Comparison

McGriff Benefit Access vs NCFBINS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

McGriff Benefit Access

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.

Highlights
  • Check account balances 24/7
  • View account summaries and charts
  • Submit claims and receipts
  • Manage HSA transactions
  • Secure login with website credentials
  • Contact customer service
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

Screenshots

McGriff Benefit Access4 screens
NCFBINS4 screens

Verdict

The call

The clearest difference is review sentiment: McGriff Benefit Access at 72% against NCFBINS's 15%. McGriff Benefit Access also leads on rating (4.5 vs 2.4) and ratings volume (823 vs 80). NCFBINS's advantage is update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

McGriff Benefit Access holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: McGriff Benefit Access has 823 ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 72% of McGriff Benefit Access's written reviews are positive against 15% of NCFBINS's.

UpkeepUpdate frequency

McGriff Benefit Access ships an update every 5 months, NCFBINS every 2 months. The most recent releases landed on September 22, 2026 and August 5, 2026 respectively.

Scorecard4 real differences · 6 level
McGriff Benefit Access versus NCFBINS: the parameters behind the verdict, then further details
ParameterMcGriff Benefit AccessNCFBINS
PriceFreeFree
Rating4.5 (823 ratings) — better2.4 (80 ratings)
Positive reviews71.8% of reviews — better15.0% of reviews
Number of ratings823 — better80
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size26 MB47 MB
Age rating17+4+
DeveloperMarsh & McLennan AgencyNorth Carolina Farm Bureau Mutual Insurance Company

Customer experience

McGriff Benefit Access

All ratings767 ratings
Positive87.1%
Neutral2.1%
Negative10.8%
Written reviews156 reviews
Positive71.8%
Neutral5.8%
Negative22.4%

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews40 reviews
Positive15.0%
Neutral7.5%
Negative77.5%

Bugs and requests

McGriff Benefit Access

Reported bugs

3 issues
  • Login failures and account lockouts
  • Incorrect account balance display
  • Compatibility issues with older devices

Requested features

3 requests
  • Auto-populate end date based on start date
  • Allow editing of submitted claims
  • Improve mobile app functionality and parity with website

NCFBINS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

McGriff Benefit Access

No in-app purchases

None

NCFBINS

No in-app purchases

Questions

Is McGriff Benefit Access free?
McGriff Benefit Access is free to download, with no in-app purchases.
Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Which has better reviews, McGriff Benefit Access or NCFBINS?
McGriff Benefit Access is rated higher. McGriff Benefit Access averages 4.5 out of 5 from 823 ratings, while NCFBINS averages 2.4 from 80 ratings.
Do McGriff Benefit Access or NCFBINS have ads?
Neither McGriff Benefit Access nor NCFBINS shows ads.
Which is updated more often, McGriff Benefit Access or NCFBINS?
McGriff Benefit Access ships an update every 5 months, and NCFBINS every 2 months. Most recently, McGriff Benefit Access was updated on September 22, 2026 and NCFBINS on August 5, 2026.

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