Comparison

MACU Mobile vs MountainCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MACU Mobile

Manage your credit union accounts conveniently from your Apple devices. Access balances, transaction history, pay bills, and transfer funds securely. Locate branches and ATMs, and send secure messages.

Highlights
  • Secure sign-in with Face/Touch ID
  • Quick Balances monitoring
  • View balances on Apple Watch
  • Nickname accounts
  • Check balances and transaction history
  • Pay bills and loans
  • Transfer money
  • View statements
Features
Read full description

MACU Mobile makes it easy to manage your money wherever you are. Check balances, review transactions, transfer funds, pay bills, manage your cards, and stay connected to Members Advantage Credit Union from your phone or tablet. With secure access and convenient account tools, MACU Mobile helps you stay on top of everyday banking, whether you are checking your balance before a purchase, reviewing recent activity, making a payment, or reaching out for help. Features include: • View account balances and recent transactions • Quick Balances for faster account access • Transfer funds between MACU accounts • Pay bills and make loan payments • View statements • Find MACY Branches and ATM’s • Send secure message • Face ID of Touch ID for secure sign - in • Manage your Debit Card on your own with features of Card Controls below, wouldn't make it a separate line item -Turn your card on or off -Set travel alerts -Monitor card activity -Set up travel plans

About

MountainCU Mobile

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

MCU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MCU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

MACU Mobile4 screens
MountainCU Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: MountainCU Mobile at 68% against MACU Mobile's 0%. MountainCU Mobile also leads on rating (4.8 vs 3.7) and ratings volume (3K vs 11). MACU Mobile's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MountainCU Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: MountainCU Mobile has 3K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 0% of MACU Mobile's written reviews are positive against 68% of MountainCU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 3, 2026 and October 19, 2026 respectively.

Scorecard5 real differences · 5 level
MACU Mobile versus MountainCU Mobile: the parameters behind the verdict, then further details
ParameterMACU MobileMountainCU Mobile
PriceFreeFree
Rating3.7 (11 ratings)4.8 (3K ratings) — better
Positive reviews0.0% of reviews67.6% of reviews — better
Number of ratings113K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size126 MB177 MB
Age rating4+12+
DeveloperMembers Advantage Credit UnionMountain Credit Union

Customer experience

MACU Mobile

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

MountainCU Mobile

All ratings3,008 ratings
Positive96.6%
Neutral1.5%
Negative1.9%
Written reviews37 reviews
Positive67.6%
Neutral5.4%
Negative27.0%

Bugs and requests

MACU Mobile

Not enough reviews yet to summarise bugs or requests.

MountainCU Mobile

Reported bugs

3 issues
  • Upgrade not working on iPhone iOS 15
  • App frequently stops working for days at a time
  • New app update causes login issues

Requested features

2 requests
  • Option to block card or pause account
  • Credit score visibility

In-app purchases

None

MACU Mobile

No in-app purchases

None

MountainCU Mobile

No in-app purchases

Questions

Is MACU Mobile free?
MACU Mobile is free to download, with no in-app purchases.
Is MountainCU Mobile free?
MountainCU Mobile is free to download, with no in-app purchases.
Which has better reviews, MACU Mobile or MountainCU Mobile?
MountainCU Mobile is rated higher. MACU Mobile averages 3.7 out of 5 from 11 ratings, while MountainCU Mobile averages 4.8 from 3K ratings.
Do MACU Mobile or MountainCU Mobile have ads?
Neither MACU Mobile nor MountainCU Mobile shows ads.
Which is updated more often, MACU Mobile or MountainCU Mobile?
MACU Mobile ships an update monthly, and MountainCU Mobile monthly. Most recently, MACU Mobile was updated on October 3, 2026 and MountainCU Mobile on October 19, 2026.

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