Comparison

HRAgo vs DecisionPoint Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HRAgo

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

Highlights
  • View account balances and activity
  • Submit claims and documentation
  • Update contact information
  • Manage investment allocations
  • View account statements
  • Direct deposit reimbursements
Read full description

HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.

About

DecisionPoint Financial

Manage your complete financial picture with an intuitive dashboard and interactive reports. Securely store and view important documents from your wealth advisor. Track investment performance and allocation with ease.

Highlights
  • Interactive financial dashboard
  • Dynamic investment reports
  • Document vault for advisor files
  • Investment performance tracking
  • Secure and easy to use
Features
Read full description

Your DecisionPoint Financial app provides an intuitive financial dashboard, interactive reports, investment performance and allocation, document vault, and more – all in a secure and easy to use mobile app. TOP FEATURES • Interactive dashboard showing you your complete financial picture. • Dynamic reports with current investment information. • Document vault for securely viewing files from your wealth advisor. • And more!

Screenshots

HRAgo4 screens
DecisionPoint Financial3 screens

Verdict

The call

The clearest difference is rating: DecisionPoint Financial at 5.0 against HRAgo's 3.6. DecisionPoint Financial also leads on iOS requirement (10.0 vs 15.0). HRAgo's advantage is update cadence (every 3 months vs every 19 months) and ratings volume (275 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DecisionPoint Financial holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 275 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

HRAgo ships an update every 3 months, DecisionPoint Financial every 19 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
HRAgo versus DecisionPoint Financial: the parameters behind the verdict, then further details
ParameterHRAgoDecisionPoint Financial
PriceFreeFree
Rating3.6 (275 ratings)5.0 (6 ratings) — better
Positive reviews37.7% of reviews—
Number of ratings275 — better6
Update frequencyEvery 3 months — betterEvery 19 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.010.0 — better
Further details — not scored
Size44 MB65 MB
Age rating4+17+
DeveloperEmpire Innovation Group, LLCDecisionPoint Financial, LLC

Customer experience

HRAgo

All ratings258 ratings
Positive62.0%
Neutral5.8%
Negative32.2%
Written reviews106 reviews
Positive37.7%
Neutral8.5%
Negative53.8%

DecisionPoint Financial

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

HRAgo

Reported bugs

16 issues
  • Unable to log out
  • Cannot add documentation from photo library
  • App won't attach images for claims
  • Cannot find 'Benefits Card' tab
  • Kicked out before finishing upload
Show 11 more
  • App won't submit a claim
  • Website doesn't allow actions mentioned in mail
  • Forgot password/username not available
  • App won't log out without review
  • Cannot use camera or access photo album
  • Cannot submit claim information
  • Save login/username not working
  • Cannot get past login screen
  • Cannot log in
  • Listed individuals not showing in app
  • One-time rebalance not working

Requested features

9 requests
  • Allow adding multiple documents
  • Provide information on covered expenses
  • Improve navigation for monitoring deposits/credits/payments
  • Add a 'forgot password' option
  • Allow saving login credentials
Show 4 more
  • Show used and remaining account balance when filling claims
  • Allow access to all submitted documentation
  • List of what the card can be used for
  • Option to opt-out of the service

DecisionPoint Financial

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HRAgo

No in-app purchases

None

DecisionPoint Financial

No in-app purchases

Questions

Is HRAgo free?
HRAgo is free to download, with no in-app purchases.
Is DecisionPoint Financial free?
DecisionPoint Financial is free to download, with no in-app purchases.
Which has better reviews, HRAgo or DecisionPoint Financial?
DecisionPoint Financial is rated higher. HRAgo averages 3.6 out of 5 from 275 ratings, while DecisionPoint Financial averages 5.0 from 6 ratings.
Do HRAgo or DecisionPoint Financial have ads?
Neither HRAgo nor DecisionPoint Financial shows ads.
Which is updated more often, HRAgo or DecisionPoint Financial?
HRAgo ships an update every 3 months, and DecisionPoint Financial every 19 months. Most recently, HRAgo was updated on October 24, 2026 and DecisionPoint Financial on October 6, 2026.

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