SimobiPlus vs HSBC Indonesia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
HSBC Indonesia
Manage your finances securely and conveniently with this mobile banking app designed for Indonesian customers. Features include card management, fund transfers, investment account opening, and an insurance dashboard. Log in easily with biometrics or a PIN.
- Card activation and PIN management
- Secure biometric or PIN login
- View accounts at a glance
- Local currency transfers
- Insurance dashboard
- Open securities accounts for investments
- Manage devices and security settings
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The HSBC Indonesia Mobile Banking app has been built with reliability at its heart. With the app designed specifically for our customers in Indonesia, you can now enjoy a secure and convenient mobile banking experience. Key features: • Card Activation & Manage PIN – Activate & manage PIN for your credit cards anytime, anywhere. • Register HSBC Indonesia Mobile Banking - register and access our mobile banking services directly through HSBC Indonesia Mobile Banking app. • Secure and easy log on with biometrics or 6-digit PIN • View your accounts at a glance • Send money conveniently - make local currency transfers between your own HSBC accounts or to other domestic accounts • Insurance dashboard: Clear, concise, and simplified insurance dashboard anytime anywhere! View your HSBC-Allianz insurance policy information within your mobile device. • DIAO : Open securities account to start investing in mutual funds and bonds. • Manage devices and security settings • Optimised for accessibility Download HSBC Indonesia Mobile Banking app now to enjoy digital banking on the go! Important information: This App is provided by PT Bank HSBC Indonesia (“HSBC Indonesia”) for use of existing customers of HSBC Indonesia only. Please do not download this App if you are not an existing customer of HSBC Indonesia. HSBC Indonesia is licensed and supervised by Financial Services Authority (OJK). Please be aware that HSBC Indonesia is not authorised or licensed in other countries for the provision of the services and/or products available through this App. We cannot guarantee that the services and products available through this App are authorised to be offered in other countries.
Screenshots
Verdict
The clearest difference is rating: HSBC Indonesia at 4.8 against SimobiPlus's 4.1. HSBC Indonesia also leads on ratings volume (144 vs 31). SimobiPlus's advantage is review sentiment (76% vs 40%) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSBC Indonesia holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 31 and 144 respectively. Written reviews complicate that: 76% of SimobiPlus's written reviews are positive against 40% of HSBC Indonesia's, so the app with the better star average is not the one people write more warmly about.
SimobiPlus ships an update every 2 weeks, HSBC Indonesia every 2 months. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.
| Parameter | SimobiPlus | HSBC Indonesia |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) | 4.8 (144 ratings) — better |
| Positive reviews | 76.3% of reviews — better | 40.0% of reviews |
| Number of ratings | 31 | 144 — better |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 193 MB | 559 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | HSBC Global Services (UK) Limited |
Customer experience
SimobiPlus
HSBC Indonesia
In-app purchases
SimobiPlus
No in-app purchases
HSBC Indonesia
No in-app purchases
Questions
Is SimobiPlus free?
Is HSBC Indonesia free?
Which has better reviews, SimobiPlus or HSBC Indonesia?
Do SimobiPlus or HSBC Indonesia have ads?
Which is updated more often, SimobiPlus or HSBC Indonesia?
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