Comparison

LANDBANK Mobile Banking vs BDO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LANDBANK Mobile Banking

Manage your finances conveniently and securely from your smartphone. Open accounts, transfer funds, pay bills, and access investment opportunities with ease. Enjoy cardless withdrawals and robust security features for peace of mind.

Highlights
  • Online account opening
  • Fund transfers via InstaPay/PESONet
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Investment opportunities
  • Secure authentication with OTP
  • Card security features
Features
Read full description

Bank conveniently with the LANDBANK Mobile Banking App. Open an account, manage finances, transfer funds, pay bills securely, and more, with just a few taps. FEATURES • Account Opening: Open an account online without visiting a branch. • Fund Transfers: Transfer funds to other LANDBANK accounts, or to other banks via InstaPay and PESONet. Use QR codes for faster and more accurate transfers. • Bills Payment: Easily pay bills to 100+ billers • Pay via QR: Make payments to select merchants by simply scanning a QR code with your smartphone. • Cardless Withdrawal: Initiate cash withdrawal from any LANDBANK ATM without your card. • Investment Opportunities: Purchase Retail Treasury Bonds (RTBs) to diversify your investments. • Account Registration: Use your deposit account with an ATM card, prepaid card, or credit card to sign up. • Account Management: View balances, monitor transactions, and check statements for your accounts, prepaid cards, cash cards, credit cards, salary loans, and investments. • Secure Authentication: Use the One-Time PIN (OTP) Generator for instant and secure OTP authentication. • Card Security: Protect your debit and credit cards with Mobilock. • Foreign Exchange Updates: Get access to foreign exchange rates daily. • Investment Funds Monitor: Check the latest prices of your Unit Investment Trust Fund daily. • Checkbook Requests: Conveniently request for a new checkbook. • Self-Service Options: Unlock your user ID and reset password. • Branch Locator: Find the LANDBANK branch, ATM, and Cash Deposit Machine nearest you. SECURITY FEATURES • Email Confirmation: Receive an email for every successful financial transaction. • One-Time PIN Authentication: Ensure security for sensitive transactions with OTP verification. • Device Registration: Register the smartphones or tablets you regularly use to log in and get your OTP authorization via SMS. • End-to-End Encryption: Protect your data with an SSL certificate that guarantees secure communication. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. The Bank is present in all 82 provinces in the country, committed to providing accessible and affordable financial support to key players of the economy and industries as part of its broader thrust of serving the nation. For more information, visit https://www.landbank.com.

About

BDO Pay

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

Highlights
  • Scan QR Ph codes
  • Send money for free to BDO accounts
  • Pay bills with no service fees
  • Request money from users
  • Split bills
  • Buy load
  • QR withdrawals and deposits
Features
Read full description

No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Screenshots

LANDBANK Mobile Banking4 screens
BDO Pay4 screens

Verdict

The call

The clearest difference is rating: BDO Pay at 4.8 against LANDBANK Mobile Banking's 3.2. BDO Pay also leads on review sentiment (32% vs 9%) and ratings volume (1.9K vs 89). LANDBANK Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BDO Pay holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: BDO Pay has 1.9K ratings behind it against 89, so its average is the more settled of the two. Written reviews point the same way: 9% of LANDBANK Mobile Banking's written reviews are positive against 32% of BDO Pay's.

UpkeepUpdate frequency

LANDBANK Mobile Banking ships an update every 5 weeks, BDO Pay monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
LANDBANK Mobile Banking versus BDO Pay: the parameters behind the verdict, then further details
ParameterLANDBANK Mobile BankingBDO Pay
PriceFreeFree
Rating3.2 (89 ratings)4.8 (1.9K ratings) — better
Positive reviews8.6% of reviews31.7% of reviews — better
Number of ratings891.9K — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size78 MB576 MB
Age rating4+4+
DeveloperLand Bank of the PhilippinesBDO Unibank, Inc.

Customer experience

LANDBANK Mobile Banking

All ratings88 ratings
Positive53.4%
Neutral8.0%
Negative38.6%
Written reviews35 reviews
Positive8.6%
Neutral0.0%
Negative91.4%

BDO Pay

All ratings1,676 ratings
Positive95.1%
Neutral1.5%
Negative3.4%
Written reviews41 reviews
Positive31.7%
Neutral2.4%
Negative65.9%

In-app purchases

None

LANDBANK Mobile Banking

No in-app purchases

None

BDO Pay

No in-app purchases

Questions

Is LANDBANK Mobile Banking free?
LANDBANK Mobile Banking is free to download, with no in-app purchases.
Is BDO Pay free?
BDO Pay is free to download, with no in-app purchases.
Which has better reviews, LANDBANK Mobile Banking or BDO Pay?
BDO Pay is rated higher. LANDBANK Mobile Banking averages 3.2 out of 5 from 89 ratings, while BDO Pay averages 4.8 from 1.9K ratings.
Do LANDBANK Mobile Banking or BDO Pay have ads?
Neither LANDBANK Mobile Banking nor BDO Pay shows ads.
Which is updated more often, LANDBANK Mobile Banking or BDO Pay?
LANDBANK Mobile Banking ships an update every 5 weeks, and BDO Pay monthly. Most recently, LANDBANK Mobile Banking was updated on November 1, 2026 and BDO Pay on November 3, 2026.

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