases
QuickBucks
No in-app purchases









