HRAgo vs DecisionPoint Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HRAgo
Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.
- View account balances and activity
- Submit claims and documentation
- Update contact information
- Manage investment allocations
- View account statements
- Direct deposit reimbursements
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HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.
DecisionPoint Financial
Manage your complete financial picture with an intuitive dashboard and interactive reports. Securely store and view important documents from your wealth advisor. Track investment performance and allocation with ease.
- Interactive financial dashboard
- Dynamic investment reports
- Document vault for advisor files
- Investment performance tracking
- Secure and easy to use
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Your DecisionPoint Financial app provides an intuitive financial dashboard, interactive reports, investment performance and allocation, document vault, and more – all in a secure and easy to use mobile app. TOP FEATURES • Interactive dashboard showing you your complete financial picture. • Dynamic reports with current investment information. • Document vault for securely viewing files from your wealth advisor. • And more!
Screenshots
Verdict
The clearest difference is rating: DecisionPoint Financial at 5.0 against HRAgo's 3.6. DecisionPoint Financial also leads on iOS requirement (10.0 vs 15.0). HRAgo's advantage is update cadence (every 3 months vs every 19 months) and ratings volume (275 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DecisionPoint Financial holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 275 ratings behind it against 6, so its average is the more settled of the two.
HRAgo ships an update every 3 months, DecisionPoint Financial every 19 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.
| Parameter | HRAgo | DecisionPoint Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (275 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 37.7% of reviews | — |
| Number of ratings | 275 — better | 6 |
| Update frequency | Every 3 months — better | Every 19 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 65 MB |
| Age rating | 4+ | 17+ |
| Developer | Empire Innovation Group, LLC | DecisionPoint Financial, LLC |
Customer experience
HRAgo
DecisionPoint Financial
Bugs and requests
HRAgo
Reported bugs
16 issues- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload
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- App won't submit a claim
- Website doesn't allow actions mentioned in mail
- Forgot password/username not available
- App won't log out without review
- Cannot use camera or access photo album
- Cannot submit claim information
- Save login/username not working
- Cannot get past login screen
- Cannot log in
- Listed individuals not showing in app
- One-time rebalance not working
Requested features
9 requests- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials
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- Show used and remaining account balance when filling claims
- Allow access to all submitted documentation
- List of what the card can be used for
- Option to opt-out of the service
DecisionPoint Financial
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HRAgo
No in-app purchases
DecisionPoint Financial
No in-app purchases
Questions
Is HRAgo free?
Is DecisionPoint Financial free?
Which has better reviews, HRAgo or DecisionPoint Financial?
Do HRAgo or DecisionPoint Financial have ads?
Which is updated more often, HRAgo or DecisionPoint Financial?
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