SimobiPlus vs Qlola Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
Qlola Token
This app enhances the security and convenience of online banking transactions. It features a redesigned interface for easier use, multi-level verification for activation, and secure authorization methods with transaction monitoring.
- Redesigned UI/UX for ease of use
- Enhanced security in activation
- Secure transaction authorization (token codes & approvals)
- Password and PIN protection
- Daily transaction monitoring
- Improved user experience
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Qlola Token provides security and convenience in authorizing Qlola users with several visual updates. Qlola Token has several advantages, including: UI/UX Redesign The updated interface provides a more intuitive user experience, focusing on the ease and convenience of everyday transactions. Activation Process Security Layered verification technology and the latest security system ensure your account activation process is safer and more reliable. Authorization Process Security Dual authentication mechanism with PIN-protected token generation for maximum protection. Download Qlola Token now! PT. Bank Rakyat Indonesia (Persero) Tbk.
Screenshots
Verdict
The clearest difference is review sentiment: SimobiPlus at 76% against Qlola Token's 0%. SimobiPlus also leads on update cadence (every 2 weeks vs monthly). Qlola Token's advantage is rating (4.6 vs 4.1) and iOS requirement (13.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Qlola Token holds the better App Store score, 4.6 against 4.1. Both are backed by a comparable volume of ratings — 31 and 16 respectively. Written reviews complicate that: 76% of SimobiPlus's written reviews are positive against 0% of Qlola Token's, so the app with the better star average is not the one people write more warmly about.
SimobiPlus ships an update every 2 weeks, Qlola Token monthly. The most recent releases landed on September 18, 2026 and August 18, 2026 respectively.
| Parameter | SimobiPlus | Qlola Token |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) | 4.6 (16 ratings) — better |
| Positive reviews | 76.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 31 — better | 16 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 205 MB | 150 MB |
| Age rating | 4+ | 17+ |
| Developer | Bank Sinarmas | PT. Bank Rakyat Indonesia (Persero) Tbk. |
Customer experience
SimobiPlus
Qlola Token
In-app purchases
SimobiPlus
No in-app purchases
Qlola Token
No in-app purchases
Questions
Is SimobiPlus free?
Is Qlola Token free?
Which has better reviews, SimobiPlus or Qlola Token?
Do SimobiPlus or Qlola Token have ads?
Which is updated more often, SimobiPlus or Qlola Token?
Other comparisons
