Starling vs Circuit Go

Best-in-class banking, designed for your phone and life in the 2020s. Our free, habit-building bank accounts help millions of people be good with money. Apply for a free bank account directly from your phone – in minutes. Industry-leading digital banking security. • 24/7 UK-based customer support from real people. • Manage your account security with simple controls in the app. • FSCS protection up to £120,000. • Verify if it’s us calling you, with call status indicators in the app. One app. Everyday banking. From personal to joint to business banking, bring your finances under one roof: • Personal account: Spend, organise, save with the habit-building bank account. • Joint account: Bills, budgets or just getting brunch: it’s better together. • Business account: Pay no monthly fees, 24/7 UK customer support and free invoicing and accounting tools. • Under 16s: The free debit card for kids, managed from your account. • Student account: Budget with Spaces, spend abroad with no fees and apply for an interest-free overdraft. Easy mobile banking that just works. • Branchless and fully online. • Open and manage your account entirely from your phone. • Spend abroad like a local with no fees from us. • Get an instant notification every time you spend or receive money. Build life-changing habits with game-changing features. • Organise your finances by setting money aside into virtual ‘change jars’, aka Spaces. • Get instant notifications every time you spend. On holiday? Get notifications in both currencies. • Put your bills on autopilot so you only spend what’s actually available. • Make every penny count by rounding up payments to the nearest pound. • Get a clearer picture of your spending with our AI-powered features. Starling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

We’re on a mission to make laundry less of a chore. So with our free Circuit Go app, you can quickly check availability, book a machine and start washing. Instant, reliable payments, straight through the app Simple to book – schedule your laundry in advance Skip the queues – check machine availability in your laundry Save some cash – in-app coupons add up to great savings All on your phone – get notified when your cycle’s complete Ready to wash? Visit nearest Circuit launderette, load your laundry, choose your machine and programme, and GO. Please note: Circuit Go relies on your phone having an internet connection. As long as you're online in the laundry room, you can activate our machines and see how long’s left on your cycle. Your Circuit Go app account works separately to the terminal you might see on the wall in your launderette. Rather just tap and go? Pay contactlessly through the terminal. By downloading the Circuit Go app, you agree to the following terms: You accept that you have a non-exclusive licence to use the app. You agree not to copy the app or infringe our intellectual property rights in the app. There’s no minimum amount of top-up credit. Payments are processed through a third-party payment provider. Circuit won’t store your card details. You can refund any part-used top-up credit yourself – use Withdrawing Balance in the Balance area in the app. Refunds incur an administration charge of £2.00. Your part-used credit will need to cover the £2.00 admin charged to be able to process the refund. No refund will be processed for any free credit or coupons. Balance transfer coupons will expire 12 months after the date of purchase. Visit circuit.co.uk for more information.