NBO vs Qpay Oman
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBO
Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.
- Account inquiry and balance check
- Money transfers (local & international)
- Bill payments and scheduling
- Service requests (credit card, cheque book)
- ATM/branch locator
- Financial calculators
- Bilingual support (English/Arabic)
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National Bank of Oman’s new mobile application allows you an easy and secure way to stay in touch with us, whether you need information on products, find the closest NBO ATM/branch, or perform financial transaction using your account. NBO keeps you on top of your finances anytime and anywhere! S Features: - Bilingual (English and Arabic) - Account Inquiry o One touch balance – View balance of all your accounts o Online credit card inquiry o Online inquiry for your utility bills - Money Transfers o Between own accounts o To any other account in NBO o EZ Pay (Fund transfer using mobile number) o To any other banking accounts in Oman o International Telex Transfers o Repeat & Schedule Fund Transfers - Bill Payments o Online Credit Card Payment o Online Payment to OIFC (Electricity & Water) o Online Payment to Omantel (GSM/Landline/Internet/Etc) o Online Payment to Ooredoo (GSM/Landline/Internet/Etc) o Utility payment to ONEIC (Electricity & Water) o Repeat & Schedule Payments - Service Request o Activation of Credit Card o Block Credit Card o Request for Cheque Book - Other Services o ATM/branch locator with interactive maps o Contact NBO for support or feedback o Foreign Exchange Calculator o Loan Calculator o Apply for products & services o Offers & Promotions o Deposit Rates o Prayer Timings
Qpay Oman
This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.
- 0% interest installment plans
- Browse stores and merchants
- Manage payments and plans
- Reschedule payments
- Track available credit
- Enforcement payments
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Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!
Screenshots
Verdict
The clearest difference is review sentiment: NBO at 45% against Qpay Oman's 0%. NBO also leads on rating (3.6 vs 1.5) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBO holds the better App Store score, 3.6 against 1.5. Both are backed by a comparable volume of ratings — 88 and 21 respectively. Written reviews point the same way: 45% of NBO's written reviews are positive against 0% of Qpay Oman's.
NBO ships an update monthly, Qpay Oman every 4 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.
| Parameter | NBO | Qpay Oman |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (88 ratings) — better | 1.5 (21 ratings) |
| Positive reviews | 45.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 88 — better | 21 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 239 MB | 400 MB |
| Age rating | 4+ | 17+ |
| Developer | National Bank of Oman SAOG | Fintech Solutions |
Customer experience
NBO
Qpay Oman
In-app purchases
NBO
No in-app purchases
Qpay Oman
No in-app purchases








