Comparison

SimobiPlus vs HSBC Indonesia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimobiPlus

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

Highlights
  • Open savings accounts instantly
  • Local and international money transfers
  • Pay bills and top-up e-wallets
  • Scheduled bill payments
  • Cashless transactions via QRIS
  • Track and top-up investments
Features
Read full description

SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas

About

HSBC Indonesia

Manage your finances securely and conveniently with this mobile banking app designed for Indonesian customers. Features include card management, fund transfers, investment account opening, and an insurance dashboard. Log in easily with biometrics or a PIN.

Highlights
  • Card activation and PIN management
  • Secure biometric or PIN login
  • View accounts at a glance
  • Local currency transfers
  • Insurance dashboard
  • Open securities accounts for investments
  • Manage devices and security settings
Read full description

The HSBC Indonesia Mobile Banking app has been built with reliability at its heart. With the app designed specifically for our customers in Indonesia, you can now enjoy a secure and convenient mobile banking experience. Key features: • Card Activation & Manage PIN – Activate & manage PIN for your credit cards anytime, anywhere. • Register HSBC Indonesia Mobile Banking - register and access our mobile banking services directly through HSBC Indonesia Mobile Banking app. • Secure and easy log on with biometrics or 6-digit PIN • View your accounts at a glance • Send money conveniently - make local currency transfers between your own HSBC accounts or to other domestic accounts • Insurance dashboard: Clear, concise, and simplified insurance dashboard anytime anywhere! View your HSBC-Allianz insurance policy information within your mobile device. • DIAO : Open securities account to start investing in mutual funds and bonds. • Manage devices and security settings • Optimised for accessibility Download HSBC Indonesia Mobile Banking app now to enjoy digital banking on the go! Important information: This App is provided by PT Bank HSBC Indonesia (“HSBC Indonesia”) for use of existing customers of HSBC Indonesia only. Please do not download this App if you are not an existing customer of HSBC Indonesia. HSBC Indonesia is licensed and supervised by Financial Services Authority (OJK). Please be aware that HSBC Indonesia is not authorised or licensed in other countries for the provision of the services and/or products available through this App. We cannot guarantee that the services and products available through this App are authorised to be offered in other countries.

Screenshots

SimobiPlus4 screens
HSBC Indonesia4 screens

Verdict

The call

The clearest difference is rating: HSBC Indonesia at 4.8 against SimobiPlus's 4.1. HSBC Indonesia also leads on ratings volume (144 vs 31). SimobiPlus's advantage is review sentiment (76% vs 40%) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBC Indonesia holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 31 and 144 respectively. Written reviews complicate that: 76% of SimobiPlus's written reviews are positive against 40% of HSBC Indonesia's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SimobiPlus ships an update every 2 weeks, HSBC Indonesia every 2 months. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
SimobiPlus versus HSBC Indonesia: the parameters behind the verdict, then further details
ParameterSimobiPlusHSBC Indonesia
PriceFreeFree
Rating4.1 (31 ratings)4.8 (144 ratings) — better
Positive reviews76.3% of reviews — better40.0% of reviews
Number of ratings31144 — better
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size193 MB559 MB
Age rating4+4+
DeveloperBank SinarmasHSBC Global Services (UK) Limited

Customer experience

SimobiPlus

All ratings31 ratings
Positive77.4%
Neutral3.2%
Negative19.4%
Written reviews59 reviews
Positive76.3%
Neutral3.4%
Negative20.3%

HSBC Indonesia

All ratings144 ratings
Positive97.9%
Neutral0.7%
Negative1.4%
Written reviews10 reviews
Positive40.0%
Neutral30.0%
Negative30.0%

In-app purchases

None

SimobiPlus

No in-app purchases

None

HSBC Indonesia

No in-app purchases

Questions

Is SimobiPlus free?
SimobiPlus is free to download, with no in-app purchases.
Is HSBC Indonesia free?
HSBC Indonesia is free to download, with no in-app purchases.
Which has better reviews, SimobiPlus or HSBC Indonesia?
HSBC Indonesia is rated higher. SimobiPlus averages 4.1 out of 5 from 31 ratings, while HSBC Indonesia averages 4.8 from 144 ratings.
Do SimobiPlus or HSBC Indonesia have ads?
Neither SimobiPlus nor HSBC Indonesia shows ads.
Which is updated more often, SimobiPlus or HSBC Indonesia?
SimobiPlus ships an update every 2 weeks, and HSBC Indonesia every 2 months. Most recently, SimobiPlus was updated on October 10, 2026 and HSBC Indonesia on October 18, 2026.

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