Comparison

NBO vs Qpay Oman

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBO

Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.

Highlights
  • Account inquiry and balance check
  • Money transfers (local & international)
  • Bill payments and scheduling
  • Service requests (credit card, cheque book)
  • ATM/branch locator
  • Financial calculators
  • Bilingual support (English/Arabic)
Features
Read full description

National Bank of Oman’s new mobile application allows you an easy and secure way to stay in touch with us, whether you need information on products, find the closest NBO ATM/branch, or perform financial transaction using your account. NBO keeps you on top of your finances anytime and anywhere! S Features: - Bilingual (English and Arabic) - Account Inquiry o One touch balance – View balance of all your accounts o Online credit card inquiry o Online inquiry for your utility bills - Money Transfers o Between own accounts o To any other account in NBO o EZ Pay (Fund transfer using mobile number) o To any other banking accounts in Oman o International Telex Transfers o Repeat & Schedule Fund Transfers - Bill Payments o Online Credit Card Payment o Online Payment to OIFC (Electricity & Water) o Online Payment to Omantel (GSM/Landline/Internet/Etc) o Online Payment to Ooredoo (GSM/Landline/Internet/Etc) o Utility payment to ONEIC (Electricity & Water) o Repeat & Schedule Payments - Service Request o Activation of Credit Card o Block Credit Card o Request for Cheque Book - Other Services o ATM/branch locator with interactive maps o Contact NBO for support or feedback o Foreign Exchange Calculator o Loan Calculator o Apply for products & services o Offers & Promotions o Deposit Rates o Prayer Timings

About

Qpay Oman

This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.

Highlights
  • 0% interest installment plans
  • Browse stores and merchants
  • Manage payments and plans
  • Reschedule payments
  • Track available credit
  • Enforcement payments
Features
Read full description

Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!

Screenshots

NBO4 screens
Qpay Oman4 screens

Verdict

The call

The clearest difference is review sentiment: NBO at 45% against Qpay Oman's 0%. NBO also leads on rating (3.6 vs 1.5) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NBO holds the better App Store score, 3.6 against 1.5. Both are backed by a comparable volume of ratings — 88 and 21 respectively. Written reviews point the same way: 45% of NBO's written reviews are positive against 0% of Qpay Oman's.

UpkeepUpdate frequency

NBO ships an update monthly, Qpay Oman every 4 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
NBO versus Qpay Oman: the parameters behind the verdict, then further details
ParameterNBOQpay Oman
PriceFreeFree
Rating3.6 (88 ratings) — better1.5 (21 ratings)
Positive reviews45.0% of reviews — better0.0% of reviews
Number of ratings88 — better21
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size239 MB400 MB
Age rating4+17+
DeveloperNational Bank of Oman SAOGFintech Solutions

Customer experience

NBO

All ratings88 ratings
Positive63.6%
Neutral5.7%
Negative30.7%
Written reviews40 reviews
Positive45.0%
Neutral7.5%
Negative47.5%

Qpay Oman

All ratings17 ratings
Positive11.8%
Neutral5.9%
Negative82.4%
Written reviews15 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

NBO

No in-app purchases

None

Qpay Oman

No in-app purchases

Questions

Is NBO free?
NBO is free to download, with no in-app purchases.
Is Qpay Oman free?
Qpay Oman is free to download, with no in-app purchases.
Which has better reviews, NBO or Qpay Oman?
NBO is rated higher. NBO averages 3.6 out of 5 from 88 ratings, while Qpay Oman averages 1.5 from 21 ratings.
Do NBO or Qpay Oman have ads?
Neither NBO nor Qpay Oman shows ads.
Which is updated more often, NBO or Qpay Oman?
NBO ships an update monthly, and Qpay Oman every 4 months. Most recently, NBO was updated on October 29, 2026 and Qpay Oman on October 21, 2026.

Other comparisons