SimobiPlus vs Muamalat DIN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
Muamalat DIN
Perform sharia-compliant banking transactions conveniently and securely from your smartphone. This app offers a personalized banking experience with Islamic content and promotional offers, serving as a comprehensive solution for your sharia lifestyle.
- Balance inquiry
- Transaction history
- Fund transfer
- Top up and payment
- Portfolio detail information
- QRIS payment
- BI-Fast transfer
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As your first purely sharia banking partner, we keep innovating to provide Muamalat DIN as new Mobile Banking just for you.. This mobile app allows you to perform your banking transactions with more convenient, more secure, and faster using your personal devices and smartphones. Enhanced with new look, personalized promo and islamic content, Muamalat DIN will be one stop banking solutions to complete your sharia lifestyle. Muamalat DIN features: 1. Balance inquiry 2. Transaction history 3. Fund transfer 4. Top up and payment 5. Portfolio detail information (saving account, time deposit) 6. Islamic content 7. Personalized promo 8. Favorite transaction 9. Share receipt and transaction proof 10. Additional Account Opening 11. Payment QRIS 12. Top Up E-Money 13. Transfer BI-Fast 13. And many more! Experience it yourself now! You can register your Muamalat Mobile Banking directly from your app through the following steps: 1. Download and install Muamalat DIN app to your device. 2. Select 'Register' and follow registration process through the app. This app is developed to run in mobile devices with at least iOS 13.0. This app is not supported on rooted devices, including factory-rooted. For those of you who are changing mobile devices, please visit Muamalat branch office or call SalaMuamalat. For further assistance please call SalaMuamalat at 1500016 or visit www.bankmuamalat.co.id
Screenshots
Verdict
The clearest difference is review sentiment: SimobiPlus at 76% against Muamalat DIN's 0%. SimobiPlus also leads on rating (4.1 vs 3.0) and update cadence (every 2 weeks vs every 5 weeks). Muamalat DIN's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimobiPlus holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: SimobiPlus has 31 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 76% of SimobiPlus's written reviews are positive against 0% of Muamalat DIN's.
SimobiPlus ships an update every 2 weeks, Muamalat DIN every 5 weeks. The most recent releases landed on October 15, 2026 and October 2, 2026 respectively.
| Parameter | SimobiPlus | Muamalat DIN |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 76.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 31 — better | 4 |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 193 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | BANK MUAMALAT INDONESIA, PT TBK |
Customer experience
SimobiPlus
Muamalat DIN
In-app purchases
SimobiPlus
No in-app purchases
Muamalat DIN
No in-app purchases
